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Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??
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androool
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Aug 11 2012, 09:16 AM
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New Member
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QUOTE(then_then @ May 16 2012, 10:51 AM) They want to avoid fraught case so before they process the case they need to call cus to do some verification to ensure they hv apply for this card.. It seems OCBC don't trust their sales agent which is funny... I applied online, then scanned over my application on Wednesday, on Thu the sales agent called me (which is like the 2nd or 3rd time) telling me someone else is going to call to verify and tell them you've been informed about this and that bla bla bla. When did 2nd person called to verify, it was true of the verification done. Basically it is to verify the sales agent rather than me. LOL. Now waiting on the other call and approval.
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ck23
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Aug 11 2012, 11:55 AM
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ocbc online banking cant be logged in. how? you guys can?
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epie
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Aug 11 2012, 12:46 PM
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hi guys, if i only have ocbc cc can i use their online portal
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Human Nature
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Aug 11 2012, 12:58 PM
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QUOTE(epie @ Aug 11 2012, 12:46 PM) hi guys, if i only have ocbc cc can i use their online portal Yes, you can
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LostAndFound
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Aug 11 2012, 01:36 PM
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QUOTE(ck23 @ Aug 11 2012, 11:55 AM) ocbc online banking cant be logged in. how? you guys can? Can no problem
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staind
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Aug 11 2012, 01:58 PM
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QUOTE(androool @ Aug 11 2012, 09:16 AM) It seems OCBC don't trust their sales agent which is funny... I applied online, then scanned over my application on Wednesday, on Thu the sales agent called me (which is like the 2nd or 3rd time) telling me someone else is going to call to verify and tell them you've been informed about this and that bla bla bla. When did 2nd person called to verify, it was true of the verification done. Basically it is to verify the sales agent rather than me. LOL. Now waiting on the other call and approval. I experienced the same when I applied for Standard Chartered c.card 2 weeks ago. So far, it had been verified twice. Could be a standard operating procedure across the industry.
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fruitie
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Aug 11 2012, 05:47 PM
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Rise and Shine
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QUOTE(androool @ Aug 11 2012, 09:16 AM) It seems OCBC don't trust their sales agent which is funny... I applied online, then scanned over my application on Wednesday, on Thu the sales agent called me (which is like the 2nd or 3rd time) telling me someone else is going to call to verify and tell them you've been informed about this and that bla bla bla. When did 2nd person called to verify, it was true of the verification done. Basically it is to verify the sales agent rather than me. LOL. Now waiting on the other call and approval. It is not about trust or not, I believe this is the SOP.  I had the same experience with my Maybankard2Gold also, though they called and offered to me. Right after I confirm that I wanted it, another person called to verify. My OCBC Ti is also the same like yours, applied through online and another person will call to verify.
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gastacopz
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Aug 11 2012, 10:36 PM
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anyone know any phone shop that offer 0% instalment for this card???
their website didnt show any list of shops iinm..
already checked..but couldnt find any...
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cempedaklife
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Aug 13 2012, 10:21 AM
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damm...it's really as expected...
was waiting for my statement to come to be sure...
papparich @ the gardens get only 1%
the statement is with name "BEACON INT.SPECIALIST PETALING JAYA MYS", not papparich, though the amount is correct....
zzzzzzz
This post has been edited by cempedaklife: Aug 13 2012, 10:22 AM
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nik0ns
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Aug 13 2012, 10:42 AM
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Places with confirmed 5% at Bintulu, Sarawak
- Sing Kwong supermarket - Farley supermarket
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TSronnie
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Aug 13 2012, 10:47 AM
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QUOTE(cempedaklife @ Aug 13 2012, 10:21 AM) damm...it's really as expected... was waiting for my statement to come to be sure... papparich @ the gardens get only 1% the statement is with name "BEACON INT.SPECIALIST PETALING JAYA MYS", not papparich, though the amount is correct.... zzzzzzz Always request for the MCC Code. Based on the decription given for the transaction... it's not correct at all. A quick search for "BEACON INT.SPECIALIST PETALING JAYA MYS" yields a real specialist center in PJ @ http://www.beaconhospital.com.my/contact-us/contact/
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cempedaklife
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Aug 13 2012, 11:00 AM
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QUOTE(ronnie @ Aug 13 2012, 10:47 AM) Always request for the MCC Code. Based on the decription given for the transaction... it's not correct at all. A quick search for "BEACON INT.SPECIALIST PETALING JAYA MYS" yields a real specialist center in PJ @ http://www.beaconhospital.com.my/contact-us/contact/not sure whether it helps to call them up or not...i'll see whether i free and convenient to call them up.. i saw this a few days after the transaction, as the amount is correct and the only risk is that i'll get 1% instead of 5%.. but if my call leads to them correcting to the mcc code and swipe machine in the future for the benefits of everyone, i'll do it...
