Fixed Deposit Rates in Malaysia V3, Read 1st post to find highest rate.
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 Aug 3 2012, 06:45 AM
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#1
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Senior Member
751 posts Joined: Mar 2008  
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I once a time went to renew my Foreign Currency FD and so suprisingly that they turn my foreign currency to RM 1: foreign currency 1.... I realize it and request to change back.... The counter staff keep say is i wrong and the FD is Ringgit de FD..... Say I cheat them.... At the end, call the Manager out only the counter staff do all the stuff if not the counter staff wanna show me angry face....
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Aug 4 2012, 12:47 AM
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#2
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Senior Member
751 posts Joined: Mar 2008
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Can I have many combo FD but only one Smart Saver A/c???
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Aug 15 2012, 09:50 PM
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#3
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Senior Member
751 posts Joined: Mar 2008
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QUOTE(kwokwah @ Aug 15 2012, 02:09 PM) Heard from my Banker that OCBC current Booster Deals which include the "Savings Combo Promo" is ending prematurely on 31st Aug 2012. Please be aware for those who plan to benefit from it during Sept 2012. You which one promotion? The one that combine with Smart Saver Saving Account? |
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Aug 15 2012, 11:19 PM
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#4
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Senior Member
751 posts Joined: Mar 2008
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QUOTE(kwokwah @ Aug 15 2012, 11:33 PM) Yes So it mean the one high interest FD with Smart Saver Saving account promo ended 31 August not 30 September? |
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Aug 17 2012, 10:14 PM
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#5
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Senior Member
751 posts Joined: Mar 2008
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QUOTE(mIssfROGY @ Aug 17 2012, 03:01 AM) Yeahhhh HLB is horrible la....i used to have both HLB and EON, then i compare them...HLB is nowhere near! Here my case same as everyone is related to HLB and its was FD....From the start when HLB buy over EON is already a horror story for me...and true enough my horror starts from then on @@ sighh the Cash Deposit ate my money twice since the merge without the deposit going thru!....now waiting for my flexi payment on my CC to finish only! Cant wait to canx my ex-EOn CC card! HLB really give me alot of headache. Ops sorry out of topic. Back to FD...i wonder y no one is excited about the promo at KFH? the 3.85% pa? Its hassle free and interest upfront. I feel not so mafarn and straight forward....but maybe me not so much $$ to begin and to play with every 3 mths. I have few foreign currency FD and maturity already... So went to the branch to update... Once updated, I went back home and get checked and realize my foreign currency become ringgit malaysia FD.... It appear USD$ 10000 become RM10000  The next day faster go back the branch and complain then my hubby keep scold them for so stupid and it was such a huge mistaken.... The staff just stare at there and keep say is RM FD even we keep arguing until the Branch Manager came out and just a look... The manager tell the staff that it was Foreign Currency FD and apologize... After a month, again go to update *got remind the staff regarding is foreign currency FD*, still same thing happened....  |
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Sep 15 2012, 11:16 PM
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#6
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Senior Member
751 posts Joined: Mar 2008
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QUOTE(gsc @ Sep 15 2012, 09:05 PM) The correct way is just called the bank and get the right advice and answer. Here can only share what is happening with other banks. PBB also allowed to withdraw from any branch as long as under RM20k but I feel it like certain branch allowed below RM20k only (perhaps not much training)...In general, you need to bring original cert. if the bank issued certs. Bank like public, Am issued cert..Banks that used statement based then no need the FD slips. Uob, ocbc, hl..operate this way. So far, my personal experience is Am bank allowed you to withdraw from any branches. I hv tried it within the state but not sure do they allowed throughout the country. |
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Sep 16 2012, 02:11 AM
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#7
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Senior Member
751 posts Joined: Mar 2008
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QUOTE(gsc @ Sep 16 2012, 02:01 AM) PBB=Public bank ?? I have FD in Public and have to go back to the opening branch to withdraw or renew. Public bank even penalise if you lost the FD cert. QUOTE(Gen-X @ Sep 16 2012, 02:02 AM) I am surprised that PBB allows one to withdraw FD from any branch. I also surprised... But I did withdraw from the other branch with my RM10k FD and the counter girl told me that as long as below RM20k can withdraw from other branch but I withdraw from saving (they say interbranch withdraw only limit RM10k per day)... Next time I tries again and post the details as I throw away the slip... |
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Oct 3 2012, 08:02 PM
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#8
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Senior Member
751 posts Joined: Mar 2008
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QUOTE(ronnie @ Sep 24 2012, 07:39 PM) Campaign Period Now regret, should park my money at MBB promo FD for 3 months instead of the 6 months lock month.. Can I know this promo applied to all bank branch? Is there any penalty if I withdrawal the promo FD?• 17 September 2012 until 16 October 2012, or upon reaching the set target, whichever is earlier. Minimum Placement • RM20,000 for Individual/Retail • RM50,000 for SME/Business Banking • RM50,000 for Sole Proprietor, Partnership, Associations, Clubs & Societies Mode of Placement • Over the counter only.  |
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Oct 15 2012, 11:12 PM
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#9
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Senior Member
751 posts Joined: Mar 2008
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QUOTE(ascend @ Oct 15 2012, 10:12 PM) Will have to start saving so money for this one already..... Is it must have some premier account?? |
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