Actually, how long does Alliance Bank take to approve/reject the application? My applications are pending from 11/06/2025 and I asked the agent but he said is normal
Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI
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 Jul 1 2025, 09:08 AM
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Junior Member
914 posts Joined: Nov 2014 
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Jul 3 2025, 09:11 AM
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914 posts Joined: Nov 2014
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QUOTE(thecurious @ Jul 1 2025, 09:11 PM) 3-4 weeks I received the SMS mentioned, approved 10K CL of VI and VS. So what is the best ROI to utilise the 10K with these 2 cards? Or I need to add on a virtual/platinum? |
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Jul 6 2025, 06:05 PM
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QUOTE(aurora97 @ Jul 6 2025, 05:40 PM) hellloooo... want to check if anyone encountered this. Negative for my case.I have no prior banking relationship with Alliance. No defaults on loans or credit cards; all paid on time. I meet all the criteria for applying for AVI but got rejected, which is a bit puzzling to me. Has anyone encountered this situation before? If yes, will having a bank account with Alliance Bank make it easier for the credit card application to be approved? My application had been rejected twice, even though I had my salary & bonus credited consistently for more than 10 years. |
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Jul 7 2025, 01:42 AM
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QUOTE(aurora97 @ Jul 6 2025, 07:40 PM) To clarify, your salary and bonus also credited into Alliance Bank and they still reject your application? YesDamn that's really strict. |
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Jul 7 2025, 10:24 AM
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QUOTE(xiaomoon @ Jul 7 2025, 09:15 AM) alliancebank banker told me to submit BE, my salary is lower than 5k per month but my BE is above 60k(because of bonus), 1 time aprroved I thought a consistent income would be an advantage in applying for CC, and moreover, this consistent salary is credited into their bank account. Obviously, it is not, or just an individual case, perhaps |
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Jul 7 2025, 01:06 PM
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QUOTE(cclim2011 @ Jul 7 2025, 11:33 AM) start with virtual card may be? i was rejected once but virtual card approved. then i went on for other physcial cards. Virtual card also rejectedBut I managed to get the cards (AVS & AVI) from one reliable agent, just need to add the virtual card to maximise the TBP as can |
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Jul 8 2025, 07:03 PM
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#7
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914 posts Joined: Nov 2014
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Hi All Sifu, how can you all spend RM3,000 in the online category? Any trick?
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Jul 8 2025, 07:19 PM
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914 posts Joined: Nov 2014
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QUOTE(ZeneticX @ Jul 8 2025, 07:07 PM) Online or ewallet? OnlineJust make use of shopee pay + spaylater whenever possible Also depending on your monthly spending habits. If your max budget per month only 2k obviously it's hard to spend 3k Is Spaylater considered Online? |
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Nov 11 2025, 05:23 PM
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914 posts Joined: Nov 2014
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QUOTE(davidxxx @ Nov 11 2025, 03:13 PM) 3 years? Like bonuslink  |
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