Called SCB. BT 6mth for 2.99% still on.

i faxed my bt application for public bank on friday 11.01.13
let see how fast they can process it

My latest BT with Aeon...
01/14 BT form submitted by fax
01/15 Get call from Aeon and deatils verified
??? BT approved
??? Payment shown at online banking

Lets see whether the payment can be made by this week or not.

Based on my prediction.....

17 Jan, BT approved
25 Jan Payment shown at online banking

** not possible for Payment to be made from Aeon to another bank within this week itself based on my humble "experience"...

Yup, should be ard this. Lets wait and see.

Aeon, public or bsn offer the best BT plan?
but aeon only give for 6months

check spoiler on post #1

11/1/13 bt form faxed
16/1/13 bt amount appear in public bank online banking
waiting for payment

Yes, is for 0% interest for 6 months.
Most of us only interested in 0% BT.

most of us do not want to pay single cent of interest
and i believe, most of us can pay in full but choose to do bt and put the money elsewhere (fd for example)

no doubt this BT services can help us leverage our "bad debts" problems for 6 months on 0% but i find it one can get addicted to such "benefits" especially me lar...

whenever want to purchase large stuff (more $$$ involvement) and if that shop do not offer any 0% EPP then will straight away think of my beloved Aeon 6 mths BT scheme....

well, now left few months to go b4 my i get back all my credit limit.... then the cycle goes on and on again....

Comclusion: Credit card is two edge sword. You may benefit or hurt from it.

As long as you are confident you can pay promptly every time, then no issue

kindly update OCBC Balance Transfer Plan

1.88% - 6 Months
2.88% - 12 Months

Balance to transfer is amounted to minimum 1K, interest will be charged once at the first instalment.

is it for new or existing customer?

11/1/13 bt form faxed
16/1/13 bt amount appear in public bank online banking
17/1/13 bt completed

wow!!! only 5working days...great job by public bank

where u get the info?

for any OCBC card holder.

Can i know what is the difference of this EPP and BT since both also need to pay some sort of 1 time off handling fee/ admin fee?
in this case, can we take OCBC as example:-

5 months--> 2%
10 months--> 3%
20 months--> 5%
above is the handling fee charges from ocbc and min to do BT also RM1k as well....

hmmm, from what i see compare against OCBC EPP and BT, BT more worthy as the rate is "cheaper" a bit and have extra few months to stretch the "bad debts"

Hi Epie,

BT to Public Bank sure is fast but their cc is super hard to apply, i been rejected twice so kinda give up jor...
maybe is it due to i cancel my saving and current account there before @ Public Bank, so they must have got my record there somehow....

sorry sorry OT too much ....

i never know its hard to get their cc
i was thinking to cancel this card but changed my mind after they having this 0% bt