Hi Sifus,

FYI, I submitted my application through online. The staff/agent call me this afternoon and offer me 2 options as below:

Promo option 1 :
1. Get instant CashBack of RM300 when your card is approved
2. 2 years annual fee waiver

Promo option 2 :
1. Get instant CashBack of RM55 when your card is approved
2. FREE Smart-Tag valued RM120 OR Touch-N-Go Card valued RM100 (choose 1 of those)
3. 15% CashBack on Petrol transactions (max capped at RM68/month), Valid 6 months from card approval date
4. 2 years annual fee waiver

He suggested to me to apply option 1 (Business Plat Visa), and apply option 2 (Business Plat Master) after option 1 approved, and I will enjoy these 2 promo benefits.

After I read T&C, my understanding is as below:

Promo option 1 (via online):
1. Get instant CashBack of RM300 when your card is approved
2. 2 years annual fee waiver
3. 15% CashBack on Petrol transactions (max capped at RM100/month), Valid 6 months from card approval date

Promo option 2 (via the Bank’s direct sales agencies or the Bank’s branches):
1. Get instant CashBack of RM55 when your card is approved
2. FREE Smart-Tag valued RM120 OR Touch-N-Go Card valued RM100 (choose 1 of those)
3. 15% CashBack on Petrol transactions (max capped at RM68/month), Valid 6 months from card approval date
4. 2 years annual fee waiver

And I won't enjoy 2 benefits as stated in T&C item no. 13:
I have few questions:
1) Can sifus advise me which one is correct? Or I should call customer service to clarify?
2) If I choose the option 1 (submission via online), do I need to submit the scanned copy of signature i? I scare the staff/agent will auto apply both options with my scanned signature.

Thanks in advance

Mine same package with yours, also got the extra 95. No idea where it came from but no complains here

Hi, i received cash back twice for Dec 2012:
05/03/2013  30 Jan13 15% Petrol CashBack      MYR 39.06 CR 
   
05/03/2013  30 Dec12 15% Petrol CashBack      MYR 18.17 CR 

25/01/2013  30 Dec12 15% Petrol CashBack      MYR 18.17 CR 
Do anyone here experience the same thing as well?

new promo

luckily im 28

double rebate  

of course you can, 12 months later apply again to enjoy freebies

call customer service will do, tell them you want to terminate

apply a supplementary card for your love 1 , and get another cash back   
Else, just keep as spare card, some restaurant have discount for scb credit card   

Email and SMS
Don't think SCB uses Pos Laju anyway