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Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??

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TSronnie
post Aug 14 2012, 05:44 PM

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QUOTE(kurtkantoi @ Aug 14 2012, 02:37 PM)
Agree. OCBC very slow in updating transaction. I dont mind the ugly interface in their internet banking, but they need to improve posting date.  sweat.gif
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If they don't POST the transaction that's GOOD aka FREE
Usually it take 1-2 days to post by merchant and +1 day to see in on OCBC Online Banking portal.
stevenchwacw
post Aug 14 2012, 09:58 PM

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I just receive a mail from ocbc, stated tat my application for titanium card was rejected:( No reason was provided.. Wat should I do?

fruitie
post Aug 14 2012, 11:04 PM

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OK, got my August statement. smile.gif

5% confirmed at:
Supermarket:
Billion Supermarket - Port Dickson
TF Value Mart Port Dickson

Dining:
Chili Espresso - Sooka Sentral
androool
post Aug 14 2012, 11:07 PM

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QUOTE(stevenchwacw @ Aug 14 2012, 09:58 PM)
I just receive a mail from ocbc, stated tat my application for titanium card was rejected:( No reason was provided.. Wat should I do?
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Tell me when you find out too. I emailed the sales agent and sms'ed him. See how it goes from there. Will keep you updated. I earn RM48K so I see no reason for rejection. In addition I hold 3 cards from 2 other banks and I really just want to cancel 2 of the cards and replace it with a Citi CB Plat and OCBC Ti and maybe give a try for UOB One Plat. LOL ... revamping my wallet with new cards.
fruitie
post Aug 14 2012, 11:14 PM

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They cannot reveal the reason to customers. So, just appeal. smile.gif

Mine got rejected as well during my first application, got it after appeal and my salary is more than 48k per annum.

Just keep trying. smile.gif I think UOB One Plat is not that good, it needs 60 swipes to waive the annual fees if I'm not wrong. smile.gif
tifosi
post Aug 15 2012, 01:46 AM

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Just a note guys. Nadeje cake house (the famous mille crepe) @ Malacca (Melaka Raya branch) is categorized under 1%.

It came out under "NADEJE SDN BHD MELAKA MYS" in the statement. I guess their MCC is not programmed to cafe/restaurant MCC.

This post has been edited by tifosi: Aug 15 2012, 01:56 AM
Human Nature
post Aug 15 2012, 01:50 AM

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QUOTE(tifosi @ Aug 15 2012, 01:46 AM)
Just a note guys. Nadeje cake house (the famous mille crepe) @ Malacca (Melaka Raya branch) is categorized under 1%.
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Will take note of this. I presume Amex is not accepted?
tifosi
post Aug 15 2012, 01:52 AM

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QUOTE(Human Nature @ Aug 15 2012, 01:50 AM)
Will take note of this. I presume Amex is not accepted?
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Yeah, they don't accept Amex.
TSronnie
post Aug 15 2012, 07:34 AM

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QUOTE(tifosi @ Aug 15 2012, 01:46 AM)
Just a note guys. Nadeje cake house (the famous mille crepe) @ Malacca (Melaka Raya branch) is categorized under 1%.

It came out under "NADEJE SDN BHD MELAKA MYS" in the statement. I guess their MCC is not programmed to cafe/restaurant MCC.
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If you don't mind, can you check what MCC code assigned to "NADEJE SDN BHD MELAKA MYS" ?
LostAndFound
post Aug 15 2012, 07:58 AM

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QUOTE(ronnie @ Aug 15 2012, 07:34 AM)
If you don't mind, can you check what MCC code assigned to "NADEJE SDN BHD MELAKA MYS" ?
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In this sort of situation can complaint be made to the shop (I think the shopowner choose the MCC code right?)?
Devil4life
post Aug 15 2012, 09:04 AM

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Called the CS regarding my card, he said most likely lost (as what I suspected) as normally should receive pin code after the card.

Ask them to send to office this time but will only be send after Raya. Damn! Means another 2 more weeks.
cempedaklife
post Aug 15 2012, 09:37 AM

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QUOTE(ronnie @ Aug 13 2012, 10:47 AM)
Always request for the MCC Code.
Based on the decription given for the transaction... it's not correct at all.

