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 SCB JustOne Current + Savings Account, 3 Types: Personal / Preferred / Priority

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saitong09
post Oct 10 2012, 11:12 PM

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QUOTE(ronnie @ Oct 6 2012, 12:07 AM)
Finally I get my Liverpool-designed SCB Debit MasterCard for JustOne Account @ non-Home Branch. This Debit Card is only linked to JustOne Current Account only. I can't link to my existing e$aver also mad.gif

There's a default cap which you can spend SCB Debit MasterCard : RM6000. This cannot be changed sad.gif
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Ronnie, why you still keeping your e$aver account?
TSronnie
post Oct 10 2012, 11:39 PM

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QUOTE(saitong09 @ Oct 10 2012, 11:12 PM)
Ronnie, why you still keeping your e$aver account?
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I have the Step-Up FD linked to it .... closing soon in Nov 2012.
knightrazor
post Oct 11 2012, 04:08 PM

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Great feature from SCB. Kudos!
TSronnie
post Oct 31 2012, 08:13 AM

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I guess I know why the IBG Fees are not charged and reimburse later (as per JustOne CASA T&C).... because of the Free Transaction Fees & Debit Card Cash Rebate on Debit Card Transactions Promotion
(which runs until 31 Dec 2012)

http://www.standardchartered.com.my/person...mpaign/tnc.html

TSronnie
post Nov 2 2012, 02:52 PM

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I just completed 2 ATM Withdrawals with my SCB Debit Card at Maybank ATM... no RM4 charges is shown on my JustOne Current account
Petro-Canada
post Nov 2 2012, 10:02 PM

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Why the IBG seem like very slow? Citibank CC payment via this account
TSronnie
post Nov 2 2012, 10:15 PM

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QUOTE(Petro-Canada @ Nov 2 2012, 10:02 PM)
Why the IBG seem like very slow? Citibank CC payment via this account
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When exactly did you perform the IBG payment to Citibank ? Was it after 12pm ?
Petro-Canada
post Nov 2 2012, 10:23 PM

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QUOTE(ronnie @ Nov 2 2012, 10:15 PM)
When exactly did you perform the IBG payment to Citibank ? Was it after 12pm ?
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Yesterday, after 12pm. Today consider 1 working day already.

In addition, SCB deducted the IBG fee, just not stated in the transaction list. I know because the amount was not tally with amount in my phone app.
TSronnie
post Nov 2 2012, 10:36 PM

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QUOTE(Petro-Canada @ Nov 2 2012, 10:23 PM)
Yesterday, after 12pm. Today consider 1 working day already.

In addition, SCB deducted the IBG fee, just not stated in the transaction list. I know because the amount was not tally with amount in my phone app.
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Please check your Citibank online statement on 3 Nov 2012 for payment made on 2 November.
Which SCB account do you have ? Why deduct the 50 sen ?
Anatawa
post Nov 2 2012, 11:22 PM

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Hi guys, I just opened this account but under Saadiq.
The funny thing is I received the Temporary id for online banking from a normal handphone number, so I dare not use it. So I called the SC and they confirmed that this doesn't happen. So I'm just going to activate through the ATM tomorrow and do an Instant Registration online.

I have one question though, because I was in a hurry, I did not ask the girl properly when opening this account. Will my salary be credited in to the current or the savings? Or do I need to transfer it from current into savings myself? Abit confused here.

TQ


TSronnie
post Nov 3 2012, 12:05 AM

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QUOTE(Anatawa @ Nov 2 2012, 11:22 PM)
Hi guys, I just opened this account but under Saadiq.
The funny thing is I received the Temporary id for online banking from a normal handphone number, so I dare not use it. So I called the SC and they confirmed that this doesn't happen. So I'm just going to activate through the ATM tomorrow and do an Instant Registration online.

I have one question though, because I was in a hurry, I did not ask the girl properly when opening this account. Will my salary be credited in to the current or the savings? Or do I need to transfer it from current into savings myself? Abit confused here.

TQ
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The Auto Sweep feature would be into the JustOne Current Account (typically)
MilesAndMore
post Nov 3 2012, 09:16 AM

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QUOTE(ronnie @ Oct 31 2012, 08:13 AM)
I guess I know why the IBG Fees are not charged and reimburse later (as per JustOne CASA T&C).... because of the Free Transaction Fees & Debit Card Cash Rebate on Debit Card Transactions Promotion
(which runs until 31 Dec 2012)

http://www.standardchartered.com.my/person...mpaign/tnc.html
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Must be due to this promotion. Made another 5 credit card and loan payments to other banks last month and none was charge any IBG fee.

