Fixed Deposit Rates in Malaysia V3, Read 1st post to find highest rate.
|
|
 Sep 19 2012, 12:14 PM
|
 
Senior Member
4,332 posts Joined: Nov 2004 From: Shadow Striker 
|
dear sifus... forgive me for barging in.
been reading the thread, and wondering, no offence... why the big deal about 0.01-1% difference between FD retes by different bank? there are many other investment options available that can easily trump FD just learning thanks |
|
|
|
|
|
Sep 19 2012, 12:18 PM
|
Senior Member
2,617 posts Joined: Apr 2012
|
QUOTE(Petre @ Sep 19 2012, 12:14 PM) dear sifus... forgive me for barging in. Its all about risk management.. RM1000000.00 @ 1% pa = RM10,000.00 per year extra.. here all kiasu club... been reading the thread, and wondering, no offence... why the big deal about 0.01-1% difference between FD retes by different bank? there are many other investment options available that can easily trump FD just learning thanks   |
|
|
 Sep 19 2012, 01:23 PM
|
Senior Member
4,761 posts Joined: Jun 2007 From: My house 
|
QUOTE(BoomChaCha @ Sep 19 2012, 12:21 AM) I heard a rumor about 2 weeks ago... BoomChaCha,May bank and CIMB bank will increase FD rate by the end of this year because of the election. I do not know if it is true or not..? Added on September 19, 2012, 12:42 am Thanks for the head up. I hope it is true as I need to find new, better homes for some FDs which will mature at the end of the year.  Cheerio. |
|
|
Sep 19 2012, 01:49 PM
|
Senior Member
5,867 posts Joined: Feb 2006
|
QUOTE(Petre @ Sep 19 2012, 12:14 PM) dear sifus... forgive me for barging in. The answer is simple, 1% different in the context of FD is very big deal for a rich fella but no big deal for a poor guy. been reading the thread, and wondering, no offence... why the big deal about 0.01-1% difference between FD retes by different bank? there are many other investment options available that can easily trump FD just learning thanks  Please recommend one investment example that easily trump FD as uoy mentioned above but as SECURED as LIQUID as FD. My ears all for you.  |
|
|
Sep 19 2012, 02:36 PM
|
 
Elite
8,601 posts Joined: Jan 2003 From: KL 
|
QUOTE(aeiou228 @ Sep 19 2012, 01:49 PM) Please recommend one investment example that easily trump FD as uoy mentioned above but as SECURED as LIQUID as FD. My ears all for you. Get franchise for 4D outlet or one-arm bandit club license, haha This post has been edited by Gen-X: Sep 19 2012, 02:40 PM |
|
|
Sep 19 2012, 03:03 PM
|
Senior Member
12,534 posts Joined: Mar 2009 From: Penang, KL, China, Indonesia....
|
QUOTE(Gen-X @ Sep 19 2012, 02:36 PM) Get franchise for 4D outlet or one-arm bandit club license, haha Got ah.. RM 1.2 mil per license. Want ah? |
|
|
|
|
|
Sep 19 2012, 04:36 PM
|
Senior Member
2,490 posts Joined: Sep 2011
|
QUOTE(plumberly @ Sep 19 2012, 01:23 PM) BoomChaCha, No need to say thanks lah..Thanks for the head up. I hope it is true as I need to find new, better homes for some FDs which will mature at the end of the year. Cheerio. Just a rumor only mah... |
|
|
Sep 19 2012, 05:02 PM
|
|
Senior Member
5,867 posts Joined: Feb 2006
|
QUOTE(Gen-X @ Sep 19 2012, 02:36 PM) Get franchise for 4D outlet or one-arm bandit club license, haha Talking about 4D and 1% interest difference, that lucky retiree who stricke Toto jackpot RM41million yesterday potentially earn extra rm410,000.00 p.a. If he kiasu for 1% extra  QUOTE(gark @ Sep 19 2012, 03:03 PM) Got ah.. RM 1.2 mil per license. Risky la, if PAS take over the state like kelantan or Terengganu, all money down the drain liau. Want ah? |
|
|
Sep 19 2012, 06:07 PM
|
|
Senior Member
1,610 posts Joined: May 2008
|
Any rumuor for october FD, still wonder where to park..wait or... |
|
|
Sep 20 2012, 10:11 PM
|
|
Senior Member
1,188 posts Joined: Sep 2008
|
QUOTE(Gary1981 @ Sep 19 2012, 06:07 PM) Any rumuor for october FD, still wonder where to park..wait or... Ya, same here...Time flies, my 3 month FD @ HSBC 5% promo is maturing end of the month.  I contacted their CC...they say can uplift in any branch (w/o cert) and also can close up the Amanah Advance acct at any branch too... They say all details are kept in the system...wah, very advance...  Looking around now, there are no attractive promo...sad.  |
|
|
Sep 20 2012, 10:31 PM
|
|
Senior Member
1,188 posts Joined: Sep 2008
|
Talking about the HSBC 5% promo...
