Hi guys, am i correct to say for 3 months tenure, the best rate offered is by HSBC Branch Opening Promotion at 5% & follow by OCBC Savings Combo Promotion at 4.5% (effective rate 4.25%)?

What is the maximun amount for placement under OCBC Saving Combo Promotion? i can't find it in the T&C

You are right, I just made the placement today & there is no limit to the 3-month Savings Combo Promotion
Only limit is my pocket
As for the minimum 20% of the FD amount placed under SmartSavers Account. They offer 2.5% - 3% pa depending on the amount of montly deposit into this account. To get 3%, minimum monthly deposit is RM1,000.

But for 2 months only..
Board rate is basically the rate u see on the board in the bank
ie. prevailing rate

You can use giro for interbank transfer