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 Fixed Deposit Rates in Malaysia V3, Read 1st post to find highest rate.

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ronnie
post Aug 3 2012, 01:48 PM

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Anybody heard of the 2-month FD @ 4.5% p.a. from OCBC ?
Available only through the branch
ronnie
post Aug 5 2012, 09:58 PM

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QUOTE(vinvon23 @ Aug 5 2012, 03:27 PM)
The T&C stated for online banking customer only... how about those who hav credit card with online banking but doesnt have ocbc bank acc? must apply a ocbc saving account also ka?
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Just open OCBC Basic Savings Account to enjoy the online-only FD @ 4.5% p.a. (2-mth tenure)
ronnie
post Aug 7 2012, 10:39 PM

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QUOTE(Superkian @ Aug 7 2012, 06:13 PM)
btw,i saw a guy took USD100000 paper money to show off at bank...it is true US got such a paper money?
i think that guy kena cheated laugh.gif
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doh.gif doh.gif doh.gif doh.gif
Such a stupid fella.... Was it the Lebanese scammer @ http://www.papky.com/lebanese-billionaire-...rfeit-currency/

user posted image
ronnie
post Aug 14 2012, 11:55 PM

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I always ignore MNet posts... waste time and bandwidth
p.s. uses FEMALE tag but signature says MALE....
ronnie
post Aug 28 2012, 10:32 AM

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QUOTE(DavalPrestor @ Aug 28 2012, 10:25 AM)
Wanna ask, let's say I deposit for 1 month, after 1 month do I need to reinvest again or the interest will be accumulative?

Thanks
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Depends on where the 1-month interest is creditted back to principal or not. It's based on the Maturity Instruction.
ronnie
post Aug 28 2012, 04:48 PM

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QUOTE(BoomChaCha @ Aug 28 2012, 04:37 PM)
This will require you to open a one year free current account, you can only close this current
account in other HSBC "main branch" after 6 months.

If you do not close this current account after 1 year, you will be charged RM 20 for each year
service charge for current account usage.

If you FD reach or exceed RM 30K, you do not need to put any money in this current account.
A free gift will be given together with this 5% FD promo..

The FD effective date only effective after your check is cleared in around 2 working days;
If you do not want to waste 2 days interest, then you bring in RM 30K cash and place a FD
no more than RM 30K.
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My Term Deposit-i was at RM10k, and zero balance at Amanah Advance Account-i
ronnie
post Aug 28 2012, 05:35 PM

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QUOTE(BoomChaCha @ Aug 28 2012, 05:18 PM)
Really ah..?

The HSBC officer told me if FD reach or exceed RM 30K, then no need money
to open the free current account??  sad.gif

I feel it is very troublesome to go to another HSBC "main branch" to close
the current account in 6 months later...
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What do you mean by HSBC "main branch" ? You can close it any HSBC branch (so as I've been told)
ronnie
post Aug 28 2012, 05:55 PM

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QUOTE(BoomChaCha @ Aug 28 2012, 05:45 PM)
I was told by HSBC that you cannot close your current account in all HSBC branches, for example: 
you cannot close your current account in HSBC Amanah on Old Klang Road, HSBS Amanah in Taman Maluri
and etc..

You can only close your current account in other HSBC "main branch" (I forgot the HSBC specific
branch name they told me) like HSBC in Taman Connaught, Chersa, or HSBC in Ampang Point,
HSBC in One Utama and etc..
*
that's funny, right ?
I'm planning to close at the HOME branch... the One Utama branch = HSBC Amanah also.
ronnie
post Aug 29 2012, 12:22 PM

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QUOTE(Gary1981 @ Aug 29 2012, 07:03 AM)
HL kid FD @ 3.65.
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Few years back the promo rate was 5% for 60-month FD....for HLB Junior FD Account.
ronnie
post Aug 29 2012, 01:11 PM

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QUOTE(Gary1981 @ Aug 29 2012, 12:55 PM)
I was told is 3.65% for 12m tenure, and interest deposit monthly to kid saving account.
*
That's the standard non-promo FD Rates for HLB Junior FD.
ronnie
post Sep 10 2012, 08:36 AM

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Another Step-FD offer from SCB for 10-14 September only. T&C
user posted image

It’s good to get one of the highest rates in town.

From today until 14 September 2012, open a JustOne Current Account and JustOne Savings Account or designate an existing account, and deposit a minimum of RM5,000 on a 12-month tenure to enjoy our Step Up Fixed Deposit interest rates.

user posted image

Effective % per annum = 3.847%
At the end of each Cycle, the interest earned on the Step Up Fixed Deposit in that Cycle will be credited into the Nominated CASA.