I noticed the promo is extending to 3 more new branches and to Oct/Dec 2012. - Cyberjaya - Kulai - Sri Gombak For those who are around those new branches, highly recommended as it is the best offer so far. Do check out the link below and read the TnC before proceeding. promo @Gen-X, you might want to update this on post#1. Thanks. This post has been edited by tbheng: Sep 20 2012, 10:59 PM Attached thumbnail(s) 
|
|
|
Sep 20 2012, 10:56 PM
|
Senior Member
4,230 posts Joined: Jan 2009
|
QUOTE(tbheng @ Sep 20 2012, 10:31 PM) Talking about the HSBC 5% promo... there are so many amounts there. whats d min amt to open for 3 mth tenure?I noticed the promo is extending to 3 more new branches and to Oct/Dec 2012. - Cyberjaya - Kulai - Sri Gombak For those who are around those new branches, highly recommended as it is the best offer so far. Do check out the link below and read the TnC before proceeding. promo @Gen-X, you might want to put this on post#1. Thanks. Thanks |
|
|
Sep 20 2012, 11:01 PM
|
|
Senior Member
5,867 posts Joined: Feb 2006
|
QUOTE(tbheng @ Sep 20 2012, 10:31 PM) Talking about the HSBC 5% promo... I noticed the promo is extending to 3 more new branches and to Oct/Dec 2012. - Cyberjaya - Kulai - Sri Gombak QUOTE For HSBC Amanah Premier I. New HSBC Amanah Premier customers must on the same day: open an HSBC Premier Account-i and the MYR TD-i account; and place a minimum amount of RM200,000 in Eligible Accounts/Investments (inclusive of the MYR TD-i) at the point of account opening. II. Upgrade HSBC Amanah Premier customers: Existing customers of HSBC Amanah or HSBC Bank who upgrade to HSBC Amanah Premier must on the same day: open an HSBC Premier Account-i and the MYR TD-i account; and top up their existing Total Relationship Balance to a minimum of RM200,000 in Eligible Accounts/Investments (inclusive of the MYR TD-i). QUOTE d) The maximum placement amount for the TD-i Offer per customer is: RM100,000 for HSBC Amanah Premier customers; and RM50,000 for HSBC Amanah Advance customers. Bro, the TnC says max TD-i placement is RM100k for Premier customers but must top up Total Relationship Balance to a minimum of RM200,000 in Eligible Accounts.  Not so worth leh. or I missing something ? |
|
|
|
|
|
Sep 20 2012, 11:04 PM
|
|
Senior Member
1,188 posts Joined: Sep 2008
|
QUOTE(aeiou228 @ Sep 20 2012, 11:01 PM) Bro, the TnC says max TD-i placement is RM100k for Premier customers but must top up Total Relationship Balance to a minimum of RM200,000 in Eligible Accounts. I went for non-premier....min is only RM5k. Not so worth leh. or I missing something ? |
|
|
Sep 20 2012, 11:06 PM
|
All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur 
|
QUOTE(tbheng @ Sep 20 2012, 10:31 PM) Talking about the HSBC 5% promo... Can we open another TD-i at those new branches, using existing HSBC Advance Amanah-i account ?I noticed the promo is extending to 3 more new branches and to Oct/Dec 2012. - Cyberjaya - Kulai - Sri Gombak For those who are around those new branches, highly recommended as it is the best offer so far. Do check out the link below and read the TnC before proceeding. promo @Gen-X, you might want to update this on post#1. Thanks. |
