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Loans & Scholarships PTPTN Thread, Face problem or queries? Head here

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stevanistelrooy
post Apr 3 2008, 05:35 PM

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QUOTE(sunshine88 @ Apr 2 2008, 04:56 PM)
QUOTE(stevanistelrooy @ Apr 2 2008, 03:53 PM)

Not anymore. The last batch that completed their degree could do so, was last year batch.
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Lat year batch? How did u know abt it?
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Cos I am from the last batch itself. wink.gif

QUOTE(2kia @ Apr 3 2008, 02:52 AM)
ahh, thanks.  smile.gif
seriously, no more exemption??  ohmy.gif
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it was announced in the media as well. few years back.

This post has been edited by stevanistelrooy: Apr 3 2008, 05:36 PM
i_alexander
post Apr 7 2008, 12:06 AM

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So can borrow PTPTN .... no 3 credit leh ~ T.T

Thank you
fruitie
post Apr 7 2008, 12:37 AM

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And to answer to above question, sorry to say you won't be granted with the loan. sad.gif
Read this:

QUOTE
Saya lulus SPM tetapi tidak mempunyai 3 kepujian dan telah diterima masuk ke IPT. Bolehkah saya memohon pinjaman?
Jawapan:

Anda tidak layak memohon pinjaman. Namun demikian, kelonggaran syarat pinjaman lulus SPM akan diberikan sekiranya anda termasuk di dalam kategori pelajar berikut:

i)    Pelajar lepasan Sijil Kolej Komuniti yang mendapat tawaran mengikuti pengajian ke peringkat Diploma di Politeknik  dengan syarat pelajar memperolehi CGPA 3.0 ke atas di peringkat sijil; atau

ii)    Pelajar lepasan Diploma Politeknik yang mendapat tawaran mengikuti pengajian ke peringkat ijazah di IPTA atau IPTS dengan syarat pelajar memperolehi CGPA 3.0 ke atas di peringkat Diploma.

Information as found from here.

This post has been edited by fruitie: Apr 7 2008, 12:40 AM
HMMaster
post Apr 12 2008, 08:33 AM

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http://thestar.com.my/news/story.asp?file=...3831&sec=nation

QUOTE
PSD gets nod to put defaulters on credit-rating blacklist
After trying just about everything to recover payments for study loans and still not making any headway, the Public Service Department has come up with a last-gasp measure - to put defaulters on the credit-rating blacklist to bar them from getting any more loans.


why i never heard of this? hmm.gif
QUOTE
PSD decided to revoke the 75% discount given to 1,200 hardcore defaulters and blacklist them as well as their spouses and children (if any) so that they would not enjoy a similar loan facility in future.


Only if this is applicable to PTPTN too...

This post has been edited by HMMaster: Apr 12 2008, 08:54 AM
rpg
post Apr 18 2008, 12:59 PM

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how to find nombor surat tawaran? i lost my surat tawaran and mails they sent me each year.


Added on April 18, 2008, 5:22 pmi heard if dun have no. tawaran, i cant pay back the money, is that true?

This post has been edited by rpg: Apr 18 2008, 05:22 PM
stevanistelrooy
post Apr 18 2008, 05:29 PM

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QUOTE(rpg @ Apr 18 2008, 12:59 PM)
how to find nombor surat tawaran? i lost my surat tawaran and mails they sent me each year.


Added on April 18, 2008, 5:22 pmi heard if dun have no. tawaran, i cant pay back the money, is that true?
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Don't think so.

You could always request a PIN number

Check this out http://epay.ptptn.gov.my/loan/ptptnlogin.jsp

All it need is your IC number, and you can view your outstanding balance as well.

This post has been edited by stevanistelrooy: Apr 18 2008, 05:30 PM
rpg
post Apr 18 2008, 06:08 PM

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QUOTE(soundsyst64 @ Apr 18 2008, 09:42 AM)
To login for statement checking, use your IC and PIN number on the statement mailed to you.

To pay the PTPTN, need nombor Surat tawaran

PS : Pay what you borrow. eg, you borrow RM 20,000, just pay RM 20,000 without 'kadar riba'  nod.gif
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but this guy said need. so need or not? i already obtained my PIN number via SMS, and checked my total amount.
Now all i need to do is just bring my money and IC to department to pay lah? they will check it for me right?

and which department was it?

