Hi there, may I know Alliance Visa infinite 5* point for groceries whether applicable to those local non chain-store mini/ supermarket? Or just for branded hypermarket/ mini market like 99 speed, giant, aoen? Thank you so mucb

This post has been edited by KinniHan: Nov 15 2024, 01:24 PM

Sorry, visa infinite should be

Hi there, may I know Alliance Visa infinite 5* point for groceries whether applicable to those local non chain-store mini/ supermarket? Or just for branded hypermarket/ mini market like 99 speed, giant, aoen? Thank you so much

Is shopee wallet consider e-wallet topup? Or have to make purchase instead of topup to earn 8x point?

Thank you so much for your info. Then I can pay part of my utilities by shopee pay 😁 there is no charges for shopee paying utilities right.

Does anyone know how to find out MCC code? I would like to know whether 99 speedmart online bulk purchase is consider online shopping or grocery. Thanks a lot

Does anyone experience point got rounded down? I saw my latest statement got rounded down 139K points

I see, it might make sense since I have transaction on TNB bill and also agoda. I thought agoda paying in foreign currency will be oversea spending instead of online shopping.

Thanks a lot

Capping at RM3000 per month

Says I got my card on last year Nov, and this year I have already spent above 120K, so that my unlimited will only be available for next year instead?

I see, thank you anyway. Do you ever try to use the benefit to access to travel lounge or premium plaza? Do we need to activate anything or can just walk in and display card?

I have already asked for a few transactions that I have done through my debit and credit card.

Agoda paying in foreign currency - yes
Klook paying in foreign currency - yes
Trip.com paying in foreign currency - yes
MAS paying in Sing dollar - yes
Booking.com paying in foreign currency - No

In MYR, says 1 USD = 4 MYR, means you will earn 4000 pts.
Whether it counted as foreign currency is base on how the platform charge you. Agoda is directly charge from what you have selected. Booking.com is collect on behalf which means they will done all internal exchange rate, and charge you in MYR but website display foreign currency

😂😂😂😂 indon must be crowded with tourists

Yea, just change the display currency to non-MYR will do. And make sure the OTP message receive in non-MYR

Hmm for this is very personal, some people prefer cash and money sitting in bank account is better. But if you are just referring to "value" itself. I think spending by card is slightly better?

Exanple visa rate is 1%, alliance bank takes 1.25% so total will be 2.25% of your bill. Means RM 1000 bill will become RM 1022.50. But 1022.50 will gain you around 680 enrich point by new revision rate of Alliance VI, while enrich point worth around 0.8-20 sen and we take median as 1.4 sen per point it worths around RM 94 or as low as RM 54.

Some may think its worth, some may think why shouldn't it keel that 22.50 in my bank account instead? So if you don't mind spending a bit more, then card is not really that bad in term of value.

Its all about your financial and spending behaviour.

Yes, UOB can get as low as 0.80 per point if not mistaken.

Yea you are right, sorry for wrong information. For flight ticket redemption is around 0.04-0.05.

I have just clarified with customer service. Its counted as foreign spending but make sure its charge in non-MYR

Oh my god, means monthlt earning above 300K points the rest can be only exchange to TnG or Shopee?

What about MAS enrich redeemption period? For extra 20% bonus we can now maximum get to exchange 20K enrich as well?