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Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??

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cempedaklife
post Jul 31 2012, 07:44 AM

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QUOTE(chemistry @ Jul 31 2012, 02:02 AM)
I didn't realize that, haha.
Btw, I thought there was tiny chance getting 20% dining cashback at eCurve at end of the month.
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U'll receive an SMS notification a few days after the transaction, if u r eligible for the 20%. Finger crossed.


Added on July 31, 2012, 7:45 am
QUOTE(jtcs87 @ Jul 30 2012, 10:34 PM)
Is that hard to get this card?
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If we say hard, will u stop even to try applying? It's a good card, just try it and see if u can get it.


Added on July 31, 2012, 7:47 am
QUOTE(fruitie @ Jul 30 2012, 10:50 PM)
Kind of tough, one of the toughest yet with one of the highest demands in the market now... laugh.gif  Even if you have fulfilled the 36k requirement, the chances to get reject are still high. I had to appeal once only succeed though I proved to them I have more than 48k annual income, yet they rejected my application earlier...
Anyway if you have at least 36k annual income, really worth trying. thumbup.gif
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Not really hard la. Some get it easy. At least, all my frens that apply it got it on the 1st try. Only one got rejected once. But she reapply thru fresh graduate program and got it.

This post has been edited by cempedaklife: Jul 31 2012, 07:47 AM
iamoracle
post Jul 31 2012, 08:05 AM

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QUOTE(ronnie @ Jul 31 2012, 12:01 AM)
Did you get a SMS to notify you that you won RM8.00 before hand ?
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No SMS. I saw it from my online banking.
MYstombox
post Jul 31 2012, 11:08 AM

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Application failed again.
No idea why this time. rofl
kurtkantoi
post Jul 31 2012, 03:53 PM

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QUOTE(iamoracle @ Jul 30 2012, 04:03 PM)
Got a little surprise from OCBC.  thumbup.gif Tho' it's a small sum but feel good.  smile.gif

28/07/2012  Surprise Rebate
FOREIGN CURRENCY RM 0.00      8.00
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Got it too!!! cool2.gif

One question, what will happen if I overpaid RM50? Actually, I paid my bills according to my July month statement and didn't realize OCBC already bank in RM50 rebate. The RM50 I think because I apply through agent at The Curve OCBC kiosk.

Attached Image
The outstanding amount suppose not RM50 because I have spent more after the date of my statement. Is OCBC definition of 'outstanding' is different from other bank? icon_question.gif
MYstombox
post Jul 31 2012, 04:42 PM

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It will offset your next month outstanding bill.
Human Nature
post Jul 31 2012, 04:42 PM

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QUOTE(kurtkantoi @ Jul 31 2012, 03:53 PM)
One question, what will happen if I overpaid RM50? Actually, I paid my bills according to my July month statement and didn't realize OCBC already bank in RM50 rebate. The RM50 I think because I apply through agent at The Curve OCBC kiosk.

The outstanding amount suppose not RM50 because I have spent more after the date of my statement. Is OCBC definition of 'outstanding' is different from other bank? icon_question.gif
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Over there got state (overpaid) mah, so next month can pay RM50 less wink.gif
TSronnie
post Jul 31 2012, 10:34 PM

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QUOTE(Human Nature @ Jul 31 2012, 04:42 PM)
Over there got state (overpaid) mah, so next month can pay RM50 less  wink.gif
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Pay according to Statement Due Amount is the best way..
gastacopz
post Aug 1 2012, 08:30 PM

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need help guys..

which optical shops give 5% rebate?

prefer kl/pj area..

as focus point only give 1..
TSronnie
post Aug 1 2012, 09:26 PM

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QUOTE(gastacopz @ Aug 1 2012, 08:30 PM)
need help guys..

which optical shops give 5% rebate?

prefer kl/pj area..

as focus point only give 1..
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Why would you think Optical shops gets 5% rebate ??? doh.gif doh.gif
gastacopz
post Aug 1 2012, 10:41 PM

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QUOTE(ronnie @ Aug 1 2012, 09:26 PM)
Why would you think Optical shops gets 5% rebate ??? doh.gif doh.gif
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i dunno...just try my luck..who knows... whistling.gif

so all optical shops only 1% ka?
Human Nature
post Aug 1 2012, 10:56 PM

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QUOTE(gastacopz @ Aug 1 2012, 10:41 PM)
i dunno...just try my luck..who knows... whistling.gif

so all optical shops only 1% ka?
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ya, not under the 5% catogery mah
choongyouqi
post Aug 2 2012, 12:31 PM

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QUOTE(chemistry @ Jul 30 2012, 08:06 PM)
Me too.
topped up rm50 at starbux Borders eCurve on last Saturday, got RM10 cashback today.
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omg? end of the month yet RM30k quota still not yet reached?


btw, I thought ocbc planned to revamp their website last week? why I still find it the same?
MilesAndMore
post Aug 2 2012, 03:13 PM

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QUOTE(choongyouqi @ Aug 2 2012, 12:31 PM)
omg? end of the month yet RM30k quota still not yet reached?
btw, I thought ocbc planned to revamp their website last week? why I still find it the same?
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Apparently there is a bit of delay. No new date has been given though.
cempedaklife
post Aug 2 2012, 04:49 PM

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QUOTE(choongyouqi @ Aug 2 2012, 12:31 PM)
omg? end of the month yet RM30k quota still not yet reached?
btw, I thought ocbc planned to revamp their website last week? why I still find it the same?
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i guess since the promo was extended to end of the year, given such long period, not all ppl will rush to curve just because of the promotion....
shortleg88
post Aug 2 2012, 05:16 PM

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QUOTE(cempedaklife @ Aug 2 2012, 04:49 PM)
i guess since the promo was extended to end of the year, given such long period, not all ppl will rush to curve just because of the promotion....
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And also now there's limit only applicable for swipe above RM50. If 2 person dine, seldom can hit RM30 though unless eat at those more expensive place like the Apartment.
cempedaklife
post Aug 2 2012, 05:22 PM

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QUOTE(shortleg88 @ Aug 2 2012, 05:16 PM)
And also now there's limit only applicable for swipe above RM50. If 2 person dine, seldom can hit RM30 though unless eat at those more expensive place like the Apartment.
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oh..forgot this clause liao....thanks for reminding...i'll will only probably go around end of the year...when my starbucks card run out of credit biggrin.gif

me and gf seldom starbucks and we still have around rm80-100 credit to spend
goliath
post Aug 2 2012, 05:32 PM

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For credit card holders (from other banks), do we need to provide salary slip for application via online?
fruitie
post Aug 2 2012, 05:41 PM

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QUOTE(goliath @ Aug 2 2012, 05:32 PM)
For credit card holders (from other banks), do we need to provide salary slip for application via online?
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Yes.
goliath
post Aug 2 2012, 05:43 PM

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QUOTE(fruitie @ Aug 2 2012, 05:41 PM)
Yes.
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Thanks, fruitie! smile.gif
spikey2506
post Aug 2 2012, 08:02 PM

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Can I just email them the form together with my payslips to apply? This is the correct email add right? The online application is just a form for us to fill our phone num for them to contact us. And their nearest branch to me is quite a distance. sad.gif

cap@ocbc.com

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