All the three funds that you quoted are funds from Pub-Mut that has out-perform their respective benchmark. So it is good to buy them.

Btw PISEF and PRSF, both are invested in 100% locally. Perhaps you would consider buying into foreign funds to diversify?

Xuzen

Hi lazybump,

Yea.. Eurozone is doing quite bad, maybe will remain for 3-5 yrs to come. Just my opinion. For foreign market diversification, ya you can consider Greater China, Asia or Emerging Market. US seems like gaining momentum, but need to monitor what the president going to do to overcome the fiscal cliff.

If you want bond as savings, need to consider your timeframe. Min 1 yr I would day as bond also has risk and volatility. Maybe can part at those better rating bonds rather than high yield bond (Can if you have longer time frame).

I am also doing some percentage into Bond and some into Equities. But havent really execute/exercise them yet because I just started invest actively this 2 yrs. This is just a method that force you to sell high and buy the low. Sell to lock profit and park at bond. Then sell bond to buy into low equities. To do this, you should review and re balancing your portfolio.

Where i can find those material for every different kind of products in PM?

consistently, 7-9% return/ pa

yeah 0.25% charge

Been droping for the last week, guys investors start selling to lock profit ya. GE comming..

Hope you are not doing lump sum. Maybe monitor until GE, do some top ups if necessary.

Few weeks?

Profit state?

Cannot.....

GE is General Election.. need to be called latest by Mar'13. Generally market will start to go down a bit..

Last two days i read on the net expect lowest is 1600 and highest around 1640.

Time horizon didnt mention.

He means the FTSE KLCI index will be around that level.

Well.. today already touching 1618 level..

How much the sales charge by Maybank?

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Added on November 23, 2012, 8:13 pm

I thin Malaysian equities still high... Unless you want to do regular savings long term, then can go in la..

MBB charge <3% (6.5% usual) for me...promo till end of this month..

PNB..charge 3%  promo till dec end.

owh..ok then..how much is the minimum amount to start?

i believe must add up ownself at each Account Details Fund. Not mistaken last time can see one....

what kind of bonuses? You meanz today Public Mutual declare gross distributions for two funds today ?

RM1.00 worth of investment into equity and balanced funds is allotted 1 MGQP.
Minimum will ask you invest rm5k.
MGQP not bonuses but Juz Reward point onli.
http://www.publicmutual.com.my/MutualGold/...mulateMGQP.aspx
Public Regular Savings Fund
5.00 sen per unit

Public Aggressive Growth Fund
2.50 sen per unit

http://www.publicmutual.com.my/Resources/A...cementNews.aspx

total units x nett distribution.

25%

Yes. Corporate rate.