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 SCB JustOne Current + Savings Account, 3 Types: Personal / Preferred / Priority

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Vector88
post Jan 3 2013, 10:40 AM

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QUOTE(ronnie @ Jan 3 2013, 08:07 AM)
The original T&C states : charge first, refund the next month.
Reason : Give you up to end of the current month to deposit minimum RM1500 in order to be refunded in the next month.
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When will they refund, usually which specific day of the month? I still haven't receive the refund up to date for the charges incurred last month and i have fulfilled the min. 1500 fresh deposit last month
TSronnie
post Jan 3 2013, 10:41 AM

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QUOTE(Vector88 @ Jan 3 2013, 10:40 AM)
When will they refund, usually which specific day of the month? I still haven't receive the refund up to date for the charges incurred last month and i have fulfilled the min. 1500 fresh deposit last month
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My JustOne Current account wasn't charge any IBG fees for transactions done in Oct/Nov/Dec-2012... are you sure it was charged ? there's a separate line item -RM0.50

This post has been edited by ronnie: Jan 3 2013, 10:42 AM
Vector88
post Jan 3 2013, 11:56 AM

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QUOTE(ronnie @ Jan 3 2013, 10:41 AM)
My JustOne Current account wasn't charge any IBG fees for transactions done in Oct/Nov/Dec-2012... are you sure it was charged ? there's a separate line item -RM0.50
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IBG wasn't charged, but ATM withdrawal was charged, 4 bucks per transaction
TSronnie
post Jan 3 2013, 01:15 PM

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QUOTE(Vector88 @ Jan 3 2013, 11:56 AM)
IBG wasn't charged, but ATM withdrawal was charged, 4 bucks per transaction
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My MEPS withdrawal on Nov-2012 wasn't charge a single sen
Vector88
post Jan 3 2013, 06:59 PM

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QUOTE(ronnie @ Jan 3 2013, 01:15 PM)
My MEPS withdrawal on Nov-2012 wasn't charge a single sen
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I joined only in Dec. Dec I kena for my ATM withdrawals.
saitong09
post Jan 5 2013, 09:03 AM

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QUOTE(ronnie @ Jan 3 2013, 07:36 AM)
2-Jan: Deposited RM1500 into JustOne Current
3-Jan: Performed 3 x IBG transactions and was charged 50 sen per transaction  mad.gif  vmad.gif

Let's see how soon the 50 sen is going to be refunded...........  sweat.gif  rolleyes.gif  brows.gif  cool2.gif
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Ronnie, my DDA set on end of every month. But no charge for my IBG that I did on 2Jan wo
TSronnie
post Jan 5 2013, 11:10 AM

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QUOTE(saitong09 @ Jan 5 2013, 09:03 AM)
Ronnie, my DDA set on end of every month. But no charge for my IBG that I did on 2Jan wo
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Very not standard lah this JustOne account.
TSronnie
post Jan 8 2013, 07:51 AM

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I just performed another IBG today (8-Jan) and was not charged 50 sen ... Definitely tak standard langsung.

2-Jan : Deposit RM1500
3-Jan : IBG to UOB and OCBC - charges 50 sen
8-Jan : IBG to PBB - no charges
rayz112
post Jan 8 2013, 12:39 PM

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QUOTE(ronnie @ Jan 8 2013, 07:51 AM)
I just performed another IBG today (8-Jan) and was not charged 50 sen ... Definitely tak standard langsung.

2-Jan : Deposit RM1500
3-Jan : IBG to UOB and OCBC - charges 50 sen
8-Jan : IBG to PBB - no charges
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Yup not standard ....

Mine:

28/12/12 : Deposit RM 1500
1/1/13 : IBG to Muamalat - no charge
1/1/13 : IBG to AmBank - no charge
4/1/13 : IBG to HLB - 50 sen charge
4/1/13 : IBG to HLB (again) - 50 sen charge
TSronnie
post Jan 8 2013, 12:44 PM

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QUOTE(rayz112 @ Jan 8 2013, 12:39 PM)
Yup not standard ....

