shouldnt you ask the bank why the FD cannot be withdrawn?

have the cc canceled? has the FD earmark removed?

Reminder to all to redeem your 10k TBP to 1k enrich by 15th .... before they change to 15k tbp

Seems there is extra 10% enrich promo going on too

received rm88

Received as well

Received RM88. OK how do I cancel the virtual card? Don't want to pay RM25 SST next year

for alliance credit card, sst is being waived every year after u call cs.

I redeem my points yesterday via https://www.alliancebank.com.my/RewardsRedemptionForm ...Normally how long will it take ya?
*sry noob questions, this is the very first time I redeem points from alliance bank 😅

Generally between 2-4 weeks...that's for me la. I usually redeem TNG pin.

i walk in the branch yesterday, the staff ask me when i request for withdraw and cancel card
then she go in make a call , come out told me they are waiting card department to reply and will call me up after received update
until now no body call me yet
cc been cancelled since January
FD earmarks remove or not i don't have the bank system to check, while my online banking show nothing about earmark

usually fd earmark/pledging for cc has no indicator visible to customer.

let the bank sort it out internally. nothing you can do except escalating them to release the pledged-FD.

hi wonder those holding the cards for long do alliance casually offer an increase of credit limit? via sms or call?

Not for me. I've had my ABB card since 2008. Still the same credit limit.

wow... 16 years

nowadays, applying for Alliance bank credit card is done through the app. how long do they usually take to process and get back to you?

once u click apply...even dont complete fill up already call u.

haha, are you serious?

last time i wait quite long until i call their customer services ask

Ya, I applied in Jan followed up in early March. Then only got to know my application rejected cause I have missed payments for a loan. Ironically, UOB accepted my application and gave me higher limit than my previous card.

After i told the CS no one contacted me etc..., the branch that I applied in and the credit card center in Penang called up, they offered me solutions (like pledge FD, the FD rate higher than normal, which was like quite surprising), i appreciate the effort but after considering it, is super costly cause got 0.5% stamp duty and if you need higher limit, need to re-apply.

So yeah, my suggestion, 1 month after application, you don't hear anything, you can drop their CS a line. They quite efficient.

Yes they are quite efficient but unfortunately their process is very old school and involves a lot of manual work. I had to go to the branch to complete my credit card application as they need me to verify certain documents.

-removed-

This post has been edited by tzxsean: Mar 23 2024, 09:40 PM