This post has been edited by ronnie: Sep 10 2012, 08:43 AM
ronnie
post Sep 10 2012, 08:50 AM

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QUOTE(MGM @ Sep 10 2012, 08:46 AM)
How do you get the effective rate?

Shouldn't it be (2.88%+3.48%+3.55%+5.5%)/4=3.8525% ?
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I was basing on monthly interest creditted earlier... update the figure in my original post.
ronnie
post Sep 10 2012, 10:38 AM

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QUOTE(Gen-X @ Sep 10 2012, 10:37 AM)
Another account to open with SCB.
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You can designate an existing CASA also...
ronnie
post Sep 20 2012, 11:06 PM

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QUOTE(tbheng @ Sep 20 2012, 10:31 PM)
Talking about the HSBC 5% promo...
I noticed the promo is extending to 3 more new branches and to Oct/Dec 2012.
- Cyberjaya
- Kulai
- Sri Gombak

For those who are around those new branches, highly recommended as it is the best offer so far.  thumbup.gif
Do check out the link below and read the TnC before proceeding.
promo

@Gen-X, you might want to update this on post#1. Thanks.
*
Can we open another TD-i at those new branches, using existing HSBC Advance Amanah-i account ?
ronnie
post Sep 21 2012, 07:34 AM

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QUOTE(gsc @ Sep 21 2012, 01:06 AM)
Uob offered personal loan at 3.99% and has to pay back with six equal monthly installment. As long there is 5% Fd promote, may be worth to take up?
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Risky..... you must have funds to pay the monthly installment, right ?
ronnie
post Sep 22 2012, 01:24 AM

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QUOTE(BoomChaCha @ Sep 22 2012, 01:05 AM)
Before you sign-up for OCBC Premier account, don't forget to ask for free Gold Art
gift; I suspect one OCBC female Personal Financial Manger is stealing Gold Art from customer(s).

I heard Gold Art was sold for RM 1200.00 by a Premier customer.
*
RM120 ke ?
ronnie
post Sep 24 2012, 08:45 AM

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QUOTE(Gen-X @ Sep 24 2012, 08:33 AM)
Standard Chartered Bank Step Up FD Up To 6% Extended till 30 September 2013. And Standard Chartered Bank Branches are open this Saturday and Sunday (29 & 30 Sep 2013) 10am -3pm.

Click here to my Fixed Deposit Page for Latest and Highest Fixed Deposit Promos

user posted image
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That's very good of SCB to extend this promo, just to locked up your fuinds for the next 12 months (in time for 13th GE)
ronnie
post Sep 24 2012, 06:39 PM

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QUOTE(Dkck @ Sep 24 2012, 06:12 PM)
MAYBANK FD MALAYSIA DAY CAMPAIGN

Tenure 3 month

1st n 2nd month = 3.25% p.a
3rd month        = 4.00% p.a

worth or not ? To park ur money for 3 month
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Campaign Period
• 17 September 2012 until 16 October 2012, or upon reaching the set target, whichever is earlier.

Minimum Placement
• RM20,000 for Individual/Retail
• RM50,000 for SME/Business Banking
• RM50,000 for Sole Proprietor, Partnership, Associations, Clubs & Societies

Mode of Placement
• Over the counter only. doh.gif doh.gif
ronnie
post Sep 30 2012, 11:25 AM

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QUOTE(tbheng @ Sep 30 2012, 09:55 AM)
Hi all, just a quick update to share my closing experience on HSBC 5% new branch promo...

1. TD-i can only be uplifted one day after maturity date (for amanah).
2. It can be uplifted in any branch, no FD certs are required.
3. Banker's cheque costs RM5, IBG costs RM2, Rentas costs RM9.
4. TD-i is uplifted and credited into the Amanah Advance acct.
5. Amanah Advance acct can only be closed after TD-i uplifted.
6. Amanah Advance acct can be closed in any branch.
7. The teller processed all my 3 instructions (uplift, IBG, close acct) in single visit.
8. IBG amount can be the total of TD-i + Amanah Advance balance.
9. Fund arrived my receiving bank before 6pm the same day.
10. Bonus: they waive the IBG charge. Hence zero charges.  rclxms.gif
11. Results: solid 5% p.a. interest on 3-month tenure.  thumbup.gif
12. It is still valid for some branches, refer page#1 for details and check the TnC to see if it fits you.
Thanks for the head-up on the above... with this I can approach HSBC with "more info"
As I know IBG is free for HSBC Amanah Advance-i account.
ronnie
post Oct 1 2012, 12:23 PM

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UNCONFIRMED NEWS: I just got a glimpse that SCB's Step-Up will be extended from 1-Oct to 31-Dec (from SCB Financial Consultant's email)

This post has been edited by ronnie: Oct 1 2012, 12:25 PM

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