Mine:

28/12/12 : Deposit RM 1500
1/1/13 : IBG to Muamalat - no charge
1/1/13 : IBG to AmBank - no charge
4/1/13 : IBG to HLB - 50 sen charge
4/1/13 : IBG to HLB (again) - 50 sen charge
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Do remember that the fee waiver applys within the calendar month. You need to deposit RM1500 for January 2013 also.
rayz112
post Jan 8 2013, 12:52 PM

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QUOTE(ronnie @ Jan 8 2013, 12:44 PM)
Do remember that the fee waiver applys within the calendar month. You need to deposit RM1500 for January 2013 also.
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Alright Ronnie, I will deposit again by the end of this month and we'll see how long the waiver will reflect back. Tqvm
samwhyik
post Jan 8 2013, 12:56 PM

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QUOTE(ronnie @ Jan 8 2013, 12:44 PM)
Do remember that the fee waiver applys within the calendar month. You need to deposit RM1500 for January 2013 also.
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Hi All,
Just confirmed with SCB officer, this is encountered system failure on their end. For those charges occured such as GIRO/MEPS will be refunded in 2 weeks time otherwise please call SCB call centre to bind off.

Thanks.
TSronnie
post Jan 8 2013, 01:06 PM

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QUOTE(samwhyik @ Jan 8 2013, 12:56 PM)
Hi All,
Just confirmed with SCB officer, this is encountered system failure on their end. For those charges occured such as GIRO/MEPS will be refunded in 2 weeks time otherwise please call SCB call centre to bind off.

Thanks.
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Maybe the System Failure is "forget" to charge thumbup.gif thumbup.gif doh.gif
samwhyik
post Jan 8 2013, 01:12 PM

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QUOTE(ronnie @ Jan 8 2013, 01:06 PM)
Maybe the System Failure is "forget" to charge  thumbup.gif  thumbup.gif  doh.gif
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Just noticed SCB changed interest rates to 0.25%, anyone know how to upgrade to "Just One PREMIER a/c"?

Also, anyone here sussessful with SI (Standing Instruction) application?
rayz112
post Jan 8 2013, 01:33 PM

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QUOTE(ronnie @ Jan 8 2013, 01:06 PM)
Maybe the System Failure is "forget" to charge  thumbup.gif  thumbup.gif  doh.gif
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Hahha better la been charged for RM 1 and not RM 2
saitong09
post Jan 9 2013, 07:24 PM

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QUOTE(samwhyik @ Jan 8 2013, 01:12 PM)
Just noticed SCB changed interest rates to 0.25%, anyone know how to upgrade to "Just One PREMIER a/c"?

Also, anyone here sussessful with SI (Standing Instruction) application?
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Do you mean Preferred and priority banking?
MilesAndMore
post Jan 9 2013, 08:44 PM

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QUOTE(samwhyik @ Jan 8 2013, 01:12 PM)
Just noticed SCB changed interest rates to 0.25%, anyone know how to upgrade to "Just One PREMIER a/c"?

Also, anyone here sussessful with SI (Standing Instruction) application?
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It's JustOne Priority Account. Join Priority Banking and you can have it. RM250k to join and maintain.

But seriously, one catch is to deposit RM10k/month to enjoy all the benefits that come with this JustOne Priority Account. I don't think it is worth it. There are other savings accounts from other banks that give 1.50% - 2.30% in interest.
Puer
post Jan 11 2013, 12:07 AM

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Just wondering if I perform IBG transfer from the savings account and not the current account, will it be free as well...
MilesAndMore
post Jan 11 2013, 01:05 AM

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QUOTE(Puer @ Jan 11 2013, 12:07 AM)
Just wondering if I perform IBG transfer from the savings account and not the current account, will it be free as well...
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No. It's not free.
samwhyik
post Jan 11 2013, 01:02 PM

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QUOTE(Puer @ Jan 11 2013, 12:07 AM)
Just wondering if I perform IBG transfer from the savings account and not the current account, will it be free as well...
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It is FREE, based on my experience in using saving a/c for IBG transfer for pass 3 months.

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