What do you mean short of 1 sen ?
Do you mean you get RM49.99 ?

My spending on April was RM249.41 and the rebates I obtained was RM12.45. Shortfall of 2c. Sometimes it shortfall by 1c.

This post has been edited by CP88: May 2 2013, 09:32 PM

My only conclusion is that the PayPal transaction on 31-March was included but it was not based on my posted conversion rate, something much lower.

Posted amount: RM29.15
Calculate amount : RM28.00

Maybe before the AMEX 2.5% admin fee for PayPal transactions

I notice Agoda Booking via Maybank's link gets 7% discount now...
If I selected in MYR, would I be charged that amount shown on the website ?

WWF accepts AMEX.
Mine auto debit quarterly.

Hi. Anyone have experience in requesting extra credit limit?

I submitted my document after finishing up my E-filing for income tax but yet to hear from them . Its been over a week liao

Will monitor again next mth bill....

anyone have any idea of the cutoff time for transactions to be posted the next day?

sometimes, let's say i swipe around 9pm ish, then i get the transaction posted 2 days later, sometimes the next day.. any idea normally after what time, transaction is calculated as 2 days later?

it depends on when the Merchant does its settlement

that depend on the merchant.

usually, big shop will send the transaction everyday, and small small shop send it after several day.

oh okays. cause thought of doing some payment tonite since its quite urgent, and my billing date is on the 3rd, so any purchases/payment made today, if the transaction is posted today, then tmrws statement come out will need to clear this month

if the merchant processes it a day later, i can pay next month

if pay at night high chance the posting date will only be tomorrow earliest.

cause wanna do bill payment, normally shops close at 10pm, so if i pay around 9.30, also might risk myself clearing the entire bill by this month

sometimes very random i would say, if use visa confirm is 2 days later lol.. but amex wise, hard to say

it totally depends on the merchant.
but normally, Amex transactions will appear quicker than visa/master.
but that also depends on when the merchant did the settlement

When is the maybank2kard statement date? Different from people to people?
How can I opt in for the paper statement? any extra fee?

Dont' use AMEX.... use either Visa/Mastercard

Call up CS to ask when in your statement date, or you can check from M2U too.
I opt for paper statement. No extra charge

count every transaction by using the floor formula in excel
=FLOOR(X*0.05,0.01)
it round down to nearest 1 cents.

eg:
39.99 x 0.05 = 1.9995
even round is 2, but the rebate should only 1.99

i record every transaction, and this formula is tally with rebate

You should ROUNDDOWN (<cell>*0.05,2)
And I did receive EXACTLY RM49.96 + PayPal transaction is calculated based on posting date and based on actual charged MYR amount.