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 Fixed Deposit Rates in Malaysia V3, Read 1st post to find highest rate.

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vinvon23
post Aug 4 2012, 05:36 PM

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Any review on the recent ocbc 2 months FD claimed interest 4.5%p.a ??

any hidden T & C....
gotham11
post Aug 4 2012, 08:08 PM

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Anyone get back the scb rm300 for the supersalary account? I deposit rm34500 since 9 may. But stI'll not see the rm300 in my acct?
1282009
post Aug 4 2012, 09:34 PM

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QUOTE(gotham11 @ Aug 4 2012, 08:08 PM)
Anyone get back the scb rm300 for the supersalary account? I deposit rm34500 since 9 may. But stI'll not see the rm300 in my acct?
*
Same here bro... do u still keep your fund there?


gotham11
post Aug 4 2012, 10:21 PM

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QUOTE(1282009 @ Aug 4 2012, 09:34 PM)
Same here bro... do u still keep your fund there?
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Don't dare to withdraw the money as I worry I might not get back he RM300. Would like to transfer the funding to HSBC for the 5% promotion in KD.

Not sure what else I can do? call SCB to ask for status?
dragon_lee
post Aug 4 2012, 11:35 PM

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QUOTE(vinvon23 @ Aug 4 2012, 05:36 PM)
Any review on the recent ocbc 2 months FD claimed interest 4.5%p.a ??

any hidden T & C....
*
Yes. Same here, pls share if anyone placed their FD under this campaign

Thanks
MGM
post Aug 5 2012, 07:26 AM

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I made an online 4.5%FD placement last friday.
First bank in the money into an existing CASA with internet banking (except SmartSaver which can only be dealt with over the counter). Once the amount is cleared made the placement online with a max of rm25000. As simple as that.
vinvon23
post Aug 5 2012, 03:27 PM

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QUOTE(MGM @ Aug 5 2012, 07:26 AM)
I made an online 4.5%FD placement last friday.
First bank in the money into an existing CASA with internet banking (except SmartSaver which can only be dealt with over the counter). Once the amount is cleared made the placement online with a max of rm25000. As simple as that.
*
The T&C stated for online banking customer only... how about those who hav credit card with online banking but doesnt have ocbc bank acc? must apply a ocbc saving account also ka?

MGM
post Aug 5 2012, 07:57 PM

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QUOTE(vinvon23 @ Aug 5 2012, 03:27 PM)
The T&C stated for online banking customer only... how about those who hav credit card with online banking but doesnt have ocbc bank acc? must apply a ocbc saving account also ka?
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Yes, money for FD placement has to come from a OCBC CA/SA.
ronnie
post Aug 5 2012, 09:58 PM

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QUOTE(vinvon23 @ Aug 5 2012, 03:27 PM)
The T&C stated for online banking customer only... how about those who hav credit card with online banking but doesnt have ocbc bank acc? must apply a ocbc saving account also ka?
*
Just open OCBC Basic Savings Account to enjoy the online-only FD @ 4.5% p.a. (2-mth tenure)
MGM
post Aug 6 2012, 08:23 AM

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For the OCBC 4.5%-online-FD promo, the reason one has to have a CA/SA first is becos u have to use the money from this account to make the FD placement ONLINE.
chrono7
post Aug 6 2012, 08:36 AM

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I make a placement on the OCBC 4.5% online FD promo last Sat, upon success saw the statement mentioned that it is 4.5% rclxms.gif . Now wonder they will honour it upon maturity lol.

It is pretty easy to make a placement through online. Got a saving account a while back when I apply the CC from them too.
MGM
post Aug 6 2012, 08:57 AM

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QUOTE(chrono7 @ Aug 6 2012, 08:36 AM)
I make a placement on the OCBC 4.5% online FD promo last Sat, upon success saw the statement mentioned that it is 4.5%  rclxms.gif . Now wonder they will honour it upon maturity lol.

It is pretty easy to make a placement through online. Got a saving account a while back when I apply the CC from them too.
*
Just in case of dispute, I suggest you keep a softcopy of the FD details.
vinvon23
post Aug 6 2012, 01:23 PM

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any suggestion on a better saving account? basically i jus wanna use it for placement of the fd only.. for this ocbc...

SUSPink Spider
post Aug 6 2012, 01:28 PM

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QUOTE(chrono7 @ Aug 6 2012, 08:36 AM)
I make a placement on the OCBC 4.5% online FD promo last Sat, upon success saw the statement mentioned that it is 4.5%  rclxms.gif . Now wonder they will honour it upon maturity lol.

