Wuld investment in the PRS scheme be better than Amanah Saham?

someone mentioned he managed to top up for AS1M, i think is jacklew. ASM and ASW is a zero success in so far as my experience goes. I do not have AS1M, so no hands on experience there. I do not know how it works, but I think you cannot see how many units are available. The whole thing is very shabby in details. If one manage to, I think they will open a free text for you to key your amount, then they might reject or accept your topup, failure or success of which will be charged RM1 regardless.

Up to you to register or not, it is independent of unit availability. You can just register and wait until maybe a nationwide opening of subscription, then you can do it there.

On the other hand, funds where units are always available will be there for online subscription, like ASB..

This post has been edited by frontierzone: Nov 26 2012, 12:18 AM

Thanks a lot !
I manage to find jacklew's previous post mentioning his successful top up using cimb clicks

ya according to him rm1 will be charged regardless of the outcome

ok i 'll go register my acccount tmr to standby

thanks for ur help again !

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Added on November 26, 2012, 12:50 amhi there,

can i ask around how many times you tried before you get the rm400 units ?

did you try more than 10 times ?

Thanks

This post has been edited by nond: Nov 26 2012, 12:50 AM

You already question this on other thread, the fund is not guarantee and may goes up or down depend on the performance, as mentioned 30% of the fund can be withdraw every years while remaining 70% can be withdraw once each 55 year old. This is only other form of mutual fund, just like you purchasing an insurance plan (NAV) prices is not fixed, only a small number of private companies mutual fund can beat return up to 12% each year.

For Private Retirement Funds, there are a lot to consider especially it a private companies. While government can fall into big hole of debt, private companies can goes as well.

Do you mean by 10 times in a single day? those agents not gonna tried that much for you. Up until now, i question some banks and PNB, they mentioned for new account to open for Chinese is almost zero except announcement return on that day, number of banks say, never for AS1M while PNB say yes but not many, other fund almost zero. You may try your luck too.

i managed to top-up the AS1M for RM400 during the FIRST try. At this moment, you can only try to top-up AS1M. Even thought I have registered my ASW2020 & ASM in CIMB clicks, but these two funds are not available for selection when you try to top-up.

No i mean how many times he tried to top up online until successfully get the RM400 units.

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Added on November 26, 2012, 7:19 pmwow you are lucky.

I tried to register my as1m in cimb clicks today but get rejected.
already email to ask for the reason....



This post has been edited by nond: Nov 26 2012, 07:19 PM

do u guys think AS-funds' annual return of abt 6% is able to beat inflation? Or maybe precious metals is better for safeguarding values?

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Added on November 26, 2012, 8:25 pmRemember i asked one time why i cannot register ASM on CIMB Clicks? I actually finally managed to, but it was not from any assistance from those correspondence I had with the bank people. I actually ran through some of my deposit slips of ASM from which I had transacted at the physical bank, and observed the details. I saw one line where my IC number was, and it looked usual until I looked more intently, I saw that there was a 0 padded in front of it. Damn, so I went to try and key in again to register online, this time typing my IC with the extra 0 padded in front, ie. 0 followed by YYMMDDxxxxxx, and only then I was accepted. I wonder whether you guys have your IC numbers padded with 0 as well.

This post has been edited by frontierzone: Nov 26 2012, 08:33 PM

real inflation rate is more than that. 10cent rise in a cup of teh tarik can easily be more than 6%

Teh-O-Ais at foodcourt increase from RM1.00 to RM1.20 ... that's 20% inflation

This post has been edited by ronnie: Nov 27 2012, 03:07 PM

Hi all, cimb just give me this short reply.
So we can only register when there is unit available?
I thought is register first to stanby
faint...

Register as in registering your membership (which you already have opened the AS1M previously via physical agents) onto the online banking service right?

ya. this is what i mean

i already have the AS1M, i tot register in cimb clicks to standby if any new units available then i can
try my luck to grab it.

ai....so is she give me wrong instruction ?

How come you have some sort of like an 'email' message? I believe one can just register straight away at the Investment-related tab, then go to ASNB and then Add Favorites. When we add favorite, we will key in fund membership number and IC then wait one day, for it to be Approved or Rejected. Even rejected there wouldn't be any message to you, just tht its Rejected. Did you use the Message Center to ask them? If so I suggest you go straight to the Add Favorites to try.

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Looking back on your post, I believe you sent them a message to ask and you probably have not tried the actual registration. Based on that message their explanation is valid, as you usually can't subscribe new units as long as it is considered 'quota full' for your race. I do not know how you asked them or they may have misinterpreted. Do note that register and subscribe are 2 different terms. Register means you just let them verify your membership and attach it to your account e-banking facility. Whereas subscribe means to 'purchase' units. In summary, you may not be able to subscribe but registration is definitely possible. So, suggest you try to go to "My Investment" then "ASNB", then "View Account Status", then "Add New". Hope it works out. (As my experience goes with the Message from those e-banking, sometimes they really lack knowledge on the thing you asked or due to time constraint, so they rather reply you some generic 'nonsense'.)

This post has been edited by frontierzone: Nov 28 2012, 11:33 AM

[]Thanks for ur step by step info bro

i did the registration but get rejected, that's y i msg to ask y





This post has been edited by nond: Nov 28 2012, 02:40 PM

Fyi, i managed to have my ASM & ASW2020 REGISTERED successfully via the add function in cimb CLICKS, but that's AFTER MORE THAN 10 TIMES REJECTED :-) Even i have had it registered successfully now, but no way to purchase additional units for ASM & AS2020 as the field in additional purchase only have AS1M as option.

Guys, im bumi, and im interested in opening this account. already have ASB. Do you think bumi units still available in large quantity. what is the max we can invest?

Keyed in the same information each time? Mine was only finally registered after I realized there is a 0 in front of my IC according to the deposit slip. However that IC was handwritten on my passbook according my actual IC with dashes, on Amanah slip, there is no dash but a ZERO padded in front. If I did not recheck my slip, I think I will never be registered.

This post has been edited by frontierzone: Nov 28 2012, 11:48 PM

ok will try to add a 0 infront.

Actually I cant find any IC no. neither the passbook nor the slip.
Just my name only

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Added on November 29, 2012, 12:15 am>10times....

This post has been edited by nond: Nov 29 2012, 12:15 AM

Just go apply la, the amount is still big. Even Amanah Saham Didik still not yet full.
Bumi never fully subscribed except Amanah Saham 2020.

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Added on November 29, 2012, 5:24 pm
Just find the lowest Based Lending Rate (BLR) among banks.

This post has been edited by adolph: Nov 29 2012, 05:24 PM