Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Alliance Bank Credit Card, Cash Back Platinum and VI
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 Nov 11 2025, 08:28 AM
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Senior Member
2,656 posts Joined: Jan 2003  
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QUOTE(adele123 @ Nov 10 2025, 06:59 PM) Btw, anyone cancelled their VI and maintain their VCC? Spot on, I am the one : )There is no impact on the VCC or past points earned right? The previously earned points are still applicable?  It's possible to just keep the VCC, and there's no impact on existing TBP even VCC is gone from the list. |
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Nov 11 2025, 03:13 PM
Show posts by this member only | IPv6 | Post
#3962
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Junior Member
222 posts Joined: Oct 2020
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Nov 11 2025, 04:37 PM
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Senior Member
1,437 posts Joined: Feb 2012
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QUOTE(davidxxx @ Nov 11 2025, 03:13 PM) ok...at least no devalue...  |
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Nov 11 2025, 05:23 PM
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Junior Member
911 posts Joined: Nov 2014
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QUOTE(davidxxx @ Nov 11 2025, 03:13 PM) 3 years? Like bonuslink  |
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Nov 12 2025, 09:30 AM
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Junior Member
159 posts Joined: Jul 2005
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to make it harder for people to redeem....
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Nov 12 2025, 10:25 AM
Show posts by this member only | IPv6 | Post
#3966
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Newbie
33 posts Joined: Jun 2013
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QUOTE(davidxxx @ Nov 11 2025, 03:13 PM) Oh my god, means monthlt earning above 300K points the rest can be only exchange to TnG or Shopee? |
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Nov 12 2025, 10:34 AM
Show posts by this member only | IPv6 | Post
#3967
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Newbie
33 posts Joined: Jun 2013
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What about MAS enrich redeemption period? For extra 20% bonus we can now maximum get to exchange 20K enrich as well?
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Nov 12 2025, 11:15 AM
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Junior Member
49 posts Joined: Aug 2019
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Im thinking of stopping using Alliance bank cards now. Seems no more worth it already for Enrich. Considering HLB Sutera as alternative. Seems similar points accumulation without so much restrictions in redemption. Yet.
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Nov 12 2025, 02:22 PM
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Junior Member
256 posts Joined: Jun 2012
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QUOTE(krusellblazar @ Nov 12 2025, 11:15 AM) Im thinking of stopping using Alliance bank cards now. Seems no more worth it already for Enrich. Considering HLB Sutera as alternative. Seems similar points accumulation without so much restrictions in redemption. Yet. Thanks for sharing;FYI. Alliance 15K TBP = 1000 Enrich HLB 24K point = 1000 Enrich Even both with 8X point for every $ you spend, but Alliance have much better conversion rate to Enrich. |
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Nov 12 2025, 04:24 PM
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Senior Member
1,437 posts Joined: Feb 2012
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QUOTE(advgamer @ Nov 12 2025, 02:22 PM) Thanks for sharing; yes, just accumulative 300k point before 20% bonus comeFYI. Alliance 15K TBP = 1000 Enrich HLB 24K point = 1000 Enrich Even both with 8X point for every $ you spend, but Alliance have much better conversion rate to Enrich. |
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Nov 13 2025, 10:47 AM
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All Stars
15,856 posts Joined: Nov 2007 From: Zion 
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QUOTE(davidxxx @ Nov 11 2025, 03:13 PM) only good for overseas transactions now  |
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Nov 13 2025, 11:15 AM
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Junior Member
49 posts Joined: Aug 2019
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QUOTE(advgamer @ Nov 12 2025, 02:22 PM) Thanks for sharing; FYI. Alliance 15K TBP = 1000 Enrich HLB 24K point = 1000 Enrich Even both with 8X point for every $ you spend, but Alliance have much better conversion rate to Enrich. QUOTE(xiaomoon @ Nov 12 2025, 04:24 PM) yes, just accumulative 300k point before 20% bonus come Oh this is useful. Thanks for clarifying. I guess then its worth to still maintain the Virtual Card for Online and eWallet. |
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Nov 16 2025, 08:26 AM
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Senior Member
7,349 posts Joined: Aug 2015 
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Just keep the virtual card. Still good.
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Nov 19 2025, 07:24 PM
Show posts by this member only | IPv6 | Post
#3974
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Junior Member
173 posts Joined: Jul 2011
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 Hi, sorry, very new to credit cards. This is my first month of using, so meaning I have 28k TBP now? May I know how is it from 43k become 28k because I didn't redeem anything. |
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Nov 19 2025, 07:28 PM
Show posts by this member only | IPv6 | Post
#3975
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All Stars
12,412 posts Joined: Jan 2008 From: KL - Cardiff - Subang - Sydney
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QUOTE(aikachan @ Nov 19 2025, 07:24 PM) Hi, sorry, very new to credit cards. This is my first month of using, so meaning I have 28k TBP now? May I know how is it from 43k become 28k because I didn't redeem anything. |
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Nov 19 2025, 07:56 PM
Show posts by this member only | IPv6 | Post
#3976
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Junior Member
173 posts Joined: Jul 2011
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QUOTE(ZeneticX @ Nov 19 2025, 07:28 PM) did you make any purchase conversion to installment plan? Ah yes I did! So it change my x8 to x1 point? |
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Nov 19 2025, 08:21 PM
Show posts by this member only | IPv6 | Post
#3977
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Newbie
33 posts Joined: Jun 2013
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QUOTE(aikachan @ Nov 19 2025, 07:56 PM) Ah yes I did! So it change my x8 to x1 point? For all Instalment Payment Plan (IPP), Flexi Payment Plan (FPP), JomPay and FPX transactions, you will earn 1X for every RM1 transaction.From alliance website aikachan liked this post
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Nov 19 2025, 08:30 PM
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All Stars
12,412 posts Joined: Jan 2008 From: KL - Cardiff - Subang - Sydney
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QUOTE(aikachan @ Nov 19 2025, 07:56 PM) Ah yes I did! So it change my x8 to x1 point? Yep. And the x1 point will be credited back to you, but i forgot is lum sump in the next statement or gradually as you pay the installment aikachan liked this post
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Nov 20 2025, 11:58 AM
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Senior Member
4,676 posts Joined: Sep 2012
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Just received notification that from 1st Dec - TBP is no longer "Timeless" but "Three -year Bonus Points"
 That's a pity, AB cards getting less attractive.. |
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Nov 21 2025, 10:24 AM
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Senior Member
2,656 posts Joined: Jan 2003
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QUOTE(Lego Warfare @ Nov 20 2025, 11:58 AM) Just received notification that from 1st Dec - TBP is no longer "Timeless" but "Three -year Bonus Points" I was thinking too to not even keep the Virtual Card... That's a pity, AB cards getting less attractive.. But because I am also a heavy eWallet user, so I kinda preserve the Virtual card as it seems no other banks reward on eWallet reloads. |
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