Sent an email to cancel my SCB cc.

Previously 15% cash back on petrol, which was always my first choice of using and always in priority when comes to Petrol Station.

Now, no longer using it due to Zero Cash Back and Zero Points. It's like once the favoured queen, but then being kept in "cold jail (in mandarin)"

If I were have to write an Essay in Primary School about "I am a Credit Card", then this card is just like a temporary favored card, what a up and down. So sorry to you.

I don't know why SCB did this. The card was the top cash back card in the first 6 months, then become the worst card ever.

The only reason i think is the CCRIS input. Maybe they keyed in high credit limit to create a high barrier of applying new credit card with other bank.

It can tell from my personal experience. After having SCB's CC, I've tried to apply HLB's Wise Card, it was rejected TWICE!! I think in CCRIS, they have done something.

Believe it or not?

This post has been edited by ck23: Aug 12 2013, 03:16 PM

Ck23,

Please get a definition how CCRIS work before you make your move about your situation. All promotion will be an end and will be valid till given promotion period only. It already stated very clearly during term and condition when the cashback will end. The major problem nowaday is most customers like to believe what people told them through a bare mouth without supporting document. please don't expect anything to be free as there will be no free lunch on this world. Only classic will not be given points or visa translucent, all points will be given except petrol transaction, cash withdrawal, insurance payment and bills payment. Retail transaction can only be considered given as points.

This post has been edited by adolph: Aug 13 2013, 12:54 AM

shoduken,

It's almost same, only major different will be credit limit assign to business platinum card will be higher compare to platinum card. plus, the advantage of business network on business events. Most people only apply because the classes is different but however, only platinum will be allow for supplementary card and business platinum will not be allowed to apply any supplementary card.

This post has been edited by adolph: Aug 13 2013, 12:53 AM

I prefer the black colour platinum design.
2 years ago Stan Chart called to introduce their Biz Plat but I rejected.

Fruitie,

I'm white color

While your statement is not wrong, perhaps it is best for the bank to reflect on the misconducts of their card agents as well. I have personally encountered SCB card agents who promise the moon just to get card sign-ups, providing wrong info and such. This is the MAJOR culprit.

actually 0.5 Choice Points were given for all transactions but since SCB raised the redeemed rate 3 times, i think not much people will now apply for any SCB cards.

SCB had removed the point system for this card since January. To be exact, it used to be 1 Choice Point for every RM2 spent.

Actually their points system still available, i'm surprised also

I still get RM1 = 1 ChoicePoints from SCB card spends

Human Nature,

Yes, if found there are person gave any incorrect information. the victim may raise a complain against the agents. even though under partnership from outsource agency, it is not hard to be trace.

winner,

The bank relaunch the reward program with a program booster where can accelerated reward up to 5X for the first two month which is April and May 2013 for local spend. Local spend in that period will be given RM1 = 5 points excluded petrol transaction, insurance premium and bill payments.

After that period, it will be given RM1 = 1 reward points.

It already launch back the reward program start on April 2013.

I apply SC JOT account from groupon but never receive the gift from SC. CALL them many times also say will call back but never.

My card anniversary is August, and now GST not credited yet, so I call and cancel. They say wait for it to charge, then request waiver. If by then they don't waive, I cancel it I still don't have to pay.

is this true or false? later I cancel they still ask me to pay I will be !@#$

02 Aug - Applied for VISA Plat supp card for my mom thru' the supplementary card promotion. Done it online. Since then, never received any call from Price Solution team or even from the bank for verification purpose.

12 Aug - Received an SMS stated the card is en-route.

13 Aug - I never activate the card yet however, checked via internet banking and found that $300 has been credited into my principal credit card account.

The flow is not following as per what stated in the supplementary card promotion T&C.
The money is credited into the principal cc account instead of the supp cc account. I understand that this has been stated very clearly in the T&C, but to my point of view, it doesn't serve the purpose as what stated in their promotion ads. I don't see it as a way to pamper your loved one but it is more like using your loved one's personal details to get more cash back for yourself.

How is it possible you receive the cashback of RM300 that quickly ????
The T&C states within 60 days from supplementary card approval date and into the Principal Card.

Can you copy the description of the transaction shown under the RM300.00CR you received ?
A screenshot will be great (hide the CC number)

26/06 - My principal card is set enforced
01/08 - Received my cash back (in less than 2 months)
13/08 - Received my supp card cash back (upon card approval)



This post has been edited by keith1108: Aug 14 2013, 04:49 PM

Deleted

This post has been edited by Human Nature: Aug 14 2013, 10:12 PM

Jason,

Technically, that's true. the waiver will be subject to business approval and segment. It's not definitely could be waive.