Is there any bt that I can pay minimum 5% from the total amount..I can only find bt which divide the amount equally for each month
Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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 Aug 7 2012, 03:07 PM
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#1
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Senior Member
1,590 posts Joined: Nov 2006  
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Aug 8 2012, 09:40 PM
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#2
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1,590 posts Joined: Nov 2006
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i wanna try public bank 0% 6months bt
currently i'm holding this card and thinking to terminate it bcoz i need to pay gst next month but better pay rm50 and get the 0% bt |
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Jan 10 2013, 08:58 PM
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#3
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1,590 posts Joined: Nov 2006
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anyone can clarify whether Public Bank still giving 6 mths interest free for bt this year?
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Jan 10 2013, 10:51 PM
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#4
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1,590 posts Joined: Nov 2006
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QUOTE(firdausz @ Jan 10 2013, 09:37 PM) Still on their website. The banner is on rigHt hand side. thankswww.pbebank.com/en/en_content/personal/cards/index.html  QUOTE(brotan @ Jan 10 2013, 10:48 PM) yes, i am their loyal customer. thanks for the info bro,i did bt with them oso and currently have 2 months installment left wanna do new 1 |
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Jan 16 2013, 01:56 AM
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#5
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1,590 posts Joined: Nov 2006
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i faxed my bt application for public bank on friday 11.01.13
let see how fast they can process it |
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Jan 17 2013, 02:03 AM
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#6
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QUOTE(epie @ Jan 16 2013, 01:56 AM) i faxed my bt application for public bank on friday 11.01.13 11/1/13 bt form faxedlet see how fast they can process it 16/1/13 bt amount appear in public bank online banking  waiting for payment |
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Jan 17 2013, 10:41 AM
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#7
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1,590 posts Joined: Nov 2006
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QUOTE(Titan_Gunners @ Jan 17 2013, 08:29 AM) Yes, is for 0% interest for 6 months. most of us do not want to pay single cent of interest Most of us only interested in 0% BT.   and i believe, most of us can pay in full but choose to do bt and put the money elsewhere (fd for example)  |
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Jan 17 2013, 07:55 PM
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#8
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QUOTE(epie @ Jan 17 2013, 02:03 AM) 11/1/13 bt form faxed 11/1/13 bt form faxed16/1/13 bt amount appear in public bank online banking waiting for payment16/1/13 bt amount appear in public bank online banking 17/1/13 bt completed wow!!! only 5working days...great job by public bank |
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Jan 17 2013, 10:21 PM
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#9
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1,590 posts Joined: Nov 2006
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QUOTE(leafy @ Jan 17 2013, 08:59 PM) Can i know what is the difference of this EPP and BT since both also need to pay some sort of 1 time off handling fee/ admin fee? i never know its hard to get their ccin this case, can we take OCBC as example:- 5 months--> 2% 10 months--> 3% 20 months--> 5% above is the handling fee charges from ocbc and min to do BT also RM1k as well.... hmmm, from what i see compare against OCBC EPP and BT, BT more worthy as the rate is "cheaper" a bit and have extra few months to stretch the "bad debts"  Hi Epie, BT to Public Bank sure is fast but their cc is super hard to apply, i been rejected twice so kinda give up jor...  maybe is it due to i cancel my saving and current account there before @ Public Bank, so they must have got my record there somehow.... sorry sorry OT too much ....  i was thinking to cancel this card but changed my mind after they having this 0% bt |
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Jan 18 2013, 10:45 AM
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#10
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1,590 posts Joined: Nov 2006
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QUOTE(obiey @ Jan 18 2013, 07:20 AM) Public Back is efficient, simple and easy but 1 think weird about them.. has use their facility twice they never call me to verify about the bt so i dunno whther they received my application or not,after few days..the bt successful |
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Jan 18 2013, 12:08 PM
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#11
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1,590 posts Joined: Nov 2006
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QUOTE(Titan_Gunners @ Jan 18 2013, 11:31 AM) Not all banks will call to verify the application. as long as my bt successful, i'm happy to be their customer At least, Mbb and Cimb do not call customer to verify BT application. |
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Jan 23 2013, 07:32 PM
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#12
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Senior Member
1,590 posts Joined: Nov 2006
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QUOTE(Titan_Gunners @ Jan 23 2013, 05:22 PM) From my latest Aeon statement, they provide RM1 = 1points for BT transaction as well. seriously?This will be good for us to waive the GST using 10k point. now i wanted this card oso  |
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Feb 20 2013, 11:17 PM
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#13
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1,590 posts Joined: Nov 2006
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QUOTE(lamode @ Feb 20 2013, 10:50 PM) 15 FEB - Faxed BT form to PBB. public is the best 18 FEB - Appeared PBB online banking. 20 FEB - MBB account updated. total 4 working days only. |
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Feb 20 2013, 11:25 PM
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#14
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1,590 posts Joined: Nov 2006
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QUOTE(lamode @ Feb 20 2013, 11:18 PM) has PRO and CON. owh dunno about thattheir CS @ call center is bad, and often need to wait > 5mins to get someone attend to you. for bt...i never call them...just fax the form and within 5days all settled |
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May 14 2013, 08:44 PM
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#15
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1,590 posts Joined: Nov 2006
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my latest BT using PB from amex
08/05/13 Fax to PB 10/05/13 BT charge appear in PB online 14/05/13 payment completed in credit card statement |
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May 15 2013, 08:31 PM
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#16
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Senior Member
1,590 posts Joined: Nov 2006
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QUOTE(s@ni @ May 15 2013, 01:16 PM) They paid to the bank directly? Not cheque/cash to us? Noob here.. Sorry for asking yup they pay directly and the great thing is PB dun need ur statement to do BT |
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Oct 25 2013, 03:31 PM
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#17
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1,590 posts Joined: Nov 2006
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public bank balance transfer 6months 0%
submitted form thru fax on friday cleared on wednesday fast as usual |
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