just realised OCBC damn hard to get. Now im applying second card for someone who was previously a OCBC cardholder also damn hard.
Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??
Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??
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May 21 2012, 05:15 PM
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#1
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just realised OCBC damn hard to get. Now im applying second card for someone who was previously a OCBC cardholder also damn hard.
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Jun 14 2012, 10:25 AM
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#2
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Haha... surprisingly i received RM20 special weekend rebate plus max RM50 , amounting to a total RM70 rebate last month statement!!
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Jun 14 2012, 02:51 PM
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#3
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Jun 16 2012, 01:27 PM
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#4
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QUOTE(Denis @ Jun 16 2012, 08:58 AM) Surprisingly, u had enormous amount of phone bills, utilities and groceries user which amount to over RM 1,000. Ok, example: in one household, TNB 400-500, TM Streamyx 180-200, FAMILY CELCOM & MAXIS 500-600, WATER 20-50, IWK 20, ASTRO 150. I think u came from big family, sorry dude! BTW, dining at restaurants is not considered as commitment. It is regarded as spending and it is avoidable. That would easily cost RM1000. You do not have such commitment perhaps your dad and mom pay it for you. So your CC would just use for petrol, dining, shopping, redbox, etc. I rarely shopping. Petrol i will fill on weekend via MBB2 AMEX, the overflow of 1k all charge to MBB MASTERCARD. |
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Jun 23 2012, 01:43 PM
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QUOTE(MilesAndMore @ Jun 22 2012, 11:05 PM) You can now pay TM bills using your OCBC Titanium MasterCard directly at OCBC Online. I just did that last week good. previously need to register at tmonline.com.myAdded on June 23, 2012, 1:46 pmhttp://www.ocbc.com.my/personal-banking/Promotions/titanium-ipad-giveaway/index.html?utm_source=ocbc-cards-site&utm_medium=promo-banner&utm_campaign=iPad-giveaway APPLY ONLINE NOW, WIN IPAD 3 !! This post has been edited by ck23: Jun 23 2012, 01:46 PM |
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Jun 30 2012, 12:31 PM
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#6
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http://www.ocbc.com.my/personal-banking/Pr...ment-rebate.pdf
Capped at RM20 monthly. Added on June 30, 2012, 12:32 pm QUOTE(onesky @ Jun 30 2012, 12:09 PM) Anyone knows how the new bill payment rebate (10% for each month plus additional 5% at the 3rd month) works? http://www.ocbc.com.my/personal-banking/Pr...ates/index.shtmQuestions: 1) Is the additional 5% on top of current 5% also based on statement date? 2) Does auto-billing eligible? 3) Is monthly max payout still capped at RM50 like normal? 4) Is the additional 5% on 3rd month still capped at RM50 like normal? If it is still capped at RM50 per month, then it makes no difference for me... I received the SMS also. RM20 monthly, you are mine!! haha.. Added on June 30, 2012, 12:33 pmFYI, it's a total of RM70 rebate (max). Like what I got in May 2012 (RM50+RM20weekend special) This post has been edited by ck23: Jun 30 2012, 12:33 PM |
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Jun 30 2012, 04:26 PM
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QUOTE(cempedaklife @ Jun 30 2012, 02:06 PM) 1) yes that means the third month 15% is also capped at RM20?? Why not they say 100%, but capped at RM20!! Celaka punya Bank!!2) no, i dun think so, must be paid through ocbc portal 3) monthly payout for normal rebate still rm50, but for this additional 5%, it's capped at additional rm20 itself 4) the additional special 5% (only for 3 month) has another cap at rm20 on it own, if i understand correctly... so its normal rebate cap at rm50, additional 5% rebate (july till sept) cap at rm20 per month, special additional 5% rebate (only on 3rd month) cap at rm20 Useless promotion for those who having bills over RM200/months. This post has been edited by ck23: Jun 30 2012, 04:27 PM |
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Jul 15 2012, 04:47 PM
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Spent at overseas, called to OCBC call centre ask for the conversion after received an SMS regarding the spending. They said it's this figure on the phone, but when received statement, it's a round figure being adjusted. They charge extra compared to what the personnel told me on phone call.
What can I do? Added on July 15, 2012, 5:34 pm QUOTE(ck23 @ Jul 15 2012, 04:47 PM) Spent at overseas, called to OCBC call centre ask for the conversion after received an SMS regarding the spending. They said it's this figure on the phone, but when received statement, it's a round figure being adjusted. They charge extra compared to what the personnel told me on phone call. Called them up and been told that the transaction date and posting date has different currency. SOB.What can I do? This post has been edited by ck23: Jul 15 2012, 05:34 PM |
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Jul 18 2012, 10:18 AM
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#9
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For the TM and phone bills, must we pay via the bill payment thru OCBC online portal? Or can just thru tmonline or maxis online account?
