all of them... since you own the funds and don't know which is giving the best returns.

btw. one of them is closed and the other two, if not mistaken, is only open if you have at least rm100k to invest. The enhanced bond funds can have up to 20% invested in equities, if stock market drops, it can be underwater, albeit temporary for a short time...

To compute their performance, see the performance chart... http://www.publicmutual.com.my/application...formancenw.aspx

It seen like u take my advice on 19 Feb to keep these 3 funds.
If u plan to further trim down the bond fund, my suggestion is PSBF, as it performance is worse compare to the other 2.

Public Mutual has recently added the Public China Access Equity Fund (“PCASEF”) under its management.

PCASEF is an equity fund that has the mandate to invest in the China market. The fund will focus its investment in China A-share market.

China A-share market refers to stocks that trade on the Shanghai and Shenzhen exchanges. These companies are incorporated in mainland China and their shares are denominated in Renminbi. China A-shares trade in a closed market and can only be purchased by domestic Chinese investors. Foreign investors who intend to invest in China A-shares have to hold the Qualified Foreign Institutional Investor (“QFII”)License under the Strategic Investment Scheme, of which Public Mutual is a license holder.

Please be informed that units of PCASEF will only be held by funds of Public Mutual which have a mandate to invest in China shares and will not be offered to the public.

This post has been edited by transit: Apr 24 2013, 07:35 AM

I don't understand. This fund is not available to public but PM funds like PCSF, PCIF can invest into this fund?

Like a proxy fund or feeder fund?

I'm also not really understand the real concept, but I also think like you.
It might be just a feeder fund.

The point where PM want us to know about this maybe jus bcoz they're among the first here to get the license.

Nothing to brag for if retail investor cannot go it into the fund right?

hence, just like you mention, its probably all china related fund can be well managed because of this. PM can invest money from the fund, but not directly from public investor. Could be well become china funds benchmark for PM.

Not just like before. Only left leg got inside, still not sure how Chinese do their business.

However, I'm still not considering any China related fund based on this news

anyone here using DDI/RRI ? is it a good tactic in Public Mutual ?

public mutual has been known to have high SC....i am interested in DCA with my funds....my fund manager told me to put money every month in bonds...when time is right he will transfer to equity.....may i know which one will work out better in terms of less SC for DCA..
will DDI incur more charges than transfer online from public bank...

The SC is lower for DDI. 5% for equity/balanced fund. I think.

When you switch from bond fund to equity fund, you still have to pay the SC for the equity fund.

This post has been edited by David83: Apr 24 2013, 07:56 PM

u mean Sc for DDI is cheaper than me doing online banking to top up my PM funds...

Of course.

Topup from PBebank is just top up like normal. Normal SC of 5.5% is applied.

DDI is debit instruction from your PB saving account in regular period (once every month); hence a lower SC is being given as an encouragement.

There's an going promo for RII or DDI: http://www.publicmutual.com.my/CampaignsPr...IICampaign.aspx

thanks for the info

so what tactic normally people using? Top-up monthly thru DDI?

Actually, its the same either through online banking or DDI. Its still 5.5% SC for equity. However, as David83 mention, there is a promotion right now for 5% till Dec 2013.

If transfer from bond fund, then your SC is actually 5.75% since bond charge 0.25% and then when transfer charge again 5.5%.

If transfer from online banking, RM 2 will be charge for transaction fee on top of the SC.

top up monthly for me is more to discipline ourself which is one important factor in achieving our own goal.

Need clarification on the transaction fee RM2...
a) is it for DDI (Direct Debit Instruction)
b) from Public Bank account or from another bank's account.

So far, I have done an investment online via a PB account, don't recalled there was a RM2 fee. Yet to try DDI.

AFAIK, the service charge (for equity fund) is 5.5% unless there is a promotion (like the current RII, Regular Investment Instruction); and when a new fund is launched and DDI was signed up during its promotion.

Should also note that switching from one fund to another, the minimum amount is 1000 units. (You can only enter the amount in "units".)

For an initial investment, the amount is in RM and the minimum is RM1000.

For additional investments, the amount entered is also in RM. I guess the minimum amount is RM50 for equity fund and RM100 for bond fund. These are the amounts that PMO can accept when I tried... but did not complete the transaction.

sorry on my incomplete statement,
RM2 fee is for the other bank through MEPS FPX. Public Bank account just free processing fee.

Some more, I also don't think that Public Mutual also included into the new regulation by Bank Negara where interbank fund transfer is charge at 0.10 cent per transaction. If other member did that, please tell me ya!

Thank you birdman, j.passing.by and david. Now researching on them

I have the least in PIEBF currently and equal amounts in the other two, so thinking of doing that since PEBF and PIEBF are similar. If you don't mind me asking, actually what is the main difference between them except for the latter being shariah compliant? Does that make a difference in the performance of the fund? If that is way better than PSBF then might consider taking PSBF out instead. Wanted a better performing bond AmDynamic Bond but it is still closed!

How long does it take for my repurchase to be direct credited into my bank account (CIMB) ?

I chose Direct Credit. It's been 4 days and the transaction has been processed 2 days ago. So it's no longer a float transaction, but a transaction that appears in my transaction history on Public Mutual Online.

This post has been edited by Aurora Boreali: Apr 25 2013, 07:36 PM