Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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 Jan 18 2013, 01:18 AM
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Junior Member
108 posts Joined: Jan 2003 From: kelana jaya / putrajaya  
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Hi read few pist already, decided narrow down to BSN or AEON for 0% balance transfer,
Just wanna know few eetails. 1. Which is more efficient? In term of processing and online transaction 2. No early setlement fees? 3. Can pay just 5% minumum every month Thank you so much |
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Jan 18 2013, 07:20 AM
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Junior Member
74 posts Joined: Jan 2006
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QUOTE(epie @ Jan 17 2013, 07:55 PM) 11/1/13 bt form faxed Public Back is efficient, simple and easy 16/1/13 bt amount appear in public bank online banking 17/1/13 bt completed wow!!! only 5working days...great job by public bank    .. has use their facility twice |
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Jan 18 2013, 10:45 AM
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Senior Member
1,590 posts Joined: Nov 2006
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QUOTE(obiey @ Jan 18 2013, 07:20 AM) Public Back is efficient, simple and easy but 1 think weird about them.. has use their facility twice they never call me to verify about the bt  so i dunno whther they received my application or not,after few days..the bt successful |
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Jan 18 2013, 11:27 AM
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Senior Member
2,392 posts Joined: Dec 2009
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QUOTE(ic3johan @ Jan 18 2013, 01:18 AM) Hi read few pist already, decided narrow down to BSN or AEON for 0% balance transfer, Bsn super slow. That's all I have to sayJust wanna know few eetails. 1. Which is more efficient? In term of processing and online transaction 2. No early setlement fees? 3. Can pay just 5% minumum every month Thank you so much |
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Jan 18 2013, 11:31 AM
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(epie @ Jan 18 2013, 10:45 AM) but 1 think weird about them Not all banks will call to verify the application.they never call me to verify about the bt so i dunno whther they received my application or not,after few days..the bt successful At least, Mbb and Cimb do not call customer to verify BT application. |
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Jan 18 2013, 11:36 AM
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(ic3johan @ Jan 18 2013, 01:18 AM) Hi read few pist already, decided narrow down to BSN or AEON for 0% balance transfer, For Aeon BT, Just wanna know few eetails. 1. Which is more efficient? In term of processing and online transaction 2. No early setlement fees? 3. Can pay just 5% minumum every month Thank you so much 1. ard 2 weeks. 2. Yes, there is but i not sure how much. 3. No, their BT is equal payment for 6 months. |
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Jan 18 2013, 12:08 PM
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Senior Member
1,590 posts Joined: Nov 2006
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QUOTE(Titan_Gunners @ Jan 18 2013, 11:31 AM) Not all banks will call to verify the application. as long as my bt successful, i'm happy to be their customer At least, Mbb and Cimb do not call customer to verify BT application. |
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Jan 18 2013, 01:41 PM
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Senior Member
2,392 posts Joined: Dec 2009
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QUOTE(iVW @ Jan 17 2013, 05:58 PM) kindly update OCBC Balance Transfer Plan Called OCBC and updated on post #11.88% - 6 Months 2.88% - 12 Months Balance to transfer is amounted to minimum 1K, interest will be charged once at the first instalment. thx for the tips |
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Jan 20 2013, 12:03 PM
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Senior Member
1,573 posts Joined: Sep 2010
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Latest update:
My latest BT with Aeon... 01/14 BT form submitted by fax 01/15 Get call from Aeon and deatils verified 01/15 BT approved 01/18 Payment shown at online banking Only take 5 working days. Good job, Aeon team... |
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Jan 20 2013, 01:37 PM
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(leafy @ Jan 16 2013, 12:35 PM) Based on my prediction..... Bro, this had happen. BT completed with last week..   17 Jan, BT approved 25 Jan Payment shown at online banking ** not possible for Payment to be made from Aeon to another bank within this week itself based on my humble "experience"...   |
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Jan 20 2013, 03:40 PM
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Junior Member
297 posts Joined: Apr 2010
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QUOTE(brotan @ Jan 18 2013, 01:41 PM) Called OCBC and updated on post #1 is it installment kind of BT ? any separate account created for this ? how to apply this ? cant find any form in their official websitethx for the tips This post has been edited by notok: Jan 20 2013, 03:41 PM |
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Jan 20 2013, 05:48 PM
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All Stars
18,402 posts Joined: Oct 2010
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QUOTE(Titan_Gunners @ Jan 20 2013, 12:03 PM) Latest update: That was fast, may I know the payment was to which bank?My latest BT with Aeon... 01/14 BT form submitted by fax 01/15 Get call from Aeon and deatils verified 01/15 BT approved 01/18 Payment shown at online banking Only take 5 working days. Good job, Aeon team... |
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Jan 21 2013, 07:58 AM
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(MGM @ Jan 20 2013, 05:48 PM) That was fast, may I know the payment was to which bank? Ocbc. |
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Jan 23 2013, 11:16 AM
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Senior Member
1,461 posts Joined: Apr 2005
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QUOTE(brotan @ Jan 18 2013, 11:27 AM) Bsn super slow. That's all I have to say How slow are they? Do you have any experience with them? Applied their credit card, but only get the after about 2 months.I can see in their website that I can do BT for 36 months for 0.375% per month? anyone know the calculation? |
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Jan 23 2013, 01:33 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur 
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Citibank Kiosk @ IPC Mall offers 0.99% p.a. BT for New Card application (new & existing customer)
Existing customer need to apply for a new card to enjoy this BT. |
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Jan 23 2013, 03:15 PM
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Senior Member
2,392 posts Joined: Dec 2009
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QUOTE(kurtkantoi @ Jan 23 2013, 11:16 AM) How slow are they? Do you have any experience with them? Applied their credit card, but only get the after about 2 months. 3 weeks to get money transferred after i apply. public bank normally 1 weekI can see in their website that I can do BT for 36 months for 0.375% per month? anyone know the calculation? |
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Jan 23 2013, 03:25 PM
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Senior Member
2,392 posts Joined: Dec 2009
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QUOTE(notok @ Jan 20 2013, 03:40 PM) is it installment kind of BT ? any separate account created for this ? how to apply this ? cant find any form in their official website i called them directlyas for the details, better you call directly as i don't use their service |
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Jan 23 2013, 05:10 PM
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Senior Member
1,461 posts Joined: Apr 2005
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QUOTE(brotan @ Jan 23 2013, 03:15 PM) 3 weeks to get money transferred after i apply. public bank normally 1 week That's super slow. Definitely will terminate their card this year. For BT, I prefer to use Aeon, just take around 1 week (including weekends) from the day I applied. |
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Jan 23 2013, 05:22 PM
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Senior Member
1,573 posts Joined: Sep 2010
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From my latest Aeon statement, they provide RM1 = 1points for BT transaction as well.
This will be good for us to waive the GST using 10k point. |
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Jan 23 2013, 05:27 PM
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Senior Member
2,392 posts Joined: Dec 2009
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QUOTE(Titan_Gunners @ Jan 23 2013, 05:22 PM) From my latest Aeon statement, they provide RM1 = 1points for BT transaction as well. huh? BT also can earn points?This will be good for us to waive the GST using 10k point. |
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