I posted this in POST 2491 of V2:
"Open acc on 29-5(Tues) with rm32700 and made a ATM withdrawal of rm50 and keep the balance until 31-July.
ADB from 29-5 to 31-7 is consistently rm32650. So satisfied all requirement to entitle for rm300 cash back in August. Should be allowed to withdraw most of the deposit from 1-8-12."

Went to SCB DU and they say can withdraw from 1-8-12.
Previously SCB JB said must wait until 29-8-12 to get the RM300 cash rebate. Banyak susah oh.

Whoever get the rm300 rebate please report here ASAP.

Next time don't go for these kind of promo with "complicated" need to keep track and do this and that T&C 

To ALL FDMCGC members, please see post #3 and let me know if I left you out of the list

Gen-X , so humble meh clerk. secretary general lah..

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Added on August 1, 2012, 9:35 pm

Hope it turns out well for all of you..

Yeah another good FD promo:

This promotion is valid from 1 August - 31 August 2012.

Fast track to 4.5% a year with online FD placement
Enjoy exclusive 2 months Fixed Deposit interest rate of 4.5% a year when you place your fixed deposit via online.
Just make an online transfer of funds from your Savings/Current account to your new FD account to enjoy this
exclusive privilege via OCBC Internet Banking only.

The OCBC 4.5% is straight forward lah, it's Fixed Deposit - deposit and no need to do anything until maturity (and even by just leaving the 20% in the Smart Saver and not depositing a sen for 3 months until you withdraw it together with the FD, the effective interest rate for the combo is sill more than 4%), unlike SCB Savings Account with T&C requiring some activities.
You got contribute mah in V2, but next time better post something related to FD when you want to write a message  else it's consider spamming 
From your previous posts, you are good in analyzing the T&C like aeiou, MGM and gsc and your posts are always informative 

1 single cheque will do. When I went for the combo, I split my single cheque to 3 accounts i.e. FD and Smart Saver for Combo and balance into my current account.

Anyone get back the scb rm300 for the supersalary account? I deposit rm34500 since 9 may. But stI'll not see the rm300 in my acct?

You are right, I just made the placement today & there is no limit to the 3-month Savings Combo Promotion 
Only limit is my pocket 
As for the minimum 20% of the FD amount placed under SmartSavers Account. They offer 2.5% - 3% pa depending on the amount of montly deposit into this account. To get 3%, minimum monthly deposit is RM1,000.

this is what I was told by the young RM. caution, member here mentioned leng lui RM know nothing much about their products 

no need to bank in exactly on the 15th, as long as you bank in the following calendar month. It calculates based on calendar month

no need to bank in in Nov coz 15 Aug is considered as the first month.

Don't dare to withdraw the money as I worry I might not get back he RM300. Would like to transfer the funding to HSBC for the 5% promotion in KD.

Not sure what else I can do? call SCB to ask for status?

Just deposit today OCBC Combo with Smart Savers.
Did my calculation approx 4.2% pa for 3 months in total.
Initially when met RM for 3 months rate she quote me board rate, and after that only I ask about Combo and Internet FD then did she elaborate.
Thats the reason we have to have to be ready with our homework before depositing. Then after that her assistant was assigned to do all the paperwork. Relationship Officer (as to her title) was more than helpful & efficient, she did all the explaination & recomendation not only the pros but the cons too.  1+ up for her.    The RM1k per month deposit I plan to do it via Giro RM2.00. Less hassle..

Also deposit in the Internet FD thingy, and quite good at max RM25k 4.5% pa rate. Only thing is that the Bankers Cheque must await clearance before deposit thru Internet FD.

One thing about OCBC is, all transfer within own account (internet banking) are subjected to RM2.xx fees.

All in all, upliftment at BR plus depositing at OCBC took me 4 hours (2 hour - BR make mistakes in Bankers Cheques . 2 hour at OCBC)
So its quite a time consuming process for those intending to play musical chairs.

Just an update, someone was asking OCBC online giro, its max RM5k only...

BR FD upliftment Banker Cheque's free..

