QUOTE(JamesPond @ Jan 2 2013, 09:47 AM)
where you print your ccris report?
All Bank Negara Malaysia office has self-service kiosk for CCRIS reportCredit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards|
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 Jan 2 2013, 09:49 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur   
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Jan 2 2013, 10:09 AM
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Senior Member
4,526 posts Joined: Mar 2006
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not much office available in town. Is shah alam branch have self service?
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Jan 2 2013, 10:14 AM
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(shiroikun @ Jan 2 2013, 01:24 AM) Yes, I can confirm this. I printed my CCRIS report 1 month ago, all BT that created a new 16 digits account number will show on the report. This is new to me. I though all the BTs will not printed in CCRIS.Thanks for your information.  |
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Jan 2 2013, 10:59 AM
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Junior Member
272 posts Joined: Jan 2006
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lucky me Public bank didn't create new acc for BT.
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Jan 2 2013, 11:13 AM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(firdausz @ Jan 2 2013, 10:59 AM) lucky me Public bank didn't create new acc for BT. Creating BT account has its own merits... I'm not worry on CCRIS cos I pay full before the Due Date of CC/BT accounts. |
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Jan 2 2013, 03:54 PM
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(ronnie @ Jan 2 2013, 11:13 AM) Creating BT account has its own merits... I'm not worry on CCRIS cos I pay full before the Due Date of CC/BT accounts. Maybe there will affect those want to having hire purchase loan as BT will be treat as an commitment.This will reduce the chances or the loan amount which given by banks. |
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Jan 2 2013, 05:02 PM
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Senior Member
4,526 posts Joined: Mar 2006
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that is correct, high debts will result bank reluctant to give you more long.
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Jan 4 2013, 09:07 PM
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Senior Member
8,427 posts Joined: Nov 2005
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QUOTE(Titan_Gunners @ Jan 2 2013, 03:54 PM) Maybe there will affect those want to having hire purchase loan as BT will be treat as an commitment. If you keep paying in full on time, banks are begging for you to take their loan. Trust me, there are just so many banks offering me loans at better rate than stated on their website because I owe them a lot, but I pay in full every time.This will reduce the chances or the loan amount which given by banks. Added on January 4, 2013, 9:08 pm QUOTE(JamesPond @ Jan 2 2013, 05:02 PM) that is correct, high debts will result bank reluctant to give you more long. Not necessary, if you always pay in full. But of course, if you pay minimum, then sorry la.This post has been edited by jasontoh: Jan 4 2013, 09:08 PM |
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Jan 5 2013, 05:48 PM
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Junior Member
111 posts Joined: Jan 2003 From: KL / Seremban
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Hi all sifus.... thanks for answering my query and most helpful info!
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Jan 10 2013, 11:20 AM
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Junior Member
627 posts Joined: Apr 2011
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hmm..which bank has the best rate for 2013? is it still 0% smart move balance transfer from RHB?
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Jan 10 2013, 11:28 AM
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Senior Member
2,392 posts Joined: Dec 2009
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QUOTE(tiramisu83 @ Jan 10 2013, 11:20 AM) hmm..which bank has the best rate for 2013? is it still 0% smart move balance transfer from RHB? pls check spoiler on post #1 |
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Jan 10 2013, 11:32 AM
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Senior Member
4,526 posts Joined: Mar 2006
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When CIMB can offer 0%
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Jan 10 2013, 01:21 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(JamesPond @ Jan 10 2013, 11:32 AM) When CIMB can offer 0% When you are a New-To-Bank customer |
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Jan 10 2013, 08:58 PM
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Senior Member
1,590 posts Joined: Nov 2006
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anyone can clarify whether Public Bank still giving 6 mths interest free for bt this year?
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Jan 10 2013, 09:37 PM
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Junior Member
272 posts Joined: Jan 2006
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Still on their website. The banner is on rigHt hand side.
www.pbebank.com/en/en_content/personal/cards/index.html |
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Jan 10 2013, 10:48 PM
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Senior Member
2,392 posts Joined: Dec 2009
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QUOTE(epie @ Jan 10 2013, 08:58 PM) anyone can clarify whether Public Bank still giving 6 mths interest free for bt this year? yes, i am their loyal customer.  |
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Jan 10 2013, 10:51 PM
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Senior Member
1,590 posts Joined: Nov 2006
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QUOTE(firdausz @ Jan 10 2013, 09:37 PM) Still on their website. The banner is on rigHt hand side. thankswww.pbebank.com/en/en_content/personal/cards/index.html QUOTE(brotan @ Jan 10 2013, 10:48 PM) yes, i am their loyal customer. thanks for the info bro,i did bt with them oso and currently have 2 months installment leftwanna do new 1 |
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Jan 15 2013, 07:25 AM
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Junior Member
53 posts Joined: Jul 2005 From: JB Town
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QUOTE(brotan @ Jan 10 2013, 10:48 PM) yes, i am their loyal customer. may i know public bank BT is seperate accoount or combine acc ? |
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Jan 15 2013, 09:08 AM
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Senior Member
8,427 posts Joined: Nov 2005
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QUOTE(peng01 @ Jan 15 2013, 07:25 AM) may i know public bank BT is seperate accoount or combine acc ? Same account. |
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Jan 15 2013, 10:14 AM
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Senior Member
2,392 posts Joined: Dec 2009
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I posted something on BSN BT. Donno why hilang. Did admin delete it?
If delete, would appreciate pls inform and at least the reason behind it. will help to reduce same occurence anyway, i was commenting on BSN BT cycle time. Took 1.5 weeks for them to call me to confirm + another 1 week for money release quite slow compare to PBB |
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