drop the . (1XXXXXXX) and 2nd box put your mobile number

already paid mine... with OCBC.

Did not get the sms though. Targetted maybe.

most likely they realized the error and got the merchant bank to correct it.

possible. have to submit form in branch

umm.. OCBC 5% covers

grocery
petrol
dining
utilities

where would you expect "Crocs shop in Aeon Jusco Selatan" to fall under?

u need to calculate the EIR

http://en.wikipedia.org/wiki/Flat_rate_%28finance%29

3% flat rate for a year will translate close to 5.69% of a normal housing loan.

http://www.loanwala.com/calculators/flat-interest-rate.html

Only 1 for me. Perhaps the other RM50 is from your normal cashback.

This post has been edited by zenquix: Aug 29 2013, 11:58 AM

yeah. in the long run u pay less interest for that "car portion" and u can pay more installment and get charged less interest.

drop the "." from the account number

it will be 1234567

if you took 6, you have to pay on 26. Some ppl may not have gotten paid by that date.

I would recommend 1X, anything above 13 as the date will then fall into the next month (adjust according to the date you get your pay)

this would require you to have budgeted for the current month statement before the statement is out, if my understanding is correct. and provided u get paid end of the month. i.e 6 oct statement already budgeted from sept pay (out end sept)
But this would mean you are vulnerable to any sudden spends between the budgeting and the statement date.

However it is true that all spend from 7th of the month only needs to be paid end of next month, if you do proper tracking and budgeting.

This post has been edited by zenquix: Oct 1 2013, 08:32 PM

some ppl reported they got 1% only.

My advice, 5% is a bonus, expect 1%