Damn....totally forgotten about the "maturity" dateline. luckily today come to FD thread and got the reminder..

Nobody entertain u. RM all either talking on the phone or looking at computer, even you stand nobody cares. Have to approach them only can.
Very indifferent, dont care attitude and its not first time I went.. Maybe busy lah..

HL bank service is bad, long wait and nobody bother you as if you are transparent.....I opened up junior FD earlier because of high FD rate otherwise wont actually like to go that bank....HL, May, CIMB are banks I wont go unless I need to...

I once asked a counter person, about the promotion FD, ask one person say, she is no sure, tell me to the CS or RM(I don't know what is her position), at front desk, ask the person on front desk, tell me to ask the counter person...

Bank branches that do not have reception counter like that one loh, you must go and approach them to open new account. OCBC main office KL, upon entering the door, got Leng Lui greet you And my HLB RM very friendly and helpful.

Your branch in Penang no Q ticket?

For me, I have been a HLB account holder for years and got no major complain. I have accounts with 3 HLB branches and 2 Ex-EON and before I had Priority Status, just take ticket and wait for my turn loh.

As for PB centres, like I always mention in my blog, HLB, OCBC and UOB always got lots of customers and I find it faster to do my banking at the general hall and take Q ticket instead waiting for the PB tellers/cashiers. And what I notice is best to go to the bank after 3.30pm, less people.

But now when I go to HLB branches without PB centre, since now I got Priority status, I don't have to get Q ticket and just go straight to the Priority Counter

This post has been edited by Gen-X: Aug 2 2012, 11:06 PM

I once a time went to renew my Foreign Currency FD and so suprisingly that they turn my foreign currency to RM 1: foreign currency 1.... I realize it and request to change back.... The counter staff keep say is i wrong and the FD is Ringgit de FD..... Say I cheat them.... At the end, call the Manager out only the counter staff do all the stuff if not the counter staff wanna show me angry face....

got Q system but the waiting time is terrible - from getting the Q number till your turn. Eon bank is faster and more efficient.

What is required to prove local residence?
And do u have to be a residence of KD?

With KlangValley address in ic,licence,banks/epf statement,bills etc.

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Added on August 3, 2012, 12:24 pmAnybody has done the OCBC online FD promo?
Can one put in multiple FD placements on different days but up to a max of 25000?
If make FD placement tonight(3/8/12) , would today be considered as the starting date of the FD?

This post has been edited by MGM: Aug 3 2012, 12:24 PM

Anybody heard of the 2-month FD @ 4.5% p.a. from OCBC ?
Available only through the branch

Bro, read lah first post. It was reported 2 days ago. Offer via online only.

According to the CS one can do multiple 2month-4.5%-FD placement subject to a total of rm25000 and doing it online btw 6am to 9pm.

I actually banked in my check to Easi-saver acc on 2/8 morning and it was cleared tonight.So manage to make the placement before 9pm and FD starts from 3/8.

Guys, for the 3-month OCBC combo FD, I've a dumb question. I can just present a single banker's cheque as they can split the amount to FD and the saving a/c right? I do not need to write 2 cheques. Correct me if I'm wrong.

1 single cheque will do. When I went for the combo, I split my single cheque to 3 accounts i.e. FD and Smart Saver for Combo and balance into my current account.

This post has been edited by Gen-X: Aug 3 2012, 10:52 PM

Thanks bro

Can I have many combo FD but only one Smart Saver A/c???

any idea how much fees/charges apply for ocbc saving and current acc?

many combo FD with one SS....how ?

RM said can top up but MGM that day tried at OCBC DU and was told cannot.

This post has been edited by gsc: Aug 4 2012, 01:25 AM

Hi guys, am i correct to say for 3 months tenure, the best rate offered is by HSBC Branch Opening Promotion at 5% & follow by OCBC Savings Combo Promotion at 4.5% (effective rate 4.25%)?

What is the maximun amount for placement under OCBC Saving Combo Promotion? i can't find it in the T&C

RM1M no issue and even up to RM2M should not be a problem. Why don't you call OCBC CS and ask? And then report here

This post has been edited by Gen-X: Aug 4 2012, 01:55 PM