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 SCB JustOne Current + Savings Account, 3 Types: Personal / Preferred / Priority

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samwhyik
post Dec 26 2012, 05:53 PM

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I have this just one current account for last few months but just recently i noticed bank raised charges on MEPS withrdraw ($4/time) even i fulfill deposit requirements.
(i) Anyone experience the same as mine?
(ii) Old question again, should I deposit 1.5k on every 1st of month in order to avoid any charges on the aforesaid month?
(iii) Failed to apply SI after complaint made and re-apply at SCB. Anyone experince the same?

Thank you.
samwhyik
post Jan 8 2013, 12:56 PM

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QUOTE(ronnie @ Jan 8 2013, 12:44 PM)
Do remember that the fee waiver applys within the calendar month. You need to deposit RM1500 for January 2013 also.
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Hi All,
Just confirmed with SCB officer, this is encountered system failure on their end. For those charges occured such as GIRO/MEPS will be refunded in 2 weeks time otherwise please call SCB call centre to bind off.

Thanks.
samwhyik
post Jan 8 2013, 01:12 PM

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QUOTE(ronnie @ Jan 8 2013, 01:06 PM)
Maybe the System Failure is "forget" to charge  thumbup.gif  thumbup.gif  doh.gif
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Just noticed SCB changed interest rates to 0.25%, anyone know how to upgrade to "Just One PREMIER a/c"?

Also, anyone here sussessful with SI (Standing Instruction) application?
samwhyik
post Jan 11 2013, 01:02 PM

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QUOTE(Puer @ Jan 11 2013, 12:07 AM)
Just wondering if I perform IBG transfer from the savings account and not the current account, will it be free as well...
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It is FREE, based on my experience in using saving a/c for IBG transfer for pass 3 months.
samwhyik
post May 30 2013, 01:43 PM

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I opened just one account last year, i applied "standing instruction" (SI) at the same time in order to credit 1.5k every month. Please note what SI means here is i appointed SCB as "credit bank" and Maybank as "debit bank".

Unfortunately, it took about 6 months for approval and just realized MBB credit 1.5k last 2 days and bad thing that SCB still not receive this fund after 48 hours.

During that 6 months, i make complaint to SCB branch & call centre and received confirmation from SCB KL that "SI should be done at BUYER/Debit bank" so not possible to apply through SCB. But, it was true i filled up the application form at SCB branch and received few SMS (from SCB) that state "your MEP-DDA has been set up successfully and your agreed fund will be debited from buyer bank".

With these inconsistent communication between them, make me confuse and lost.

Today, with above incident happened, i plan to stop "SI" and went back to SCB branch to fill up cancellation form. This time, CS who served last time has left and others SCB CS don't know about this SI service and claimed NOT possible to apply cancellation here instead of from my buyer bank.

Anyone can help/advise on "standing instruction" (SI) which you experienced or applied before under this just one account?

Thanks in advance.

Regards
Sam


 

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