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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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tiramisu83
post Oct 25 2012, 04:49 PM

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regarding the bank islam balance transfer details

Valid Until : 31st Dec 2012 (Note : Called the bank. CS said you just have to pay min 5% of the outstanding balance transfer amount for that month. But on the final due date of the BT duration (6 mths, 12 mths or 24 mths), you must clear all the outstanding or you will be charged normal cc interest

If let says I want to BT 5k for 1 year (1% per year=0.083%), each month i only pay 5.083% of the outstanding?
tiramisu83
post Jan 10 2013, 11:20 AM

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hmm..which bank has the best rate for 2013? is it still 0% smart move balance transfer from RHB?
tiramisu83
post Apr 1 2013, 11:08 AM

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QUOTE(brotan @ Mar 30 2013, 06:53 PM)
Thanks for the info

Updated post #1
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It is monthly installment? Or based on outstanding?
tiramisu83
post Apr 1 2013, 12:00 PM

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QUOTE(brotan @ Apr 1 2013, 11:33 AM)
not sure. you can call the bank to confirm
*
Just called, interest based on reducing balance..this plan is same as CIMB few years back!
1% 1 year, each month only 0.08%! brows.gif

im going to apply it later!

This post has been edited by tiramisu83: Apr 1 2013, 01:06 PM

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