It is pretty easy to make a placement through online. Got a saving account a while back when I apply the CC from them too.
*
bro, OCBC got online FD placement feature?
Disappoint4d
post Aug 7 2012, 10:54 AM

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Planning to put 20k FD for 12months , maybank promo (everage 3.7%) best for 12months right? any better promotion currently for 12month?


Added on August 7, 2012, 1:44 pmcant find the FD promotion @ m2u . any links?

This post has been edited by Disappoint4d: Aug 7 2012, 01:44 PM
masbruno
post Aug 7 2012, 06:07 PM

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QUOTE(Gen-X @ Aug 4 2012, 01:54 PM)
RM1M no issue and even up to RM2M should not be a problem. Why don't you call OCBC CS and ask? And then report here  tongue.gif
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You are right, I just made the placement today & there is no limit to the 3-month Savings Combo Promotion rclxms.gif
Only limit is my pocket sad.gif
As for the minimum 20% of the FD amount placed under SmartSavers Account. They offer 2.5% - 3% pa depending on the amount of montly deposit into this account. To get 3%, minimum monthly deposit is RM1,000.


Superkian
post Aug 7 2012, 06:13 PM

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QUOTE(Disappoint4d @ Aug 7 2012, 10:54 AM)
Planning to put 20k FD for 12months , maybank promo (everage 3.7%) best for 12months right? any better promotion currently for 12month?


Added on August 7, 2012, 1:44 pmcant find the FD promotion @ m2u . any links?
*
bank rakyat offer 4.01% for 12month.
OCBC 4.5% smartsaving place, my place dont hv OCBC..T_T

btw,i saw a guy took USD100000 paper money to show off at bank...it is true US got such a paper money?
i think that guy kena cheated laugh.gif

This post has been edited by Superkian: Aug 7 2012, 06:16 PM
ronnie
post Aug 7 2012, 10:39 PM

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QUOTE(Superkian @ Aug 7 2012, 06:13 PM)
btw,i saw a guy took USD100000 paper money to show off at bank...it is true US got such a paper money?
i think that guy kena cheated laugh.gif
*
doh.gif doh.gif doh.gif doh.gif
Such a stupid fella.... Was it the Lebanese scammer @ http://www.papky.com/lebanese-billionaire-...rfeit-currency/

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1282009
post Aug 8 2012, 01:04 AM

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QUOTE(masbruno @ Aug 7 2012, 06:07 PM)
You are right, I just made the placement today & there is no limit to the 3-month Savings Combo Promotion  rclxms.gif
Only limit is my pocket  sad.gif
As for the minimum 20% of the FD amount placed under SmartSavers Account. They offer 2.5% - 3% pa depending on the amount of montly deposit into this account. To get 3%, minimum monthly deposit is RM1,000.
*
The min monthly deposit will need to continue for 2 months right, 1st on the start of 2nd month FD tenure and 2nd time on the start of 3rd month FD tenure. Please correct me if I'm wrong.

Eg...
15 Aug - Open FD with SmartSaver a/c (30k in FD, 6k in SmartSaver)
15 Sep - Deposit 1k to SmartSaver (30k in FD, 7k in SmartSaver)
15 Oct - Deposit 1k to SmartSaver (30k in FD, 8k in SmartSaver)
15 Nov - FD matured (30k in FD + interest, 8k in SmartSaver + interest)


gsc
post Aug 8 2012, 01:59 AM

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QUOTE(1282009 @ Aug 8 2012, 01:04 AM)
The min monthly deposit will need to continue for 2 months right, 1st on the start of 2nd month FD tenure and 2nd time on the start of 3rd month FD tenure. Please correct me if I'm wrong.

Eg...
15 Aug - Open FD with SmartSaver a/c (30k in FD, 6k in SmartSaver)
15 Sep - Deposit 1k to SmartSaver (30k in FD, 7k in SmartSaver)
15 Oct - Deposit 1k to SmartSaver (30k in FD, 8k in SmartSaver)
15 Nov - FD matured (30k in FD + interest, 8k in SmartSaver + interest)
*
this is what I was told by the young RM. caution, member here mentioned leng lui RM know nothing much about their products tongue.gif

no need to bank in exactly on the 15th, as long as you bank in the following calendar month. It calculates based on calendar month

no need to bank in in Nov coz 15 Aug is considered as the first month.



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