That could be during the FREE IBG Promo for all SCB accounts which ended 31 Dec 2012...

Just noticed that I was charged Admin Fee - Islamic of RM10 on 1st Jan 2013 . Probably is the half yearly service charge for not maintaining an average balance of RM1,000. Checked with customer service but still haven't gotten reply yet...

Which "exact" account name do you have with SCB ?

My accounts are :-

Saadiq JustOne Personal Current Account-i
Saadiq JustOne Personal Savings Account-i

Could it be due to you opened the account before the revise the T&C in September ? The non-Islamic JustOne account had this half yearly service fee too but they changed the T&C and there is no more yearly service fee.

According to the Fees & Charges, there should be NONE.
You better call SCB to confirm

PDF: http://www.standardchartered.com.my/_docum...and_charges.pdf [Page 7]

Ive signed up for SI, but it has been 3 months, it is not transferring any money automatically.

Have you called SCB CS for clarification ?

Hi guys! have a question here : RM 1,500 have to deposit into current/saving? or either one ?

Read the T&C.....

I saw an option to apply online. I plan to apply this for the free IBG transfer with 1.5k transfer. I assume this is not a limited time promo rite?

Is there any more condition i should know off? Or something else I should be aware of?

Thanks

Edit:

After further reading, so the 1.5k should be bank into the Current Account and maintain as such for at least 1 day right? Then I can transfer it back out anyway i want?

Do i also need to maintain a minimum amount to avoid be charge a fee? (From the T&C it seems i have to maintain an average of at least RM1,000 in my Current Account per half yearly else i kena RM10 service fee) - The current account only earn 0.25%

Also is there any diff the normal Justone vs the Sadiq one?

This post has been edited by WhitE LighteR: Jan 29 2013, 08:06 PM

No need to maintain for a day or longer. You can withdraw it right away or transfer to your other Standard Chartered account or even bank account at other banks.


There is no minimum balance to keep in either account. Please refer to their fees and charges table. However, you have to keep at least RM1 in the SA for interest to be credited.

Thanks for the reply. My mistake also regarding the service fee. Those are only for Basic Current Account & Conventional Current Account

When you do IBG from JustOne Current (Jan 2013 onwards), you will notice some transactions has 50 sen charge, some not.

No 50 sen charge for IBG
Maybank
Public Bank
Citibank

50 sen charge for IBG
OCBC
UOB

Ronnie,
My IBG Public bank and Maybank got charge 50 cent

Payment of Credit Card or Transfer to CASA ?

I made some IBG to Citibank, HSBC and OCBC last month all were charged RM0.50 IBG. Even though it is already February now and i did deposit more than RM1,500 into my current account in a single transaction, none of the IBG fees charged have been refunded to my account

According to the SCB CS, refunds are done manually by end of February.

What ?? All refunds should be done by the same month's end

To apply this account
1. need pay for Debit card registration/Annual Fee?
2. only Current account can have free IBG/MEPS/... service?