Loans & Scholarships PTPTN Thread, Face problem or queries? Head here
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 Apr 25 2008, 08:25 PM
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#1
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Senior Member
1,104 posts Joined: Jan 2003 From: Somewhere, here and there 
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QUOTE(The Phantom @ Apr 25 2008, 08:22 PM) hw much is the difference btw bank loan interest and ptptn? PTPTN loan only charge u interest after u graduate. I think bank loan charges u as soon as u loan the money. u can google for PTPTN website about the interest calculation all those. If you dont have any sponsor/scholarship, i think PTPTN is ur best choice already. This post has been edited by phantasm0110: Apr 25 2008, 08:25 PM |
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Apr 26 2008, 09:52 PM
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#2
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Senior Member
1,104 posts Joined: Jan 2003 From: Somewhere, here and there
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If the family can support TS financially, why bother to apply PTPTN? Wasting time and money rite? Need to pay for interest also le....
If no scholarship and family does not generate high income, PTPTN loan is the best option already. As soon as u get enrolled into the course, u can apply for the loan already. Taken that the course u enrolled are accredited la. As for interest, 20 years maximum payback. But if ur income is high, then pay as much as u can, so u will pay less for the interest |
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Aug 21 2008, 09:00 AM
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#3
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Senior Member
1,104 posts Joined: Jan 2003 From: Somewhere, here and there
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QUOTE(JungleKing @ Aug 20 2008, 05:05 PM) Hello, should be some delay?I have issues with getting my loan and 2.0 gpa. My last semester I got less than 2.0 for 1 subject. Now i'm in my 5th semester. My college has 3 semesters per year. I have RM16K loan approval. i believe it is split into RM4K, every 6 months. I got the first RM4K in 18 Augus 2007, and second RM4K on 18 February 2008. I supposed to have receive my third RM4K on last monday (18 August 2008), but till today nothing. Is it because of my getting less than 2.0gpa, or got some delays with ptptn? My questions: 1) If because i didn't get 2.0, when will they give my next money? 2) Because the 2 payments should be in August 2008 and February 2009. If i didn't get in August 2008? Will they forfeit the RM4K or, give RM8K in February 2009? because April 2009 I graduate ready, no point RM8K come on just 2 moths before I graduate. why not try and ask your friend which had ptptn loan ? if your result still below 2.0 gpa for maybe few sems, i think they will cancel your loan already. |
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