Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
126 Pages « < 35 36 37 38 39 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

views
     
MGM
post Dec 21 2012, 12:15 PM

10k Club
********
All Stars
18,410 posts

Joined: Oct 2010
QUOTE(Titan_Gunners @ Dec 21 2012, 11:05 AM)
12/13 BT form submitted by fax
12/14 No able to pickup call from Aeon
12/17 Get call from Aeon and deatils verified
12/17 BT approved at same day
12/20 Payment shown at online banking
*
Only 4 days btw BT approved and Payment made, that was fast, my 2 BTs took 9 and 10 days.
owenwong84
post Dec 21 2012, 01:02 PM

Zin zin
******
Senior Member
1,041 posts

Joined: Oct 2004
An agent told for applying BT have to ask carefully about the separate account and combine account.

Separate account is good
Combine account very hard to track. The agent told me the money to repay the outstanding will deduct BT amount 1st. Then the retail charge will keep bring forward with CC interest.
Titan_Gunners
post Dec 21 2012, 01:22 PM

Regular
******
Senior Member
1,573 posts

Joined: Sep 2010
QUOTE(MGM @ Dec 21 2012, 12:15 PM)
Only 4 days btw BT approved and Payment made, that was fast, my 2 BTs took 9 and 10 days.
*
As per previous BT, usually will take 7-14 days... rclxms.gif
TSbrotan
post Dec 21 2012, 03:23 PM

Look at all my stars!!
*******
Senior Member
2,392 posts

Joined: Dec 2009
QUOTE(owenwong84 @ Dec 21 2012, 01:02 PM)
An agent told for applying BT have to ask carefully about the separate account and combine account.

Separate account is good
Combine account very hard to track. The agent told me the money to repay the outstanding will deduct BT amount 1st. Then the retail charge will keep bring forward with CC interest.
*
clear BT first? wow. cia lat doh.gif
Titan_Gunners
post Dec 21 2012, 03:59 PM

Regular
******
Senior Member
1,573 posts

Joined: Sep 2010
QUOTE(yong417 @ Dec 21 2012, 11:21 AM)
payment shown on your other bank's statement?
*
Yup, on my other bank online statement.
Titan_Gunners
post Dec 21 2012, 04:02 PM

Regular
******
Senior Member
1,573 posts

Joined: Sep 2010
QUOTE(owenwong84 @ Dec 21 2012, 01:02 PM)
An agent told for applying BT have to ask carefully about the separate account and combine account.

Separate account is good
Combine account very hard to track. The agent told me the money to repay the outstanding will deduct BT amount 1st. Then the retail charge will keep bring forward with CC interest.
*
Pls refer to Ronnie post # 723. That is very clear explaination.

This post has been edited by Titan_Gunners: Dec 21 2012, 04:02 PM
bxblade
post Dec 22 2012, 07:25 AM

Getting Started
**
Junior Member
140 posts

Joined: Jan 2008
QUOTE(brotan @ Dec 20 2012, 09:07 AM)
anyone has tried bt to bsn?

i am a bit confused on the procedure

i called CS says only can be done by branch. but my friend says can be done by fax

thx
*
I just email them and wait for the conformation call before they proceed the payment to respective bank
ronnie
post Dec 22 2012, 11:33 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



Process for CIMB Balance Transfer Plus (by invitation only)

18 Dec 2012 : Invited to BT program (by Retention Dept)
19 Dec 2012 : Submitted BT application form via email
21 Dec 2012 : BT account created
24 Dec 2012 : BT transaction to other CC posted
26 Dec 2012 : Payment to other CC

Kudos to CIMB for quick process on my BT application.

