Someone posted here a while ago that Citibank no longer offers credit card to those who have never had a credit card. This apparently is a new Citibank policy.

Hi guys, I bought a smartphone last week on my Clear card and am currently trying to turn in into installments before my due date on Jan 2. However I keep getting this error message below.

"We are unable to process your request at the moment. If you continue to encounter this problem, please call our 24-Hour Citiphone Banking at 03-2383 0000 for assistance."

Called Citiphone on the 26th and they said they will look into it and give me a reply within 3 working days. In the meantime anybody know what's wrong with it?

Guys, if I were to upgrade my Platinum Cash back to Platinum card, will they waive my annual fee?

Cheers

hey guys..
wanna ask,why did u pick citibank platinum credit card over other banks?
i saw their requirements are quite low..rm60k only..
personally i like their citibank priviledges..many offers in shopping malls..

Thanks for the reply.




That seems like a strange policy. So I guess I won't be able to get any Citibank credit card then since I didn't even have 1.




Thanks for the replies & have a Happy New Year

I got rejected also even my document enough but i apply for 1 more bank they approve me .. So citibank really wun approve first card?

It has been like this for a long time now that they rarely approve if your first credit card is citibank.

Is it possible if I open a citibank account locally and link it to my overseas citibank account? Would you recommend me to do this to transfer my money internationally ? Would the charges be on the high side as compared to hsbc? Sorry a bit noob in this.

This is weird, my annual income is 24k and i apply clear card as my first credit card. I got approved after 2 working days.

The TGV offers for RM10/ticket & Coffee Bean 20% off will end tomorrow....

This post has been edited by WhitE LighteR: Dec 30 2012, 09:42 PM

Let's hope Citibank will renew or "upgrade" the promotion

i like that

is it true that the platinum card doesnt have annual fee?

Like i said before at previous post. Citi only approve listed/gov & mnc company employee if the person do not have any c.card/loan from other bank more than a year. If u got more than a year record from other bank and payment/dsr is good..what company also can approve if u meet the requirement except u got 2 bank issuer <36k p.a income or non target market for banks. Home verification is 1 of citi important criteria/score for an application, so if u know ur home phone no ppl pick up or whatever reason that they fail to contact u. Pls attach ur phonebill statement 1st page that show ur name and address together when u submit ur docs for processing. Hope this info help abit

My friend received his RM250 (50% first swipe) from online shopping at Lazada.com.my ... So, online transaction is counted.

Posted on his 3rd statement....

Thanks, a bit of Tips from Insider...

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Added on December 31, 2012, 2:14 pmNegative... Annual Fee for Citi's Plat.- $600 p.a

This post has been edited by fly126: Dec 31 2012, 02:14 PM

Not sure when these rules/policies applied because late 2011 i try to apply Cash Back Platinum Citibank reject me. That time i have house loan and CC with other banks.

This post has been edited by chongaik82: Dec 31 2012, 04:56 PM

Hi Guys,
I am thinking to apply for a Citibank card. But I read those promotions like Coffee Bean buy 1-free-1 ended in 2012. I know there are some other promotions too but if someone could confirm these promotions still on going for 2013, then it would be good.

Thanks!

Are you applying Clear card?

I am thinking so... because of the buy 1-free-1 thingy...