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 SCB JustOne Current + Savings Account, 3 Types: Personal / Preferred / Priority

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MilesAndMore
post Nov 2 2018, 12:11 AM

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Standard Chartered Bank is now focused on selling Privilege Account. It comes with unlimited free MEPS withdrawals too but the minimum deposit is higher at RM3,000.

But there is one particular thing that I really hate Standard Chartered which is SCB has the tendency of changing the account features after a while. In the past 10 years, they had come up with a few high yielding savings account. In 2007 there was the much talked about e$aver account. But they later changed the interest rate to the point there is nothing special about hat account anymore. Instead of making improvements to existing banking products, Standard Chartered always comes up with new type of savings account. And they always revise the interest rate downward after a certain period before they comes up with yet a new savings account with new name again.
mamamia
post Nov 2 2018, 08:24 AM

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QUOTE(MilesAndMore @ Nov 2 2018, 12:11 AM)
Standard Chartered Bank is now focused on selling Privilege Account. It comes with unlimited free MEPS withdrawals too but the minimum deposit is higher at RM3,000.

But there is one particular thing that I really hate Standard Chartered which is SCB has the tendency of changing the account features after a while. In the past 10 years, they had come up with a few high yielding savings account. In 2007 there was the much talked about e$aver account. But they later changed the interest rate to the point there is nothing special about hat account anymore. Instead of making improvements to existing banking products, Standard Chartered always comes up with new type of savings account. And they always revise the interest rate downward after a certain period before they comes up with yet a new savings account with new name again.
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As I know, the privilege saving acc also is promotional rate only.. not a long term feature of the acc

Yet, every bank is also reducing their benefits, n we should just enjoy while it last, it is free to open the acc.. I’m also PSA acc holder and enjoying 4% p.a. for saving acc with flexibility of cash flow, which bank is giving such good deal? So far only SCB..

This post has been edited by mamamia: Nov 2 2018, 08:26 AM
TSronnie
post Nov 3 2018, 09:27 PM

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QUOTE(unknownhuman @ Nov 1 2018, 07:06 PM)
I've still been using my Justone account, the free meps withdrawal is very useful to me. Today i noticed 3 transactions - "Reversal of Bonus Interest". I called CS and apparently SC has overpaid interest by 1% to all customers and is executing a clawback. Please check your accounts folks.
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Same here... clawback for July, Aug, Sep so far
cybpsych
post Nov 11 2018, 06:01 PM

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just fyi...

https://www.sc.com/my/important-information...bonus-interest/

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v2_vehooi
post Jan 3 2020, 03:47 PM

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dear all sifu,
just wanna check with you guys the saving privilege, do you guy know how to i sell my unit trust through their website smart goal ?
cococonutseller
post Jan 15 2020, 01:19 AM

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My privilege ac is opened with ac number on internet banking, I opened through card agent.
My Q is, will they send debit card to me via mail? The agent didn’t explain well
mamamia
post Jan 15 2020, 08:44 AM

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QUOTE(cococonutseller @ Jan 15 2020, 01:19 AM)
My privilege ac is opened with ac number on internet banking, I opened through card agent.
My Q is, will they send debit card to me via mail? The agent didn’t explain well
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Debit card suppose to get it immediately.. don think they will send debit card.. u better check with ur agent or walk in to branch

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