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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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MGM
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Dec 21 2012, 12:15 PM
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QUOTE(Titan_Gunners @ Dec 21 2012, 11:05 AM) 12/13 BT form submitted by fax 12/14 No able to pickup call from Aeon 12/17 Get call from Aeon and deatils verified 12/17 BT approved at same day 12/20 Payment shown at online banking Only 4 days btw BT approved and Payment made, that was fast, my 2 BTs took 9 and 10 days.
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owenwong84
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Dec 21 2012, 01:02 PM
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An agent told for applying BT have to ask carefully about the separate account and combine account.
Separate account is good Combine account very hard to track. The agent told me the money to repay the outstanding will deduct BT amount 1st. Then the retail charge will keep bring forward with CC interest.
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Titan_Gunners
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Dec 21 2012, 01:22 PM
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QUOTE(MGM @ Dec 21 2012, 12:15 PM) Only 4 days btw BT approved and Payment made, that was fast, my 2 BTs took 9 and 10 days. As per previous BT, usually will take 7-14 days...
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TSbrotan
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Dec 21 2012, 03:23 PM
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QUOTE(owenwong84 @ Dec 21 2012, 01:02 PM) An agent told for applying BT have to ask carefully about the separate account and combine account. Separate account is good Combine account very hard to track. The agent told me the money to repay the outstanding will deduct BT amount 1st. Then the retail charge will keep bring forward with CC interest. clear BT first? wow. cia lat
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Titan_Gunners
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Dec 21 2012, 03:59 PM
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QUOTE(yong417 @ Dec 21 2012, 11:21 AM) payment shown on your other bank's statement? Yup, on my other bank online statement.
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Titan_Gunners
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Dec 21 2012, 04:02 PM
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QUOTE(owenwong84 @ Dec 21 2012, 01:02 PM) An agent told for applying BT have to ask carefully about the separate account and combine account. Separate account is good Combine account very hard to track. The agent told me the money to repay the outstanding will deduct BT amount 1st. Then the retail charge will keep bring forward with CC interest. Pls refer to Ronnie post # 723. That is very clear explaination. This post has been edited by Titan_Gunners: Dec 21 2012, 04:02 PM
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bxblade
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Dec 22 2012, 07:25 AM
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Getting Started

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QUOTE(brotan @ Dec 20 2012, 09:07 AM) anyone has tried bt to bsn? i am a bit confused on the procedure i called CS says only can be done by branch. but my friend says can be done by fax thx I just email them and wait for the conformation call before they proceed the payment to respective bank
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ronnie
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Dec 22 2012, 11:33 AM
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Process for CIMB Balance Transfer Plus (by invitation only)
18 Dec 2012 : Invited to BT program (by Retention Dept) 19 Dec 2012 : Submitted BT application form via email 21 Dec 2012 : BT account created 24 Dec 2012 : BT transaction to other CC posted 26 Dec 2012 : Payment to other CC
Kudos to CIMB for quick process on my BT application.
This post has been edited by ronnie: Dec 26 2012, 09:10 PM
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JamesPond
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Dec 22 2012, 03:58 PM
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QUOTE(ronnie @ Dec 22 2012, 11:33 AM) Process for CIMB Balance Transfer Plus (by invitation only) 18 Dec 2012 : Invited to BT program (by Retention Dept) 19 Dec 2012 : Submitted BT application form via email 21 Dec 2012 : BT account created xx Dec 2012 : Payment to other CC Can you share how you get them invited?
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ronnie
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Dec 23 2012, 12:53 AM
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QUOTE(JamesPond @ Dec 22 2012, 03:58 PM) Can you share how you get them invited? By cancelling the Card lah !!!! Part of their "retention program" I received the retention call 3 weeks after I've asked them to cancel my Direct Access.
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cenkudu
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Dec 23 2012, 06:00 PM
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QUOTE(ronnie @ Dec 23 2012, 12:53 AM) By cancelling the Card lah !!!! Part of their "retention program" I received the retention call 3 weeks after I've asked them to cancel my Direct Access. yours quite fast, I submitted on 17 Dec still no news. They have requirement to pay min RM 1000 per bank. by the way can we balance transfer to a charge card like AMEX?
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ronnie
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Dec 24 2012, 01:44 AM
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QUOTE(cenkudu @ Dec 23 2012, 06:00 PM) yours quite fast, I submitted on 17 Dec still no news. They have requirement to pay min RM 1000 per bank. by the way can we balance transfer to a charge card like AMEX? You also was invited to the BT Plus program under same conditions ? Just call them up on Monday as a follow-up I don't see why not cannot BT amount from Charge Cards ...
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JamesPond
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Dec 24 2012, 09:43 AM
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I just paying the GST....when you ask for termination, are they issuing a new card for you this case?
Are you paying the new GST?
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TSbrotan
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Dec 24 2012, 09:48 AM
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hi all
wish all of you a good end to your new year and more money saved from BT in 2013 . haha.
btw, if you all have suggestion for faq topic, just post here. if it is really frequently asked, i will update on post #1
thx
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cenkudu
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Dec 24 2012, 11:58 AM
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QUOTE(ronnie @ Dec 24 2012, 01:44 AM) You also was invited to the BT Plus program under same conditions ? Just call them up on Monday as a follow-up I don't see why not cannot BT amount from Charge Cards ... Yes, I did received the 'retention' offer. I have call and they just approved today
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JamesPond
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Dec 24 2012, 12:28 PM
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do you guys need to pay GST while getting retention.
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ronnie
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Dec 24 2012, 12:40 PM
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QUOTE(JamesPond @ Dec 24 2012, 12:28 PM) do you guys need to pay GST while getting retention. Given RM50 credit to offset GST of course....  Else won't bother much
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JamesPond
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Dec 24 2012, 01:28 PM
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so just pressure them that you dont want to pay gst and ask for termination. thats it right? do you have those retention mobile? pls pm me . tq
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ronnie
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Dec 24 2012, 01:33 PM
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QUOTE(JamesPond @ Dec 24 2012, 01:28 PM) so just pressure them that you dont want to pay gst and ask for termination. thats it right? do you have those retention mobile? pls pm me . tq Direct call from Direct Access main line.
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JamesPond
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Dec 24 2012, 02:49 PM
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thanks. I am trying this tonight. Will let you know the positive result
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