The unlimited free IBG and unlimited MEPS ATM cash withdrawals should be made a permanent feature if SCB Priority Banking VISA debit card.


QUOTE(Petro-Canada @ Nov 2 2012, 10:23 PM)
Yesterday, after 12pm. Today consider 1 working day already.
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After 12pm on a banking day, money will be deposited into the transferred to bank account by 6pm the next banking day. So it means you should have received the money yesterday evening (2 Nov).


By the way guys, surprising I received a bank statement from SCB yesterday because I understand that they do not mail out paper bank statement for this account type. And instead of JustOne Savings Account, the savings account of this account is stated as Privilege Savings Account 2 hmm.gif
Petro-Canada
post Nov 3 2012, 09:46 AM

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QUOTE(ronnie @ Nov 2 2012, 10:36 PM)
Please check your Citibank online statement on 3 Nov 2012 for payment made on 2 November.
Which SCB account do you have ? Why deduct the 50 sen ?
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Yeahh...you're right. Citibank took another day to appear~

I opened this CASA last 31-10-2012, maybe my phone app miscalculate the amount... XD


Added on November 3, 2012, 9:48 am
QUOTE(MilesAndMore @ Nov 3 2012, 09:16 AM)
Must be due to this promotion. Made another 5 credit card and loan payments to other banks last month and none was charge any IBG fee.

The unlimited free IBG and unlimited MEPS ATM cash withdrawals should be made a permanent feature if SCB Priority Banking VISA debit card.
After 12pm on a banking day, money will be deposited into the transferred to bank account by 6pm the next banking day. So it means you should have received the money yesterday evening (2 Nov).
By the way guys, surprising I received a bank statement from SCB yesterday because I understand that they do not mail out paper bank statement for this account type. And instead of JustOne Savings Account, the savings account of this account is stated as Privilege Savings Account 2    hmm.gif
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I just received an email n sms too. But the banker said my account statement date is on 15th. Weird.


This post has been edited by Petro-Canada: Nov 3 2012, 09:48 AM
TSronnie
post Nov 3 2012, 09:48 AM

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QUOTE(Petro-Canada @ Nov 3 2012, 09:46 AM)
Yeahh...you're right. Citibank took another day to appear~

I opened this CASA last 31-10-2012, maybe my phone app miscalculate the amount... XD


Added on November 3, 2012, 9:48 am

I just received an email n sms too. But the banker said my account statement date is on 15th. Weird.
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Great to hear... so there's no deduction, right ?
HughieRmX
post Nov 3 2012, 12:50 PM

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A quick question guys, does that means that I will have 2 accounts running from SCB if I am about to apply for this promotion ? smile.gif
TSronnie
post Nov 3 2012, 02:56 PM

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QUOTE(HughieRmX @ Nov 3 2012, 12:50 PM)
A quick question guys, does that means that I will have 2 accounts running from SCB if I am about to apply for this promotion ? smile.gif
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One account number for JustOne Current Account
One account number for JustOne Savings Account
Petro-Canada
post Nov 4 2012, 09:01 AM

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QUOTE(ronnie @ Nov 3 2012, 09:48 AM)
Great to hear... so there's no deduction, right ?
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Yub, no~ i miscalculated... 😓
Pega101
post Nov 8 2012, 12:23 AM

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I just went to open JustOne acc this afternoon , and the staff asked me to sign up a personal insurance and said that it is compulsory to sign !

is that true ? if not how can I make complaint and ask them to cancel the insurance plan ? it costs about rm120 wtf !
TSronnie
post Nov 8 2012, 07:20 AM

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QUOTE(Pega101 @ Nov 8 2012, 12:23 AM)
I just went to open JustOne acc this afternoon , and the staff asked me to sign up a personal insurance and said that it is compulsory to sign !

is that true ? if not how can I make complaint and ask them to cancel the insurance plan ? it costs about rm120 wtf !
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Of course, these are OPTIONAL products. Care to share which SCB branch allow such "tactic"
wenching87
post Nov 8 2012, 08:35 AM

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compare to OCBC iQ Basic which offer Current and Savings also.. which one have higher interest

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