A quick search for "BEACON INT.SPECIALIST PETALING JAYA MYS" yields a real specialist center in PJ @ http://www.beaconhospital.com.my/contact-us/contact/
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Call up CS just now..

unfortunately, i forgot to keep my transaction slip, he wanted to know the transaction ID...

anyway, told them about it, since it's not technically illegal for merchant to do that...nothing i can do (nor i plan to do)..

just need to keep in mind PAPPARICH @ the gardens entitle to 1% only



This post has been edited by cempedaklife: Aug 15 2012, 09:38 AM
vinvon23
post Aug 15 2012, 10:30 AM

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hi,

would like to know usually if we pay telco bills hw long it takes for bank to pay to our telco company....

kind of irritating that digi keep asking me to pay my bill sad.gif
TSronnie
post Aug 15 2012, 10:51 AM

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QUOTE(vinvon23 @ Aug 15 2012, 10:30 AM)
hi,

would like to know usually if we pay telco bills hw long it takes for bank to pay to our telco company....

kind of irritating that digi keep asking me to pay my bill sad.gif
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Usually after 1-2 working days it should reflect on the Merchant's system.
Try to pay earlier.... I paid for Maxis Mobile and it was reflected on the same working day

shortleg88
post Aug 15 2012, 11:46 AM

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Anyone tried buying KFC coupon? Does that entitled to 5% discount?
Titan_Gunners
post Aug 15 2012, 02:39 PM

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QUOTE(shortleg88 @ Aug 15 2012, 11:46 AM)
Anyone tried buying KFC coupon? Does that entitled to 5% discount?
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Tried at KFC for food before, 5% cashback.
ck23
post Aug 15 2012, 04:32 PM

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1x Jul 2012 INB ::D9408 0.00 xx.5 ™
1x Jul 2012 INB ::D9001 0.00 8x.x5 ™
1x Jul 2012 INB ::9134 0.00 1xx.60 (CELCOM)
xx Jul 2012 INB :biggrin.gif9 0.00 1x7.2x ™
x1 Jul 2012 INB :CEL:0527 0.00 x5.00 (CELCOM)
xx Jul 2012 INB :CEL:4364 0.00 1x2.x5 (CELCOM)
2x Jul 2012 Payment with Thanks-Giro 0.00 -1,6xx.07
1x Aug 2012 5% Cash Rebate 0.00 -50.00

HOW COME DONT HAVE RM20.00 EXTRA REBATE ON BILLS THIS MONTH??

DID I DO CORRECTLY? INB STANDS INTERNET BANKING RIGHT? sad.gif sad.gif sad.gif sad.gif

This post has been edited by ck23: Aug 15 2012, 04:36 PM
LostAndFound
post Aug 15 2012, 04:37 PM

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QUOTE(ck23 @ Aug 15 2012, 04:32 PM)
1x Jul 2012 INB ::D9408 0.00 xx.5 ™
1x Jul 2012 INB ::D9001 0.00 8x.x5 ™
1x Jul 2012 INB ::9134 0.00 1xx.60 (CELCOM)
xx Jul 2012 INB :9 0.00 1x7.2x ™
x1 Jul 2012 INB :CEL:0527 0.00 x5.00 (CELCOM)
xx Jul 2012 INB :CEL:4364 0.00 1x2.x5 (CELCOM)
2x Jul 2012 Payment with Thanks-Giro 0.00 -1,6xx.07
1x Aug 2012 5% Cash Rebate 0.00 -50.00

HOW COME DONT HAVE RM20.00 EXTRA REBATE ON BILLS THIS MONTH??

DID I DO CORRECTLY? INB STANDS INTERNET BANKING RIGHT?  sad.gif  sad.gif  sad.gif  sad.gif
*
If I'm not wrong the extra rebate is only credited all at once after Sep?

This post has been edited by LostAndFound: Aug 15 2012, 09:38 PM
gerrardling
post Aug 15 2012, 04:37 PM

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QUOTE(ck23 @ Aug 15 2012, 04:32 PM)
1x Jul 2012 INB ::D9408 0.00 xx.5 ™
1x Jul 2012 INB ::D9001 0.00 8x.x5 ™
1x Jul 2012 INB ::9134 0.00 1xx.60 (CELCOM)
xx Jul 2012 INB :biggrin.gif9 0.00 1x7.2x ™
x1 Jul 2012 INB :CEL:0527 0.00 x5.00 (CELCOM)
xx Jul 2012 INB :CEL:4364 0.00 1x2.x5 (CELCOM)
2x Jul 2012 Payment with Thanks-Giro 0.00 -1,6xx.07
1x Aug 2012 5% Cash Rebate 0.00 -50.00

HOW COME DONT HAVE RM20.00 EXTRA REBATE ON BILLS THIS MONTH??

DID I DO CORRECTLY? INB STANDS INTERNET BANKING RIGHT?  sad.gif  sad.gif  sad.gif  sad.gif
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it will be credited back when the promo ends on sept
TSronnie
post Aug 15 2012, 06:09 PM

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