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 SCB JustOne Current + Savings Account, 3 Types: Personal / Preferred / Priority

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Pega101
post Nov 8 2012, 10:08 AM

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QUOTE(ronnie @ Nov 8 2012, 07:20 AM)
Of course, these are OPTIONAL products. Care to share which SCB branch allow such "tactic"
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that branch at jalan yong shook yin , beside the big POH KONG ,
im going to complain about this and ask them to cancel the insurance !
really wtf ..

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dopp
post Nov 16 2012, 02:10 PM

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I have also signed up for this account. I use the free SI to transfer my salary to this account for bill payment, credit card payments.. My wife also will transfer a total sum to this account ... then we use the free IBG to make payment !.. save a lot.

samwhyik
post Dec 26 2012, 05:53 PM

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I have this just one current account for last few months but just recently i noticed bank raised charges on MEPS withrdraw ($4/time) even i fulfill deposit requirements.
(i) Anyone experience the same as mine?
(ii) Old question again, should I deposit 1.5k on every 1st of month in order to avoid any charges on the aforesaid month?
(iii) Failed to apply SI after complaint made and re-apply at SCB. Anyone experince the same?

Thank you.
TSronnie
post Dec 26 2012, 08:34 PM

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QUOTE(samwhyik @ Dec 26 2012, 05:53 PM)
I have this just one current account for last few months but just recently i noticed bank raised charges on MEPS withrdraw ($4/time) even i fulfill deposit requirements.
(i) Anyone experience the same as mine?
(ii) Old question again, should I deposit 1.5k on every 1st of month in order to avoid any charges on the aforesaid month?
(iii) Failed to apply SI after complaint made and re-apply at SCB. Anyone experince the same?

Thank you.
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If you deposit RM1500 into JustOne Current anytime in the same month of your IBG/MEPS withdrawal, the fees will be "refunded" in the next month.
TSronnie
post Dec 28 2012, 12:35 AM

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There's a change in Interest Rate for JustOne Personal Savings account
user posted image

rayz112
post Dec 29 2012, 12:10 PM

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QUOTE(ronnie @ Dec 28 2012, 12:35 AM)
There's a change in Interest Rate for JustOne Personal Savings account
user posted image
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meaning now maybank2u savers-i account is better for its 2.1% p.a for any amount left in the account... however scb just one account still useful for its unlimited free transaction between other banks
TSronnie
post Dec 29 2012, 12:16 PM

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But the JustOne Personal Savings is not use for savings due to lower interest earned per day.
MilesAndMore
post Dec 29 2012, 09:32 PM

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How about the 1% bonus ? If the 1% bonus is longer offered, very likely that I will close this account before CNY.
TSronnie
post Dec 30 2012, 12:01 AM

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QUOTE(MilesAndMore @ Dec 29 2012, 09:32 PM)
How about the 1% bonus ? If the 1% bonus is longer offered, very likely that I will close this account before CNY.
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1% Bonus is still there... total is 1.25% p.a. instead of the 2.0% p.a. (up to Dec 2013)

This post has been edited by ronnie: Dec 30 2012, 12:10 AM
saitong09
post Dec 30 2012, 10:41 AM

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Ronnie, had you called SC to confirm on your statement? Btw, use just one for IBG, balance $$ tranfer to Maybank2u saver rclxms.gif
TSronnie
post Dec 30 2012, 12:17 PM

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QUOTE(saitong09 @ Dec 30 2012, 10:41 AM)
Ronnie, had you called SC to confirm on your statement? Btw, use just one for IBG, balance $$ tranfer to Maybank2u saver  rclxms.gif
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It's not my statement check @ http://www.standardchartered.com.my/person...g-rate/gmm.html
saitong09
post Dec 30 2012, 03:56 PM

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I had called my SC relationship manager, he will get back to me on this asap..
TSronnie
post Dec 30 2012, 10:38 PM

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QUOTE(saitong09 @ Dec 30 2012, 03:56 PM)
I had called my SC relationship manager, he will get back to me on this asap..
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Do share the updates from your SCB RM...
MilesAndMore
post Jan 2 2013, 01:36 AM

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Standard Chartered now offers 3 types of JustOne Account. Only JustOne Priority Account (Priority Banking) gets 1% interest + 1% bonus interest.

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This post has been edited by MilesAndMore: Jan 2 2013, 01:37 AM
TSronnie
post Jan 2 2013, 07:38 AM

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QUOTE(MilesAndMore @ Jan 2 2013, 01:36 AM)
Standard Chartered now offers 3 types of JustOne Account. Only JustOne Priority Account (Priority Banking) gets 1% interest + 1% bonus interest.

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How do we get "upgraded" ???
MilesAndMore
post Jan 2 2013, 11:12 AM

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QUOTE(ronnie @ Jan 2 2013, 07:38 AM)
How do we get "upgraded" ???
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Join Preferred Banking or PriorityBanking.
TSronnie
post Jan 2 2013, 11:18 AM

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QUOTE(MilesAndMore @ Jan 2 2013, 11:12 AM)
Join Preferred Banking or PriorityBanking.
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I have Preferred Banking Logo when I logged on to SCB Online Portal... but my JustOne still shows "Personal"
Doesn't really matter to me... at least I need only RM1500 to enjoy all the free withdrwals/IBG (which is my main reason to use JustOne)
TSronnie
post Jan 3 2013, 07:36 AM

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2-Jan: Deposited RM1500 into JustOne Current
3-Jan: Performed 3 x IBG transactions and was charged 50 sen per transaction mad.gif vmad.gif

Let's see how soon the 50 sen is going to be refunded........... sweat.gif rolleyes.gif brows.gif cool2.gif
hiansitt
post Jan 3 2013, 08:06 AM

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when i go to open the JustOne-i account, the banker tell me, if you fulfill the minimum fresh cash in, that month you no need pay the charges..
i wonder if is true.. -.- since here show that, it's charged and refund later.
TSronnie
post Jan 3 2013, 08:07 AM

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QUOTE(hiansitt @ Jan 3 2013, 08:06 AM)
when i go to open the JustOne-i account, the banker tell me, if you fulfill the minimum fresh cash in, that month you no need pay the charges..
i wonder if is true.. -.- since here show that, it's charged and refund later.
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The original T&C states : charge first, refund the next month.
Reason : Give you up to end of the current month to deposit minimum RM1500 in order to be refunded in the next month.

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