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Jul 18 2012, 11:13 AM
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#10
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QUOTE(ronnie @ Jul 18 2012, 10:38 AM) Maxis Online portal also gets 5% rebate. 5% bonus is only at the last month or every month?Paying via OCBC Online Portal gets 5% rebate + 5% bonus rebate my celcom bill if pay via celcom online customer portal can claim 50 sms. Paid over RM400 consider eligible already? Or need more? |
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Jul 18 2012, 01:05 PM
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#11
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QUOTE(wwl86 @ Jul 18 2012, 12:06 PM) Paying via OCBC Online Portal gets 5% rebate + 5% bonus rebate Thanks. I got cha.The promo rebate capping is RM20. if you pay more, the maximum rebate is still RM20. so rm400 would be the max you want to pay to maximize the promo rebate Hopefully to get the RM20 straight for everymonth. RM50+20, that's a lot. |
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Jul 23 2012, 11:35 AM
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#12
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Aug 11 2012, 11:55 AM
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#13
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ocbc online banking cant be logged in. how? you guys can?
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Aug 15 2012, 04:32 PM
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#14
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1x Jul 2012 INB ::D9408 0.00 xx.5
1x Jul 2012 INB ::D9001 0.00 8x.x5 1x Jul 2012 INB ::9134 0.00 1xx.60 (CELCOM) xx Jul 2012 INB : x1 Jul 2012 INB :CEL:0527 0.00 x5.00 (CELCOM) xx Jul 2012 INB :CEL:4364 0.00 1x2.x5 (CELCOM) 2x Jul 2012 Payment with Thanks-Giro 0.00 -1,6xx.07 1x Aug 2012 5% Cash Rebate 0.00 -50.00 HOW COME DONT HAVE RM20.00 EXTRA REBATE ON BILLS THIS MONTH?? DID I DO CORRECTLY? INB STANDS INTERNET BANKING RIGHT? This post has been edited by ck23: Aug 15 2012, 04:36 PM |
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Sep 27 2012, 11:39 AM
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#15
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QUOTE(fruitie @ Sep 27 2012, 11:16 AM) 36k only. they will check your CCRIS. If you are holding just one CC, then high chance to get. Subject to a lot matters, eg: car loan, housing loan, personal loan, business loan, over 2 existing credit cards, and etc. If you are in entry level, basic RM3k proven at EPF. Applying for the First credit card ever, for sure they will give you. It's like you buying the first house, your housing loan sure approve. |
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Sep 27 2012, 12:40 PM
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#16
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QUOTE(ahSiang @ Sep 27 2012, 12:23 PM) But for my case when i apply this card i have 3 credit cards, 1 car loan, 2 housing loan and my payslip just RM3.5k, ofcoz my CCRIS was clean and never late payment before. Then you are considered lucky! Maybe your CCRIS is clean. Or maybe your company is a well known company and they know you could secure the job.Yesterday just help my wife to summit her application see can get or not since my wife have OCBC saving and FD account. |
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Sep 28 2012, 04:54 AM
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#17
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QUOTE(Human Nature @ Sep 27 2012, 11:14 PM) just to inform, you wont gain anything once the rm50 cap is reached so no point to have high CL for this card (apart from the 10k fro RM50). unless of course you really need that CL to purchase something. agree, this card is useless when u used over 1k.need proper tracking for usage tho. anything over 1k is not rewarding from OCBC. need to remember to statement date and dont use it after over 1k. |
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Oct 13 2012, 11:11 AM
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#18
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anyone received the bill payment via OCBC online?
I consistently reached their threshold monthly since May - September. |
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Nov 12 2012, 02:12 PM
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Wonder how come some of you guys finding hard in getting one.
OCBC is very generous to give this titanium card to professional body, like Lawyer, Auditor, Doctors. I am the card owner since last year. Last month, I helped my sis to put in her name and contact on OCBC webpage, within 2 weeks she received her cards. Indeed this one of the best cards for the first RM1000 expenditure in a month. Added on November 12, 2012, 2:16 pmMay I know when will the extra RM20 cash back on telco bill payment's reimbursement be made? I paid consequently every month. Didnt get also.. =.= 2X Oct 2012 Payment with Thanks-Giro 0.00 -1,1X9.00 XX Nov 2012 5% Cash Rebate 0.00 -50.00 This post has been edited by ck23: Nov 12 2012, 02:16 PM |
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Nov 12 2012, 02:48 PM
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