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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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Titan_Gunners
post Apr 18 2012, 07:09 PM

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QUOTE(celaw @ Apr 18 2012, 07:03 PM)
I did bt with maybank from my cimb cc last year. I just print out the online statement which is before my statement date and head to maybank to bt.. application approved without any issue..
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Most of tnly the bank will need the monthly statement for BT application.
I heard somebody even done BT without any statement given, but better provide the statement for fastest processing..
Titan_Gunners
post May 15 2012, 02:54 PM

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QUOTE(pisang @ May 15 2012, 11:37 AM)
Hi brotan,i trust ur info here. Just tat i want to know if anyone here has tried tis BT?
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Pls dun trust any of us here..
We just shared what we known, but we are not 100% right... sweat.gif
If you need the info urgently, pls call CS directly, hehe....
Titan_Gunners
post Jul 3 2012, 09:34 AM

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Called Bank Islam cs moment ago, the 0% BT had been expired by 31st June 2012.
Anybody getting the same information? mad.gif

This post has been edited by Titan_Gunners: Jul 3 2012, 09:35 AM
Titan_Gunners
post Jul 3 2012, 09:40 AM

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QUOTE(brotan @ Jul 3 2012, 09:36 AM)
supposed to expire 30th dec

maybe the CS give wrong info?
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refer to link below:
http://www.bankislam.com.my/en/Documents/B...nceTransfer.pdf

In the 1st page, there are 2 expiry date.
On the top left corner, stated 31st Dec 2012.
On the bottom right corner, stated 31st June 2012.
So, which date are correct?? rclxub.gif

This post has been edited by Titan_Gunners: Jul 3 2012, 09:40 AM
Titan_Gunners
post Jul 3 2012, 09:51 AM

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QUOTE(ronnie @ Jul 3 2012, 09:48 AM)
That means forever no expiry has we will never reach 31st June
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+1. rclxms.gif
Titan_Gunners
post Jul 3 2012, 10:44 AM

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QUOTE(ronnie @ Jul 3 2012, 10:04 AM)
Program Pindahan Baki Kad-i Bank Islam ini akan berakhir pada 31 Disember 2012.
The BMW contest ends on 30 June 2012.
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called cs for 2nd time, 0% BT will end by 31st Dec 2012. rclxms.gif
Sorry for the false alarm.

This post has been edited by Titan_Gunners: Jul 3 2012, 10:51 AM
Titan_Gunners
post Jul 12 2012, 05:04 PM

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QUOTE(brotan @ Jul 12 2012, 11:45 AM)
Survey reveals many Malaysians do not settle their debts in full each month

Guys,

When performing BT, pls be responsible and pay up your statement balance on time all the time

BT is a double edge sword. It can help you save a lot of interest but at the same time if not managed properly, it will kill you faster than those who don't do BT
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+1. We did mentioned this before at the previous BT thread and also in Gen X blog. How bank generate revenue from CC users.
This is why bank offer CC to us with number of cashback or benefit.
Be a smart CC users. Else, fall in the trap plotted by banks. thumbup.gif
Titan_Gunners
post Jul 20 2012, 02:39 PM

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QUOTE(zenhai88 @ Jul 20 2012, 02:08 PM)
Few bank is not required credit card statement when you apply for BT smile.gif
This is the point
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Hi, if u wanna create debt by cashing BT, pls do it quietly.
This will be a bad example for other forumers to getting "Cash Advance" in another method.


Titan_Gunners
post Aug 3 2012, 12:38 PM

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BT form submitted to Aeon by fax on 30th July.
Suprisinglly, BT approved by next day, 31st July.
Payment cheque already send to bank.
Will update the payment transaction pnce confirm.
Titan_Gunners
post Aug 4 2012, 08:52 AM

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QUOTE(brotan @ Aug 3 2012, 02:40 PM)
nice one bro

btw are there convenient ways to pay Aeon or have to go to Jusco?
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Need to pay at Jusco. Alternative is pay via IBG.
Titan_Gunners
post Aug 5 2012, 11:03 AM

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QUOTE(ronnie @ Aug 5 2012, 09:28 AM)
Does AEON divide the BT amount by monthly installment equally ?
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Yes, but i am not sure whether will having seperate account for BT.
Will update once get the statement.
Titan_Gunners
post Aug 6 2012, 07:07 PM

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Latest update for my BT with Aeon.

