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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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TongCN
post Oct 28 2024, 11:17 AM

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QUOTE(lsl640 @ Oct 28 2024, 10:56 AM)
Samsung pay integration no more news?

And for the VCC right, actually i think is 1 of the best card out there, can convert any spending more than 500 to 12 months installments, and on time card number is very safe to use for online transaction
*
Convert the spending on statement date roughly afternoon time to skip another month biggrin.gif

12+1
chittyserv
post Oct 28 2024, 04:12 PM

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QUOTE(TongCN @ Oct 28 2024, 09:47 AM)
I think one of the best card offer right now cause can convert any RM500 online purchase into 12 months 0% (Promotion ends 31 Dec 2024 and hopefully got extend)

It's funny i have physical card of the You:Nique previously but i end up not really using it later on.
Then this Virtual card appear and keep using it then one day, alliance just "delete" my You:Nique card.

Lucky there is also no SST till now.
*
Can topup e-wallet using this 0%? wonder can cash out into other platforms to earn some interest there lol
TongCN
post Oct 28 2024, 04:49 PM

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QUOTE(chittyserv @ Oct 28 2024, 04:12 PM)
Can topup e-wallet using this 0%? wonder can cash out into other platforms to earn some interest there lol
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Never tried though sweat.gif

The TNC only mentioned "Qualified FPP"

This post has been edited by TongCN: Oct 28 2024, 04:49 PM
eternity4av
post Oct 28 2024, 05:23 PM

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but this RM500 0% EPP for VCC is very limited though, what physical card that's good for Alliance?
mamamia
post Oct 28 2024, 07:20 PM

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QUOTE(LostAndFound @ Oct 28 2024, 08:36 AM)
For Alliance Visa Signature, the 5% cashback rate between 2001-3000 ringgit spend, is it that all of the 3k ringgit must be spent within the listed categories? Or can have 'filler spend' of 2k ringgit not in categories, and then 1k ringgit in-category and get RM50 cashback?
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VS is any retail spending also entitle for cashback...
chittyserv
post Oct 29 2024, 09:32 AM

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QUOTE(eternity4av @ Oct 28 2024, 05:23 PM)
but this RM500 0% EPP for VCC is very limited though, what physical card that's good for Alliance?
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so far i see is platinum but dont have Plaza premium lounge. Visa infite is the best if u fulfill their minimum spend to waive the yearly fee.
LostAndFound
post Oct 29 2024, 11:29 AM

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QUOTE(mamamia @ Oct 28 2024, 07:20 PM)
VS is any retail spending also entitle for cashback...
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Oh! Their website seems to list some categories (petrol, groceries etc). So its' just.... spend 3k and get slightly more than RM50 cashback?
lsl640
post Oct 31 2024, 10:32 AM

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QUOTE(chittyserv @ Oct 28 2024, 04:12 PM)
Can topup e-wallet using this 0%? wonder can cash out into other platforms to earn some interest there lol
*
YEs, i used to topup boost prior the 0.75% charge, got option to convert the 1k to 12 months installments
mamamia
post Nov 1 2024, 11:04 AM

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QUOTE(LostAndFound @ Oct 29 2024, 11:29 AM)
Oh! Their website seems to list some categories (petrol, groceries etc). So its' just.... spend 3k and get slightly more than RM50 cashback?
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u missed out "All Other Retail Spends"
Attached Image

Just spend RM3k, u will get RM55.50.
kurayami88
post Nov 9 2024, 12:20 PM

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hi hi~
noob question here.
sorry but quick search didnt find any post for my question thats why im asking...

concerning the CB bracket for Alliance Bank Visa Signature 5%
if i spend RM2,001 to qualify for the 5% bracket...

do i get 5% for the entire RM2,001 ( RM100.5)
OR
0.05% cashback of RM1,000 = rm0.50
0.50% cashback of RM2,000 = rm5
5.00% cashback of RM1) = rm0.05

total only get rm5.55 cashback for RM2,001 spend?

==========
meaning i would actually need to spend RM3,000 total to reap max benefit of the 5%

equivalent to getting potential CB of RM55.50 (by spending RM3,000)?

