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Credit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??

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1234_4321
post Aug 13 2013, 09:59 AM

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For previous promotion , pay online bill and get RM30 rebate,
I did not receive any rebate into my account Since 30th Of June.
The latest statement also dun have.

Being Lied. Haiz.
Devil4life
post Aug 13 2013, 10:15 AM

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QUOTE(1234_4321 @ Aug 13 2013, 09:59 AM)
For previous promotion , pay online bill and get RM30 rebate,
I did not receive any rebate into my account Since 30th Of June.
The latest statement also dun have.

Being Lied. Haiz.
*
They didn't lie (or at least not yet). The TnC clearly mention it will only pay out 8-10 weeks after 30th of June.

which mean is end of this month latest.

http://www.ocbc.com.my/assets/data/Terms_Conditions.pdf
kuai_chai
post Aug 13 2013, 10:26 AM

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some updates of the 1%, 5% list..

HARRODS-KLCC KUALA LUMPUR MYS = 1%
GARRETT POPCORN - KLCC KUALA LUMPUR MYS = 1%
DRAGON-I-PAVILION KL KUALA LUMPUR MYS = 5%

---
i thought harrods and garrett popcorn may fall into 5% category as they are food related shops.. sad.gif


This post has been edited by kuai_chai: Aug 13 2013, 12:00 PM
kurtkantoi
post Aug 13 2013, 12:46 PM

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QUOTE(Devil4life @ Aug 13 2013, 09:38 AM)
Previously kurtkantoi mention he gotten 5% for GSC through paypal. Hence I tried and only receive 1%
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Can you confirm with CS? Last time I did go through one by one to check and it confirm GSC ticket through paypal got 5%. That is also explain how I got the MCC code. whistling.gif
Devil4life
post Aug 13 2013, 01:29 PM

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QUOTE(kurtkantoi @ Aug 13 2013, 12:46 PM)
Can you confirm with CS? Last time I did go through one by one to check and it confirm GSC ticket through paypal got 5%. That is also explain how I got the MCC code.  whistling.gif
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Yup, will do after work today. Hopefully I remember.
DarReNz
post Aug 13 2013, 01:30 PM

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QUOTE(500Kmission @ Aug 12 2013, 11:01 PM)
i want kill ocbc credit card approval already. this 3rd time application fail again.
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hmm u tried for 1.5 years d ?
jkngo2003
post Aug 13 2013, 01:56 PM

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kedai runcit 1 malaysia, sibu , sarawak = 5percent rebate
SUSDavid83
post Aug 13 2013, 02:07 PM

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QUOTE(jkngo2003 @ Aug 13 2013, 01:56 PM)
kedai runcit 1 malaysia, sibu , sarawak = 5percent rebate
*
Wow, they accept credit card! rclxms.gif
Kudo2012
post Aug 13 2013, 03:01 PM

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QUOTE(guy3288 @ Aug 12 2013, 06:37 PM)
i received too, where can we read the T&C?
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I received the sms mentioned is RM50 hmm.gif hmm.gif
cempedaklife
post Aug 13 2013, 03:34 PM

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QUOTE(Jason @ Aug 12 2013, 04:45 PM)
I was under the impression the cash back is on a first come first serve basis? I wonder what's the T&C
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it's in the second post...

http://www.ocbc.com.my/personal-banking/Ca..._promo_TheCurve
stacko
post Aug 13 2013, 05:02 PM

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QUOTE(DM3 @ Aug 12 2013, 04:51 PM)
Just receive sms on spending 2k for bills until end of oct will get rebate $30
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The SMS I received has a specific condition that "one must be assessment bill".
SUSDavid83
post Aug 13 2013, 05:08 PM

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QUOTE(stacko @ Aug 13 2013, 05:02 PM)
The SMS I received has a specific condition that "one must be assessment bill".
*
Because of this condition, I have no interest over it. laugh.gif
zenquix
post Aug 13 2013, 05:09 PM

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QUOTE(stacko @ Aug 13 2013, 05:02 PM)
The SMS I received has a specific condition that "one must be assessment bill".
*
sad.gif already paid mine... with OCBC.