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forever_von
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Aug 13 2012, 11:25 AM
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New Member
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Hi there.. got a few questions as I am interested to apply for this :- 1)currently, is there any promotion from OCBC credit card like maybe.. waived of governemtn tax and stuff ? 2) If i were to set for auto billing like for insurance & Unifi.. do i still entitle for cash back?
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kurtkantoi
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Aug 13 2012, 12:09 PM
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QUOTE(forever_von @ Aug 13 2012, 11:25 AM) Hi there.. got a few questions as I am interested to apply for this :- 1)currently, is there any promotion from OCBC credit card like maybe.. waived of governemtn tax and stuff ? 2) If i were to set for auto billing like for insurance & Unifi.. do i still entitle for cash back?  1) For promotion, you can refer in the 1st page. Ronnie have compile everything regarding promotion in 2nd post. 2) Any auto billing that fall under respective MCC code (refer 1st post) entitle for cash back.
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forever_von
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Aug 13 2012, 12:25 PM
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New Member
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ok. so meaning.. regardless of what kind of transaction.. i will still get at least 1% cash back.. eventhough it is an auto billing .. nice
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TSronnie
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Aug 13 2012, 12:30 PM
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QUOTE(forever_von @ Aug 13 2012, 12:25 PM) ok. so meaning.. regardless of what kind of transaction.. i will still get at least 1% cash back.. eventhough it is an auto billing .. nice  There'a limit of monthly cashback of RM50 after which you earn RM0 and no points collected.
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forever_von
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Aug 13 2012, 12:36 PM
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New Member
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QUOTE(ronnie @ Aug 13 2012, 12:30 PM) There'a limit of monthly cashback of RM50 after which you earn RM0 and no points collected. Sorry ya.. I am new at all these. Currently I am having MBB2U for the past 1 year.. and from there, we will be able to collect points regardless of whether we are entitled for the cash back or not..This is not the case for this credit card? Just wondering before I jump in.. and we will still need to pay for the government tax for the first year right?
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TSronnie
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Aug 13 2012, 12:46 PM
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QUOTE(forever_von @ Aug 13 2012, 12:36 PM) Sorry ya.. I am new at all these. Currently I am having MBB2U for the past 1 year.. and from there, we will be able to collect points regardless of whether we are entitled for the cash back or not..This is not the case for this credit card? Just wondering before I jump in.. and we will still need to pay for the government tax for the first year right? All Credit Card issued in Malaysia is REQUIRED TO PAY Govt Service Tax. If you signup from The Curve, you may get the GST offset.
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forever_von
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Aug 13 2012, 12:51 PM
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New Member
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QUOTE(ronnie @ Aug 13 2012, 12:46 PM) All Credit Card issued in Malaysia is REQUIRED TO PAY Govt Service Tax. If you signup from The Curve, you may get the GST offset. Yeah.. i am aware of that requirement.. just wondering.. if i am lucky enough :  .. apparently.. i might be that lucky with ur help (suggestion)!! THank you so so much Btw, if i were to go the curve.. what kinda information that i need to bring along ya?
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TSronnie
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Aug 13 2012, 12:53 PM
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QUOTE(forever_von @ Aug 13 2012, 12:51 PM) Yeah.. i am aware of that requirement.. just wondering.. if i am lucky enough :  .. apparently.. i might be that lucky with ur help (suggestion)!! THank you so so much Btw, if i were to go the curve.. what kinda information that i need to bring along ya?  Normally no documents need to bring along as the booth would be able to print your latest EPF statement (as proof of income)
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