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 AS1M/ASM/ASW2020/ASN/ASB and other PNB funds V3, lending your money to the government

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shohoku_14
post Dec 10 2012, 05:02 PM

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anyone can predict how much will be the dividen and bonus for ASB this year? really hope can over 9% so i can clear my PTPTN loan next year...
adolph
post Dec 10 2012, 05:17 PM

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QUOTE(shohoku_14 @ Dec 10 2012, 05:02 PM)
anyone can predict how much will be the dividen and bonus for ASB this year? really hope can over 9% so i can clear my PTPTN loan next year...
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Speculation and prediction will not give you a re-assurance and satisfaction to clear your worry. As such, you still need to relay on the real exact return from PNB for such case.
Even some parties claimed it will goes above or below your average points.
davinz18
post Dec 10 2012, 06:16 PM

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Manage to top-up today. Just small amount available, that also after went for 2nd time today (staff key in my particulars 2 times before success). The staff need to long in 2 times because asnb system lock my transaction (automatic log out).










jacklew77
post Dec 10 2012, 07:18 PM

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QUOTE(smsbusiness2u @ Dec 10 2012, 04:47 PM)
what fund you got?
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ASM
shohoku_14
post Dec 10 2012, 08:00 PM

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QUOTE(adolph @ Dec 10 2012, 05:17 PM)
Speculation and prediction will not give you a re-assurance and satisfaction to clear your worry. As such, you still need to relay on the real exact return from PNB for such case.
Even some parties claimed it will goes above or below your average points.
*
yah, i knew it... still need to wait the announcement from the government, maybe another 10 days, just hope can be higher than last year, then i really thankful already~~~~~
1282009
post Dec 11 2012, 12:59 AM

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QUOTE(jacklew77 @ Dec 10 2012, 03:03 PM)
If u are lucky, the teller will try few times for u. I did try in last week at maybank, the young malay teller pretend to key in something and tell me all finished. so bad. This morning, i went to cimb, the teller is good, try for me at rm5k, 3k 2k, 1k, at last only get rm500. I walked to the opposite maybank, told the teller that i wana try 2k, so lucky that i got rm2k at the first try. The teller told me that i m very lucky coz many people try cant even get rm100.
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Congrats.


fahrur_07
post Dec 11 2012, 02:43 PM

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asb dividen will be announce on 22/12/2012
you90
post Dec 11 2012, 08:18 PM

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Maybank2 u states that currently there is no unit left for ASB1 M..


xtjs
post Dec 11 2012, 08:50 PM

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can add as1m through cimbclicks?

there is a note stating that none bumi units are fully subscribed... but if want to try can or not? maybe got some units sold back.


SureshG
post Dec 11 2012, 10:57 PM

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QUOTE(you90 @ Dec 11 2012, 08:18 PM)
Maybank2 u states that currently there is no unit left for ASB1 M..
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That's a default statement. You can still go ahead and buy.
you90
post Dec 12 2012, 09:47 AM

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QUOTE(SureshG @ Dec 11 2012, 10:57 PM)
That's a default statement. You can still go ahead and buy.
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I have tried to log in and purchase but the status is pending. sad.gif
Dharcness
post Dec 12 2012, 11:57 AM

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Hello, I got a question.

Which one is better? Put RM200 every month into ASB, or put RM2400 (12x200) lump sum on january into ASB every year?
yahiko
post Dec 12 2012, 02:48 PM

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hey all... wanna ask..
my bro have amanah saham but now he have been working in spore for year now..

can he sell transfer the saham to me?
adolph
post Dec 12 2012, 05:42 PM

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QUOTE(yahiko @ Dec 12 2012, 02:48 PM)
hey all... wanna ask..
my bro have amanah saham but now he have been working in spore for year now..

can he sell transfer the saham to me?
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This is not banks, obviously no.
you cannot reserve the units for anyone.
adolph
post Dec 12 2012, 05:43 PM

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QUOTE(Dharcness @ Dec 12 2012, 11:57 AM)
Hello, I got a question.

Which one is better? Put RM200 every month into ASB, or put RM2400 (12x200) lump sum on january into ASB every year?
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In Lump sum on first January each year, as you mentioned above.
This is because it will be pro-rated by remaining months before distribution of dividend.

This post has been edited by adolph: Dec 12 2012, 05:44 PM
Hanbin1988
post Dec 13 2012, 12:46 PM

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MBSB december promotion rate 4.3% (until end of this December) only for maybank staff (kuala lumpur and Selangor). Maximum loan amount will be to 250k and max tenure to be 20 years. Easy to prove and apply even ccris and ctos for all maybank staff to ready for settlement or overlapping. Kindly call me 0166827215 for more information and application. Thank you and have a nice day.
zaphod42
post Dec 14 2012, 12:22 PM

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Muslim bros investing in the above, one quick question , is investing in AS1M/ASM/ASW2020/ASN/ASB Halal ?

Heard somewhere that guaranteed profits is haram in Islam ?
nond
post Dec 14 2012, 06:02 PM

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QUOTE(zaphod42 @ Dec 14 2012, 12:22 PM)
Muslim bros investing in the above, one quick question , is investing in AS1M/ASM/ASW2020/ASN/ASB Halal ?

Heard somewhere that guaranteed profits is haram in Islam ?
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I dont remember pnb guarantee any profit of any fund
adolph
post Dec 14 2012, 08:42 PM

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QUOTE(zaphod42 @ Dec 14 2012, 12:22 PM)
Muslim bros investing in the above, one quick question , is investing in AS1M/ASM/ASW2020/ASN/ASB Halal ?

Heard somewhere that guaranteed profits is haram in Islam ?
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Pemodalan Nasional Berhad (PNB) never claimed all these funds which were opened guaranteed in returns in future.
Only some parties used past performance return to sell their ASB loan to convince the return is safe, majority only taking it as investment vehicle because it is offered in such a fixed units which is not volatile in pricing units.

It already stated very clearly when you surf the main pages below the bottom. For "Halal", you may refer back to your religious.
http://www.asnb.com.my/english/index.htm
nond
post Dec 15 2012, 12:02 AM

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QUOTE(adolph @ Dec 14 2012, 08:42 PM)
Pemodalan Nasional Berhad (PNB) never claimed all these funds which were opened guaranteed in returns in future.
Only some parties used past performance return to sell their ASB loan to convince the return is safe, majority only taking it as investment vehicle because it is offered in such a fixed units which is not volatile in pricing units.

It already stated very clearly when you surf the main pages below the bottom. For "Halal", you may refer back to your religious.
http://www.asnb.com.my/english/index.htm
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agree.

Even the AS1M also like they not guarantee will maintain RM1 / unit , am i correct?
i'm not sure, but seems that the way they promote AS1M is different with ASW2020

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