In my amateur and non-professional opinion, I don't think it is as easy as that. It's like on a race track, asking for tips - and the tips is only good for that race.
There's no shortcut if we want to pick winners every weekend without knowing a bit of the background of the horses and their past performances.
This analogy at the race track is still not closed enough, try imagining that you are the jockey and have to ride the horse too... we then have to match your size and weight and riding skills to the appropriate horse with its individual temperament as well.
Get the picture of the task at hand?
The best I can contribute here is a short brief on the funds you're having.
PSBF - Public Select Bond Fund
PEBF - Public Enhanced Bond Fund
PIEBF - Public Islamic Enhanced Bond Fund
PCSF - Public China Select Fund
PITTIKAL - Public Ittikal Fund
The 1st bond fund is closed for new investments and only open to investment via EPF. If you switched out, you cannot switch back in if it is not an EPF investment.
The 2nd and 3rd bond funds are special bond funds with up to 30% of the fund can be invested in equities by the fund manager. If not mistaken, they are also more or less also closed to new investments since you now need at least 100k to enter.
China Select - what more can be we say here, it is a stupid fund for stupid people like me - I lost money too, like 40% of what I put in.
So far this year, it is up 2.14%, but dropped a bit this month... and maybe a bit more today with Hang Seng Index down -1.02% and the H-Share (or Hang Seng China Enterprise) -1.79%. It is performing, since 1st Jan, better than China Titan Fund; and better than China Ittikal Fund which is in negative zone. (Slow horse is okay but if running backwards, how to win the race if it cannot reach the finish line?)
Public Ittikal - this fund is also closed except for investment via EPF. Not among the top local horses in 2012, but still gave an increment of 13% for the year. It is categorised by Public Mutual as a moderate fund. Personally, I would prefer Islamic Dividend Fund which is similarly categorised as a moderate fund.
Cheers... happy investing!
Yep really regret purchasing PCSF, but was young and stupid that time and just listen to the consultant. Now waiting for even a small miracle so that I can recover at least some of my losses.
You guys think its a smart idea to switch out half or all of my PITTIKAL units to other UT?