This post has been edited by ronnie: Dec 26 2012, 09:10 PM
JamesPond
post Dec 22 2012, 03:58 PM

Look at all my stars!!
*******
Senior Member
4,526 posts

Joined: Mar 2006
QUOTE(ronnie @ Dec 22 2012, 11:33 AM)
Process for CIMB Balance Transfer Plus (by invitation only)

18 Dec 2012 : Invited to BT program (by Retention Dept)
19 Dec 2012 : Submitted BT application form via email
21 Dec 2012 : BT account created
xx Dec 2012 : Payment to other CC
*
Can you share how you get them invited?
ronnie
post Dec 23 2012, 12:53 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(JamesPond @ Dec 22 2012, 03:58 PM)
Can you share how you get them invited?
*
By cancelling the Card lah !!!! Part of their "retention program"
I received the retention call 3 weeks after I've asked them to cancel my Direct Access.
cenkudu
post Dec 23 2012, 06:00 PM

Regular
******
Senior Member
1,206 posts

Joined: Jan 2008
QUOTE(ronnie @ Dec 23 2012, 12:53 AM)
By cancelling the Card lah !!!! Part of their "retention program"
I received the retention call 3 weeks after I've asked them to cancel my Direct Access.
*
yours quite fast, I submitted on 17 Dec still no news. They have requirement to pay min RM 1000 per bank.

by the way can we balance transfer to a charge card like AMEX?
ronnie
post Dec 24 2012, 01:44 AM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(cenkudu @ Dec 23 2012, 06:00 PM)
yours quite fast, I submitted on 17 Dec still no news. They have requirement to pay min RM 1000 per bank.

by the way can we balance transfer to a charge card like AMEX?
*
You also was invited to the BT Plus program under same conditions ?

Just call them up on Monday as a follow-up
I don't see why not cannot BT amount from Charge Cards ...
JamesPond
post Dec 24 2012, 09:43 AM

Look at all my stars!!
*******
Senior Member
4,526 posts

Joined: Mar 2006
I just paying the GST....when you ask for termination, are they issuing a new card for you this case?

Are you paying the new GST?
TSbrotan
post Dec 24 2012, 09:48 AM

Look at all my stars!!
*******
Senior Member
2,392 posts

Joined: Dec 2009
hi all

wish all of you a good end to your new year and more money saved from BT in 2013 . haha.

btw, if you all have suggestion for faq topic, just post here. if it is really frequently asked, i will update on post #1

thx
cenkudu
post Dec 24 2012, 11:58 AM

Regular
******
Senior Member
1,206 posts

Joined: Jan 2008
QUOTE(ronnie @ Dec 24 2012, 01:44 AM)
You also was invited to the BT Plus program under same conditions ?

Just call them up on Monday as a follow-up
I don't see why not cannot BT amount from Charge Cards ...
*
Yes, I did received the 'retention' offer. I have call and they just approved today rclxms.gif
JamesPond
post Dec 24 2012, 12:28 PM

Look at all my stars!!
*******
Senior Member
4,526 posts

Joined: Mar 2006
do you guys need to pay GST while getting retention.
ronnie
post Dec 24 2012, 12:40 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(JamesPond @ Dec 24 2012, 12:28 PM)
do you guys need to pay GST while getting retention.
*
Given RM50 credit to offset GST of course.... drool.gif rclxms.gif Else won't bother much
JamesPond
post Dec 24 2012, 01:28 PM

Look at all my stars!!
*******
Senior Member
4,526 posts

Joined: Mar 2006
so just pressure them that you dont want to pay gst and ask for termination.
thats it right?
do you have those retention mobile? pls pm me . tq
ronnie
post Dec 24 2012, 01:33 PM

Not enough stars
*********
All Stars
21,308 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(JamesPond @ Dec 24 2012, 01:28 PM)
so just pressure them that you dont want to pay gst and ask for termination.
thats it right?
do you have those retention mobile? pls pm me . tq
*
Direct call from Direct Access main line.
JamesPond
post Dec 24 2012, 02:49 PM

Look at all my stars!!
*******
Senior Member
4,526 posts

Joined: Mar 2006
thanks. I am trying this tonight.
Will let you know the positive result

126 Pages « < 35 36 37 38 39 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0307sec    0.38    6 queries    GZIP Disabled
Time is now: 5th December 2025 - 06:15 PM