Ocbc saving combo 4.5% finish end of aug. Rate drops to 4%. Received from RM. Anyone can confirm?

If for less than 1 month, I will park in my HLB Junior Account. But the current interest rate of 2.95% is only applicable for first RM50K, but, I have few HLB Junior Savings Accounts and in different branches too. First withdrawal per month free, subsequent withdrawals RM2 Fee. Banker cheque fee RM5.15, luckily I have PB so it's only RM0.15/cheque.
Yah, me too, if not needing the funds for more than 1 month, I'll just go with any promo that is competitive.
4% still pretty good rate.
Bro, gsc is saying for next month lah.
Young man, because of you, unker started a new blog which should be faster to download.

Click here to read why I started a new blog.

and click here to my new Fixed Deposit Page. If it is still slow, bro, you better get Unifi lah.

If there is a good opprtunity why not mentoning here....as long as not prolong or lengthen discussion....objective of  playing musical chair is to get good return on unused money...

Yes, just called OCBC. It seems that there are 2 FD promotions:
1) Combo deal, open over the counter for 3-mth FD @ 4.5% p.a. and need to maintain 20% of the FD amount in a saving account. No cap on the amount. After 31-Aug, there's a cap of 2mil. and FD interest drops to 4% p.a.
2) Online FD placement, 2-mth FD @ 4.5% p.a., no need to keep 20% of FD amount in a saving account. Capped at 25k.

correct me if i'm wrong..
BTW, any difference between a banker's cheque and regular cheque? I intend to open an OCBC combo using a regular cheque but the phone officer said I have to wait for the cheque to clear (could take 2 days) before the commencement of FD...

HL bank 3 month FD promo rate at 3.95% for three month FD. Only allowed one time opening of FD per customer at RM10k. Promo end Oct

sorry it is not that straight forward, existing non-premier customer has to open RM10k FD and deposit RM1k into saving account then only can enjoy 1% bonus interest (existing is 2.95%, 2.95 + 1 =3.95%). The saving account has to be remained open till 31 Jan 2013. The savng account bonus interest is based on average daily balance (AOB)

see below the T & C
ww.hlb.com.my/promo/pfs/dep_bankwide_fd/tc_en.pdf

I have just gone for OCBC FD/Saving combo 3-month 4.5%p.a promo....
Hehehe, die hard FDMCGC member here, even though it is a bit complicated. 
Gone to the Masjid Jamek branch, the premier banking tellers were terrible, straight faces and don't know the product details.
Luckily got a helpful sweet RM helping me.    Deal done within 30min time with nice Espresso while waiting...

Confirm the following from the RM:
1. promo revised to end by 31 Aug, new promo not annouced yet but likely lower rate.
2. the smart saver account (SSA) can be cancel after 3 months without charge.
3. amount in SSA can be earmarked once only per day even if you split to multiple FD cert, but you still get the flexibility of uplifting individual cert. The key is the earmarked amount is untouchable to entitle for 4.5% FD rate.
4. interest for SSA is credited at end of each month.
5. interest for SSA in the same month as FD start will get 3%, as you already deposited min RM2k (so it is best if you get into this at beginning of the month, i.e. 3% for the entire month)
6. interest for SSA is calculated for each month and no dependancy in between months, i.e. you can choose to deposit 1k the 2nd month and no deposit on the 3rd month.
7. Banker's cheque upon uplifting of FD will cost RM0.15.
8. FD starts on the same date as cheque deposit date.
9. If use SSA as the source of fund for online FD, it will be consider withdrawal and get only 0.5% even the original earmarked amount is untouched.

OCBC Smart Saver account interest of 0.5% is only applicable for the month you did a withdrawal.

If one does not withdrawal or deposit any money, the Smart Savers account interest rate shall be 2.5% for that month.

If you deposit (no withdrawal) RM50 to RM999.99 you get to earn 2.85% for a particular month.
If you deposit RM1K and above (once again no withdrawal done), then you are entitled to 3% interest for the month.

Example, you deposit RM1K on 28th August and then go withdraw RM1 on 30 August 2012, the interest rate applicable shall be 0.5% for the month of August 2012.