Did not get the sms though. Targetted maybe.
MGM
post Aug 13 2013, 05:35 PM

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Need some advice:
My OCBC titanium (latest statement date 11Aug) is up for renewal this 24Aug but my Retail spend only touch rm8300, still short of rm1700 for the 'Annual Usage Bonus' of RM50. According to the CS if I cancel the card before 24Aug(b4 GST rm50 is charged) my rebate for the month will be burned. So she suggested that I stop using the card after 24Aug(got a problem here as my Telekom autodebit is on 25Aug) and wait for the next statement on 11Sep. By then the GST will be charged and I still get the 'MONTHLY cash rebate of RM50 instead of being burned'. After I got this statement I then call the CS to request for 'Annual Usage Bonus' eventhough my Annual Retail Spend is short. I can then decide whether to keep the card or not. If I cancel the card I can also ask for the GST to be nullify.
My other problem is the Telekom autodebit. My telekom bill will be dated on 16Aug.
Can I pay the bill using OCBConline today(13/8) an estimated higher amount so that the autodebit would not be triggered on 25Aug?
How long it takes to cancel the autodebit facility?

Add:
Called Telekom at 100 and manage to cancel autodebit effectively tomorrow.

This post has been edited by MGM: Aug 13 2013, 06:45 PM
Human Nature
post Aug 13 2013, 06:04 PM

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QUOTE(MGM @ Aug 13 2013, 05:35 PM)
Need some advice:
My OCBC titanium (latest statement date 11Aug) is up for renewal this 24Aug but my Retail spend only touch rm8300, still short of rm1700 for the 'Annual Usage Bonus' of RM50. According to the CS if I cancel the card before 24Aug(b4 GST rm50 is charged) my rebate for the month will be burned. So she suggested that I stop using the card after 24Aug(got a problem here as my Telekom autodebit is on 25Aug) and wait for the next statement on 11Sep. By then the GST will be charged and I still get the rebate of RM50. After I got this statement I then call the CS to request for 'Annual Usage Bonus' eventhough my Annual Retail Spend is short. I can then decide whether to keep the card or not. If I cancel the card I can also ask for the GST to be nullify.
My other problem is the Telekom autodebit. My telekom bill will be dated on 16Aug.
Can I pay the bill using OCBConline today(13/8) an estimated higher amount so that the autodebit would not be triggered on 25Aug?
How long it takes to cancel the autodebit facility?
*
I do not have the answer for your question but my question is, why not just pay the RM50 GST and continue to keep the card? Your RM8300 usage already gives you RM400+ in rebate (assuming 5%). Unless of course, if your intention is to cancel the card indefinitely.
MGM
post Aug 13 2013, 06:11 PM

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QUOTE(Human Nature @ Aug 13 2013, 06:04 PM)
I do not have the answer for your question but my question is, why not just pay the RM50 GST and continue to keep the card? Your RM8300 usage already gives you RM400+ in rebate (assuming 5%). Unless of course, if your intention is to cancel the card indefinitely.
*
Thinking of changing to HLB Wise Card and also if too many cards, spending on each card will be reduced and subsequently not qualify for bonus/rebate like the OCBC 'Annual Usage Bonus'.