Form fax on 30th July.
BT approved on 31st July.
Payment by cheque clear on 4th August.

TAT is 5 working days for Aeon's BT. thumbup.gif
Titan_Gunners
post Aug 7 2012, 03:46 PM

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QUOTE(kurtkantoi @ Aug 7 2012, 03:30 PM)
In my last year experience there is no separate account for BT. Deduct from cc credit limit.


Added on August 7, 2012, 3:32 pm
Which branch you apply? Very fast only 5 days! Last year I applied through Sunway Pyramid branch, took 2 weeks before transfer to Maybank. Aeon's BT is the reason why Im keeping their card.  thumbup.gif
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Through Fax.
Titan_Gunners
post Aug 7 2012, 05:26 PM

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QUOTE(ronnie @ Aug 7 2012, 05:21 PM)
Is AEON's BT repayment divided equally per month ?
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From my understanding, yes.
Titan_Gunners
post Aug 14 2012, 09:20 AM

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QUOTE(asamalikum @ Aug 14 2012, 12:19 AM)
All my bt will be clear by October. Just glad that it is finally over. Debts accumulated to six digits at one point. Phew.......will never get into this kind of situation again.
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Are you blaming bank whose offer 0% BT which causr you in debt?? doh.gif
You are the one need to responsible for the debt.
Titan_Gunners
post Aug 14 2012, 10:01 AM

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QUOTE(asamalikum @ Aug 14 2012, 09:37 AM)
haha i could. but didn't. very very scare of getting in debts...it's a burden.
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Lesson learned. Do not overspend even though you think can BT it.... notworthy.gif
Titan_Gunners
post Aug 14 2012, 10:31 AM

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QUOTE(brotan @ Aug 14 2012, 10:23 AM)
bro (or are you sis?  blush.gif ),

I salute you can cut down 6 digit debt to 0 thumbup.gif

can know how long you need to clear?
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If you continue BT 12 months with RM10k debt, it will easily become RM120K.

Titan_Gunners
post Aug 15 2012, 02:37 PM

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QUOTE(lamode @ Aug 14 2012, 11:34 PM)
Trying to get an AEON CC for BT.

10/8 Called CS to confirm they accept fax for CC application, was told OK and gave me fax number.
13/8 Faxed over all the docs, and called for acknowledgement, now they say not accept fax for CC application, must submit in branch.
14/8 Submitted to Jusco Taman Equine. Sales person keep on asking me to fill another copy of the exact same form, I guess they are after the commission. Lazy to fill again and rushing back to office, so insisted my original form and they took it at last.

Will update how it goes.
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It will take 2 weeks to get your card ready...
Titan_Gunners
post Sep 11 2012, 01:25 PM

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My 2nd BT with Aeon:
BT Form fax on 13th Aug.
BT approved on 14th Aug
Cheque send to bank on 23rd Aug.
Cheque clear on 28th Aug.

I would say the respond time is quite good.
Titan_Gunners
post Sep 12 2012, 05:54 PM

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QUOTE(leafy @ Sep 12 2012, 05:33 PM)
Hi, I applied my BT 1st time to Aeon from MBB...
BT Form fax on 30th Aug.
BT approved on 30th Aug.

but how to check there is a cheque send to bank?
Is it from MBB unbilled Transaction page?
I have email and check with MBB, they said so far no cheque yet to send to them...

i suppose to settle MBB payment by 16 Sept...

Hmmmm, should i settle my full payment now or wait a little bit longer? 

as i understand the full BT cycle for Aeon take 15 working days as stated in the BT application form...

icon_question.gif
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U need to call Aeon CS to confirm whether check had been sent to Mbb.
You can't check at maybank2u.
After that, just call Mbb to confirm receiving of the cheque, will need 2 days to clear it.

Bottom line, pay minimum amount 1st.

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