Hi I am new to PM investment....
I had two funds before with PM but i suffered some loss as I just gave the money to my parents to invest it....I don't even know the funds name....so i sold it off sometime back...I was young that time...just started working so no time to go and check things out...my biggest mistake....
so now i am interested in diversify my investment as I am mid 30 now and need to think of my kids studies and all....
so i got introduced to a PM agent by my friend who is making good money with PM
Just need some advice and clarification...I was recommended these funds to choose from...PIX, PRSF, PDSF, PGF, PEF, PSF
I am planning for long term investment maybe 5 years or so
My initial startup capital is RM10k and plan to put RM 500 each month...so my question is
1) are those funds good to invest in now before GE or should i wait
2) i was recommended a 70:30 ratio of equity:bond
3)normally once bought...how long do we wait before we switch the funds incase of underperforming.....
tq in advance.

This post has been edited by marketstore: Mar 26 2013, 07:05 PM

??

public mutual has been known to have high SC....i am interested in DCA with my funds....my fund manager told me to put money every month in bonds...when time is right he will transfer to equity.....may i know which one will work out better in terms of less SC for DCA..
will DDI incur more charges than transfer online from public bank...

u mean Sc for DDI is cheaper than me doing online banking to top up my PM funds...

thanks for the info

i think worst....increase in SC