Do note that the half yearly service fee only applies to the JustOne Current Account. So, in order not to be hit by the RM10 half-yearly service fee, one needs to maintain an average balance of RM1,000 only in the JustOne Current Account every month. But... JustOne Current Account is a non-interest bearing account... well. I guess one can't have it all

Which type of account are you talking about ? If it really is not stated in the fees and charges PDF File, then you should lodge a complaint.

Well, there are plenty of non-interest bearing current accounts in the market that come with a minimum balance fee. However, this SuperSalary account is a current account that actually pays interest. SCB was quite aggressive in promoting this account a while back.

Anyway, in their fees and charges table, it is stated that they generally will waive the RM100 admin fee for Islamic Account and the charge will only be applicable if a customer's account is in access or has exceeded their limit within the month. Not sure what the italic part means. Perhaps if you have time you can pay them a visit ?

By the way guys, it seems that Standard Chartered has revised the fees and charges for this recently launched JustOne Account. There is NO MORE below balance fee, account service fee etc.

I opened this account yesterday and as usual with the two British banks, there was no form to fill I closed my e$aver account more than 3 years ago but they still have all my particulars in their system. So they didn't ask me anything

It seems that this JustOne CASA has always been intended as an absolutely fee-free account. Anyway, i can tell you that it is really fee-free and if you open the account now, they can help you to arrange to have your salary transferred from another bank to this JustOne Current Account free of charge.

By the way, you need to deposit at least RM1,500 in a single transaction into your JustOne Current Account to entitle for all the freebies and additional 1% interest for your JustOne Savings Account (to be credited at the following month's end). The good news is that you can deposit the RM1,500 and withdraw it right away and you'll still entitle for all the perks that come with this account

Yes. Definitely no.

I was informed that I have to pay all the fees first and if I fulfill the RM1,500 deposit requirement for that particular month, all the fees charged earlier will be reimbursed the following month.

Yes. And RM4 for every successful withdrawal at local MEPS ATM, and RM1 for HOUSE ATM.


Correct.


I was told it must be fixed and it will be like a SI. Currently this is provided free to everyone who opens this JustOne account during this promotion period.

I didn't ask that. I don't know when the promotion will be over either.

By the way, I just made 2 IBG transfers to another bank but I wasn't charge the RM0.50 IBG fee... Will check again later today.

This post has been edited by MilesAndMore: Sep 28 2012, 12:21 AM

Yes. But if any reason your company only deposits your salary on the 1st the following month, and you have never deposited at least RM1,500 in a single transaction into your JustOne Current Account for the current month, then you won't be eligible for the free IBG and MEPS/HOUSE ATM cash withdrawals for the current month.

I just checked again and they still have not deducted the IBG fee from my account. And the money has already been credited to the bank accounts I transferred to yesterday evening.


Yes. All IBG and local MEPS/HOUSE ATM cash withdrawals are provided free to you for the current month as long as you make a deposit of RM1,500 into your JustOne Current Account in a single transaction on the same month

So yes. Your IBG done on 2nd Oct is free because you did fulfill the RM1,500 deposit requirement by making a deposit of at least RM1,500 into your JustOne Current Account in a single transaction on 23rd Oct.

Well, they don't provide any of these to their Priority Banking customers. If anyone should get these, it'd be the Priority Banking customers. So I am very happy that this account gives me all these despite having to deposit at least RM1,500 in a single transaction into the JustOne Current Account in order to qualify for all the free stuff it promised for that particular month.


I was told that the RM1,500 must be deposited into the JustOne Current Account and NOT the JustOne Savings Account.

By the way, you can't withdraw money through the ATM from your JustOne Savings Account using the debit MasterCard. Your JustOne Savings Account can only be accessed OTC and online banking.


Yes. It comes with two account numbers.

No. It is absolutely fee-free.


No. The one they gave me is the same one as the one they issued for my e$aver account about 5 years ago.

Not according to their flyer/brochure/CS though.

What happened ? Their computer got problem ?

Mind to share a picture of your classic debit card ? Just want to know how it looks like

This is not really a classic debit card. This design has been around during the e$aver days but not really a classic one. The classic one is a bit different. The design and colors resemble the Standard Chartered savings passbook

Oh by the way, I was issued this card too. Same as yours And as you said, the Standard Chartered wording is bigger. My e$aver account which I already closed about 3 years ago came with the exact same card posted by you

This post has been edited by MilesAndMore: Oct 2 2012, 03:30 PM

They girl that helped me to open my account didn't ask me. She just did it. Well, not that I'm complaining as I do prefer to have my name printed on the card

I don't think so. As long as you fulfil the requirement of depositing at least RM1.5K into your JustOne Current Account in that particular month (let say on the 25th), all your balances in the JustOne Savings Account before you deposited the RM1.5K on the 25th will be eligible for the 1% bonus too, not only on the balances starting from 25th. At least this was what i understand according to what the girl that told me this. Besides, there is also no mention in their website that the additional 1% interest is applicable only from the day you make the RM1.5K deposit into your JustOne Savings Account.

I just made another IBG transfer yesterday and just like last month, they didn't charge me the RM0.50 IBG fee.

No. I have not deposited RM1.5K this month. In fact, not a single deposit this month.