RM55.50 sounds more likely than the rm100 scenario... which means its not that great of a card...?

This post has been edited by kurayami88: Nov 9 2024, 12:21 PM
shawnme
post Nov 9 2024, 01:17 PM

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QUOTE(kurayami88 @ Nov 9 2024, 12:20 PM)
total only get rm5.55 cashback for RM2,001 spend?
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yes
ahping1985
post Nov 9 2024, 10:02 PM

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i wonder if anyone calculate before .
If use to swap for ewallet get charges . is it still worth just to get the enrich points?
Kelvin8998
post Nov 10 2024, 06:42 AM

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QUOTE(ahping1985 @ Nov 9 2024, 10:02 PM)
i wonder if anyone calculate before .
If use to swap for ewallet get charges . is it still worth just to get the enrich points?
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Yes, it’s still worth it.

1EP is worth RM0.04.

If you do the calculation for the eWallet charges and the conversion of alliance points to enrich points, you’ll be paying about RM0.01875 per EP (which can go lower if you convert during enrich bonus points period).
coolguy99
post Nov 10 2024, 08:23 AM

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Does kiplepay give you 8x tbp on the visa infinite?
ahping1985
post Nov 10 2024, 10:35 AM

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QUOTE(Kelvin8998 @ Nov 10 2024, 06:42 AM)
Yes, it’s still worth it.

1EP is worth RM0.04.

If you do the calculation for the eWallet charges and the conversion of alliance points to enrich points, you’ll be paying about RM0.01875 per EP (which can go lower if you convert during enrich bonus points period).
*
means the using infinite , just use it on boost 3k max ?
nexus2238
post Nov 11 2024, 11:23 AM

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QUOTE(kurayami88 @ Nov 9 2024, 12:20 PM)
hi hi~
noob question here.
sorry but quick search didnt find any post for my question thats why im asking...

concerning the CB bracket for Alliance Bank Visa Signature 5%
if i spend RM2,001 to qualify for the 5% bracket...

do i get 5% for the entire RM2,001 ( RM100.5)
OR
0.05% cashback of RM1,000 = rm0.50
0.50% cashback of RM2,000 = rm5
5.00% cashback of RM1) = rm0.05

total only get rm5.55 cashback for RM2,001 spend?

==========
meaning i would actually need to spend RM3,000 total to reap max benefit of the 5%

equivalent to getting potential CB of RM55.50 (by spending RM3,000)?

RM55.50 sounds more likely than the rm100 scenario... which means its not that great of a card...?
*
I find Alliance Signature a flexible cash back card as it practically has no categories restriction.
JomPay, Insurance installment, Nirvana installment, Utilities, any retails transactions all count towards RM3k spend.
xiaomoon
post Nov 11 2024, 11:30 AM

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QUOTE(nexus2238 @ Nov 11 2024, 11:23 AM)
I find Alliance Signature a flexible cash back card as it practically has no categories restriction.
JomPay, Insurance installment, Nirvana installment, Utilities, any retails transactions all count towards RM3k spend.
*
where to pay jompay using signature card? direct pay in app got cb also?
Kelvin8998
post Nov 11 2024, 10:52 PM

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QUOTE(ahping1985 @ Nov 10 2024, 10:35 AM)
means the using infinite , just use it on boost 3k max ?
*
Yes
nexus2238
post Nov 12 2024, 09:13 AM

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QUOTE(xiaomoon @ Nov 11 2024, 11:30 AM)
where to pay jompay using signature card? direct pay in app got cb also?
*
I use jompay in Alliance Bank mobile app to pay utilities bills (TNB, Air Selangor, Indah Water, TIME, phone bills) charging to Alliance Signature.
This plus installment to Nirvana is monthly RM3k for me.
svchia78
post Nov 12 2024, 10:55 AM

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QUOTE(lsl640 @ Oct 28 2024, 10:56 AM)
Samsung pay integration no more news?

*
Got my new card VI today 12-11-2024 and immediately tested to add to Samsung Pay.

Successful. Yet to tap for payment.

Update: Managed to tap for RM128.00 at specialist hospital on same day.

This post has been edited by svchia78: Nov 12 2024, 04:24 PM

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