This post has been edited by rpg: Apr 18 2008, 06:09 PM
PearlyLPU
post Apr 19 2008, 01:20 AM

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Guys, how do you check your loan application status? Is there anywhere in PTPTN website to do so? I cannot access PTPTN website so I cannot search for it myself. blink.gif
The Phantom
post Apr 25 2008, 08:09 PM

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Is PTPTN worth to apply? I'm nw getting ready for my degree programme n I need bucks. But I duno whether this is a good one.
highbury1913
post Apr 25 2008, 08:20 PM

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If you need the money then of course PTPTN is the best loan available. Bank loans have very high interest.
The Phantom
post Apr 25 2008, 08:22 PM

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QUOTE(highbury1913 @ Apr 25 2008, 08:20 PM)
If you need the money then of course PTPTN is the best loan available. Bank loans have very high interest.
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hw much is the difference btw bank loan interest and ptptn?
phantasm0110
post Apr 25 2008, 08:25 PM

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QUOTE(The Phantom @ Apr 25 2008, 08:22 PM)
hw much is the difference btw bank loan interest and ptptn?
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PTPTN loan only charge u interest after u graduate.
I think bank loan charges u as soon as u loan the money.
u can google for PTPTN website about the interest calculation all those.
If you dont have any sponsor/scholarship, i think PTPTN is ur best choice already.

This post has been edited by phantasm0110: Apr 25 2008, 08:25 PM
The Phantom
post Apr 25 2008, 08:26 PM

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QUOTE(phantasm0110 @ Apr 25 2008, 08:25 PM)
PTPTN loan only charge u interest after u graduate.
I think bank loan charges u as soon as u loan the money.
u can google for PTPTN website about the interest calculation all those.
If you dont have any sponsor/scholarship, i think PTPTN is ur best choice already.
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oic, thx for ur advice
bafukie
post Apr 25 2008, 09:22 PM

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with tenure of loan up to 20 years i think... why not?
nicawh
post Apr 25 2008, 10:00 PM

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QUOTE(bafukie @ Apr 25 2008, 09:22 PM)
with tenure of loan up to 20 years i think... why not?
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yea. i back this one too. up to 20 years, can slowly pay, even if start to work already also maybe pay less than 10% per month. unless u have the money la.
WinnieH
post Apr 25 2008, 10:06 PM

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is ptptn loan available for students studing overseas??
oxalato
post Apr 25 2008, 10:18 PM

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QUOTE(WinnieH @ Apr 25 2008, 10:06 PM)
is ptptn loan available for students studing overseas??
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no. go to the website for more info
biologyking
post Apr 26 2008, 06:28 PM

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Can we apply PTPTN loan for degree courses using foundation result? I am so confused rclxub.gif
azarimy
post Apr 26 2008, 06:34 PM

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QUOTE(biologyking @ Apr 26 2008, 10:28 AM)
Can we apply PTPTN loan for degree courses using foundation result? I am so confused rclxub.gif
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if i recall correctly, PTPTN loan does not care about ur pre-degree results. as long as u have enrolled into an accredited course (by LAN/MQA) in any university or college in malaysia, u are eligible to apply. criteria usually include family background like total income vs tanggungan, as well as if any of ur family has a bad credit/debt record or have/has been declared bankrupt etc. other than that, they dont look for ur results.
biologyking
post Apr 26 2008, 06:52 PM

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QUOTE(azarimy @ Apr 26 2008, 06:34 PM)
if i recall correctly, PTPTN loan does not care about ur pre-degree results. as long as u have enrolled into an accredited course (by LAN/MQA) in any university or college in malaysia, u are eligible to apply. criteria usually include family background like total income vs tanggungan, as well as if any of ur family has a bad credit/debt record or have/has been declared bankrupt etc. other than that, they dont look for ur results.
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Really? If I finish foundation at IPTS, I could apply PTPTN loan for my degree since I cant borrow that loan for foundation course?
If it is true, rclxms.gif

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