|
|
Sep 20 2012, 11:16 PM
|
|
Senior Member
1,188 posts Joined: Sep 2008
|
QUOTE(ronnie @ Sep 20 2012, 11:06 PM) Can we open another TD-i at those new branches, using existing HSBC Advance Amanah-i account ? I wish so too...  I asked the CC before, seems only for new to bank; also stated in the TnC, section 4 b). QUOTE For HSBC Amanah Advance I. New HSBC Amanah Advance Customers must on the same day: open an HSBC Amanah Advance Account-i (which requires a minimum deposit of RM500) and the MYR TD-i account. Unless like what aeiou found in the TnC that need to top up to RM200k (upgrade to premier), but not worth it. I found the best is go in as non-premier. But for once only (new amanah advance customer). This post has been edited by tbheng: Sep 20 2012, 11:20 PM |
|
|
Sep 20 2012, 11:19 PM
|
|
Senior Member
5,867 posts Joined: Feb 2006
|
QUOTE(ronnie @ Sep 20 2012, 11:06 PM) Can we open another TD-i at those new branches, using existing HSBC Advance Amanah-i account ? The tnc says maximum rm50k placement per customer. So, according to my little understanding, I don't think do-able.Furthermore tbheng already mentioned in few posts above that customer can close account at any HSBC branches, which means every branch is like a home branch. |
|
|
Sep 20 2012, 11:30 PM
|
|
Senior Member
1,188 posts Joined: Sep 2008
|
QUOTE(aeiou228 @ Sep 20 2012, 11:19 PM) The tnc says maximum rm50k placement per customer. So, according to my little understanding, I don't think do-able. Ya, max 50k...if more than 50k, put under your spouse's name. Furthermore tbheng already mentioned in few posts above that customer can close account at any HSBC branches, which means every branch is like a home branch. I wish I can go to the next new branch and do it again after mine matured...but was told cannot, new to bank only. This is the kind of musical chair I am looking for... Guess this is the last 5% promo... This post has been edited by tbheng: Sep 20 2012, 11:33 PM |
|
|
Sep 21 2012, 01:06 AM
|
|
Senior Member
1,624 posts Joined: Apr 2011
|
QUOTE(tbheng @ Sep 20 2012, 10:31 PM) Talking about the HSBC 5% promo... How come none in penang or other states?I noticed the promo is extending to 3 more new branches and to Oct/Dec 2012. - Cyberjaya - Kulai - Sri Gombak For those who are around those new branches, highly recommended as it is the best offer so far. Do check out the link below and read the TnC before proceeding. promo @Gen-X, you might want to update this on post#1. Thanks. Uob offered personal loan at 3.99% and has to pay back with six equal monthly installment. As long there is 5% Fd promote, may be worth to take up? |
|
|
Sep 21 2012, 07:34 AM
|
|
All Stars
21,313 posts Joined: Jan 2003 From: Kuala Lumpur
|
QUOTE(gsc @ Sep 21 2012, 01:06 AM) Uob offered personal loan at 3.99% and has to pay back with six equal monthly installment. As long there is 5% Fd promote, may be worth to take up? Risky..... you must have funds to pay the monthly installment, right ? |
|
Topic ClosedOptions
|
| Change to: |  0.0316sec
 0.62
 6 queries
 GZIP Disabled
Time is now: 13th December 2025 - 04:19 AM |
Quote