Information gathered from SCB Customer Service :-
• You need to walk into any SCB branches (except Saadiq branches)
• You don't need to maintain RM1,500 every month in the account. You ONLY NEED to deposit fresh funds of RM1,500 and above, in single deposit, before the end of each month, to get FREE MEPS/HOUSe withdrawals and FREE Interbank Giro
• Normal transaction fees will be charged at the time of the transaction and will be reimbursed to your account the following month
• FREE Standing Instruction to transfer FIXED amount each month from other bank accounts (i.e. salary account). Takes up to 3 weeks activate. Can be change with visit to any branches.
• No withdrawal via ATM Card for JustOne Savings Account.
JustOne CASA Terms & Conditions
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Terms and Conditions
1. You must be at least 18 years of age to open a JustOne Current Account and JustOne Savings Account.
2. You may open a JustOne Current Account and JustOne Savings Account jointly with another individual, subject to a maximum of two joint account holders. In the case of a joint account, you agree that the account is to be operated on an “either one to sign” mandate, and that this mandate cannot be revoked.
3. You must deposit at least RM1,500 in a single transaction into your JustOne Current Account each month. This money must not originate from your own accounts with Standard Chartered Bank Malaysia Berhad or Standard Chartered Saadiq Berhad.
4. You will be eligible for the following benefi ts in each month that you satisfy the above deposit requirement:
a. JustOne Current Account – Unlimited Free transactions via MEPS and HOUSe ATMs and Interbank GIRO funds transfer via Standard Chartered Online Banking and ATMs in Malaysia.
NOTE:
i. Normal transaction fees will be charged at the time of the transaction and will be reimbursed to your account the following month.
ii. If you do not fulfill the monthly deposit requirement in any month, the normal fees for MEPS and HOUSe ATM withdrawals and Interbank GIRO fund transfers will apply during that month. These fees are set out in our Tariff of Fees and Charges, which is available on our website standardchartered.com.my.
b. JustOne Savings Account – Additional 1% p.a. interest on balances. Minimum balance of RM1 must be maintained to earn interest. Interest is calculated on simple interest calculation and accrued daily. Base interest earned will be credited at the end of each month, while bonus interest earned will be credited at the end of the following month.
5. Only the first Debit Card issued is free. Subsequent replacements will be subject to the normal charge as set out in our Tariff of Fees and Charges.
6. Your eStatements may be downloaded via Online Banking and/or sent to your designated email address at your option. You will not receive physical hard copy statements.
7. The JustOne Current Account and JustOne Savings Account and all benefi ts and services under them are further subject to our banking agreement, which comprises our Customer Terms and all other documents set out in Part A of the Customer Terms, all of which can be found on our website standardchartered.com.my and at our branches.
My Analysis
• JustOne Current Account is great if your salary goes into SCB every month - fulfils the monthly requirement
• You can withdraw Cash from any ATMs in Malaysia (local banks via MEPS or foreign banks via HOUSe)
• You can do UNLIMITED InterBank GIRO to pay Credit Card bills, Hire Purchase (selected banks), ...
• The Half yearly service fee of RM10 is waived, effective 19 September 2012
• Standing Instruction (SI) is FREE and can be updated when necessary
Latest SCB Fees & Charges :
PDF DownloadThis post has been edited by ronnie: Oct 1 2012, 12:22 PM 
Aug 29 2012, 10:34 PM, updated 8y ago
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