This post has been edited by MGM: Aug 13 2013, 06:20 PM
Human Nature
post Aug 13 2013, 06:12 PM

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QUOTE(MGM @ Aug 13 2013, 06:11 PM)
Thinking of changing to HLB Wise Card and also if too many cards spending on each card will be reduced and subsequently not qualify for bonus/rebate like the OCBC 'Annual Usage Bonus'.
*
Ah I see. Let's wait for others to answer your question smile.gif This is one of the reason I try to avoid auto-debit.
Devil4life
post Aug 13 2013, 06:30 PM

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QUOTE(Human Nature @ Aug 13 2013, 06:04 PM)
I do not have the answer for your question but my question is, why not just pay the RM50 GST and continue to keep the card? Your RM8300 usage already gives you RM400+ in rebate (assuming 5%). Unless of course, if your intention is to cancel the card indefinitely.
*
QUOTE(MGM @ Aug 13 2013, 06:11 PM)
Thinking of changing to HLB Wise Card and also if too many cards spending on each card will be reduced and subsequently not qualify for bonus/rebate like the OCBC 'Annual Usage Bonus'.
*
Depend on your spending pattern I guess. Wise card is only good if you can satisfy the criteria (10 x RM50 on related transactions).

Anyhow I think keeping OCBC Titanium is good as many ppl complain of it hard to be approve. Just afraid if you cancel and reapply will not be that easy anymore.

1% of other transaction is still good compared to many cards.

I just reach 1 year of my card as well and I did obtain the Annual usage bonus. Depend how you see it, one side is glad that i able to get GST offset, the other side means I just spend RM10,000.

This coming year I foresee myself not using that much too as Unifi n TNB can be paid through M2kard Amex through M2U and I have UOB One card for my BHP Petrol. Mostly will only be used for dining and other bills like telco.

Anyhow I don't understand why you mention can get the offset of RM50 if you postpone the usage since you can't achieve RM10000 usage anyway. Anyhow you can always overpay now so that when your bill comes out it'll be negative value. But do make sure that you have to pay before your bill generated. Or else anyhow the autodebit will kicks in as it based on your bill statement amount. So by paying more before it, you will have negative value and won't trigger your autodebit to pay.
MGM
post Aug 13 2013, 07:07 PM

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QUOTE(Devil4life @ Aug 13 2013, 06:30 PM)
Depend on your spending pattern I guess. Wise card is only good if you can satisfy the criteria (10 x RM50 on related transactions).

Anyhow I think keeping OCBC Titanium is good as many ppl complain of it hard to be approve. Just afraid if you cancel and reapply will not be that easy anymore.

1% of other transaction is still good compared to many cards.

I just reach 1 year of my card as well and I did obtain the Annual usage bonus. Depend how you see it, one side is glad that i able to get GST offset, the other side means I just spend RM10,000.

This coming year I foresee myself not using that much too as Unifi n TNB can be paid through M2kard Amex through M2U and I have UOB One card for my BHP Petrol. Mostly will only be used for dining and other bills like telco. 

Anyhow I don't understand why you mention can get the offset of RM50 if you postpone the usage since you can't achieve RM10000 usage anyway. Anyhow you can always overpay now so that when your bill comes out it'll be negative value. But do make sure that you have to pay before your bill generated. Or else anyhow the autodebit will kicks in as it based on your bill statement amount. So by paying more before it, you will have negative value and won't trigger your autodebit to pay.
*
Every month pumping petrol 5x + shop/buy vouchers at AEON 5x is achiveable.
By using Wise and MBB2Amex which overlap many of the OCBC categories that enjoys 5% rebates, I would get more rebates.
Probably only left with Municipal Bills/IWK/SAJ for OCBConline(on second thought might keep this CC for these transactions).
Will use MBB2Amex for AIA, TNB, Telekom, Groceries. Wise for Petrol, DeptStores, Maxis and DiGI.
Still searching for a CC for online purchases like Airlines/Hotels/Groupon (CIMB CB?) Was rejected by RHB Signature eventhough met their criteria (suspect it is becos of BT reflected in CCRIS).
Already cancel the Telekom autodebit thru Telekom 100.

This post has been edited by MGM: Aug 13 2013, 07:09 PM
venicelim
post Aug 13 2013, 07:20 PM

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QUOTE(stacko @ Aug 13 2013, 05:02 PM)
The SMS I received has a specific condition that "one must be assessment bill".
*
I received the sms too.
But what is an assessment bill?

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