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 AS1M/ASM/ASW2020/ASN/ASB and other PNB funds V3, lending your money to the government

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nond
post Nov 25 2012, 08:53 PM

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hi, just curious anyone able to top up or c any unit available of ASW2020/AS1M at cimb clicks?

do you think should i register my asw2020/as1m account in cimb clicks ?

Thanks
nond
post Nov 26 2012, 12:44 AM

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QUOTE(frontierzone @ Nov 26 2012, 12:15 AM)
someone mentioned he managed to top up for AS1M, i think is jacklew. ASM and ASW is a zero success in so far as my experience goes. I do not have AS1M, so no hands on experience there. I do not know how it works, but I think you cannot see how many units are available. The whole thing is very shabby in details. If one manage to, I think they will open a free text for you to key your amount, then they might reject or accept your topup, failure or success of which will be charged RM1 regardless.

Up to you to register or not, it is independent of unit availability. You can just register and wait until maybe a nationwide opening of subscription, then you can do it there.

On the other hand, funds where units are always available will be there for online subscription, like ASB..  rclxub.gif
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Thanks a lot ! biggrin.gif
I manage to find jacklew's previous post mentioning his successful top up using cimb clicks

ya according to him rm1 will be charged regardless of the outcome

ok i 'll go register my acccount tmr to standby

thanks for ur help again !


Added on November 26, 2012, 12:50 am
QUOTE(jacklew77 @ Oct 12 2012, 04:17 PM)
I was trying to add my ASM & ASW2020 as favourite account in CIMB clicks this morning AGAIN. Can't remember how many times i tried and get rejected !! Know what, this time i manage to get it THROUGH !!!!!! I went to Maybank to update my AS1M passbook this afternoon, at the same time try to add more units (for AS1M, ASM, ASW2020), but it was FULL, as usual.[attachmentid=3097257]
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hi there,

can i ask around how many times you tried before you get the rm400 units ?

did you try more than 10 times ?

Thanks

This post has been edited by nond: Nov 26 2012, 12:50 AM
nond
post Nov 26 2012, 07:17 PM

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QUOTE(adolph @ Nov 26 2012, 09:01 AM)
Do you mean by 10 times in a single day? those agents not gonna tried that much for you. Up until now, i question some banks and PNB, they mentioned for new account to open for Chinese is almost zero except announcement return on that day, number of banks say, never for AS1M while PNB say yes but not many, other fund almost zero. You may try your luck too.
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No i mean how many times he tried to top up online until successfully get the RM400 units. sweat.gif


Added on November 26, 2012, 7:19 pm
QUOTE(jacklew77 @ Nov 26 2012, 09:40 AM)
i managed to top-up the AS1M for RM400 during the FIRST try. At this moment, you can only try to top-up AS1M. Even thought I have registered my ASW2020 & ASM in CIMB clicks, but these two funds are not available for selection when you try to top-up.
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wow you are lucky. thumbup.gif

I tried to register my as1m in cimb clicks today but get rejected.
already email to ask for the reason.... rclxub.gif



This post has been edited by nond: Nov 26 2012, 07:19 PM
nond
post Nov 27 2012, 03:53 PM

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QUOTE(frontierzone @ Nov 26 2012, 07:57 PM)
do u guys think AS-funds' annual return of abt 6% is able to beat inflation? Or maybe precious metals is better for safeguarding values?


Added on November 26, 2012, 8:25 pmRemember i asked one time why i cannot register ASM on CIMB Clicks?  I actually finally managed to, but it was not from any assistance from those correspondence I had with the bank people. I actually ran through some of my deposit slips of ASM from which I had transacted at the physical bank, and observed the details. I saw one line where my IC number was, and it looked usual until I looked more intently, I saw that there was a 0 padded in front of it. Damn, so I went to try and key in again to register online, this time typing my IC with the extra 0 padded in front, ie. 0 followed by YYMMDDxxxxxx, and only then I was accepted. I wonder whether you guys have your IC numbers padded with 0 as well.
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Hi all, cimb just give me this short reply.
So we can only register when there is unit available?
I thought is register first to stanby
faint... rclxub.gif



QUOTE
Thank you for your message dated 26-Nov-2012.

With regards to your enquiry below, we wish to inform you that Amanah Saham 1 Malaysia (AS1M) for non bumiputra already fully subscribed.

*Subscriptions of funds are subject to funds availability.

Should you have other enquiries, please do not hesitate to contact our CIMB Call Centre at 1-300-880-900 or 03-2295 6100 between 7am to 11pm (Malaysia hours) daily including public holidays for information and assistance.

Warm Regards,

nond
post Nov 28 2012, 12:47 AM

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QUOTE(frontierzone @ Nov 27 2012, 10:41 PM)
Register as in registering your membership (which you already have opened the AS1M previously via physical agents) onto the online banking service right?
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ya. this is what i mean

i already have the AS1M, i tot register in cimb clicks to standby if any new units available then i can
try my luck to grab it.

ai....so is she give me wrong instruction ?
nond
post Nov 28 2012, 02:39 PM

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QUOTE(frontierzone @ Nov 28 2012, 11:04 AM)
How come you have some sort of like an 'email' message? I believe one can just register straight away at the Investment-related tab, then go to ASNB and then Add Favorites. When we add favorite, we will key in fund membership number and IC then wait one day, for it to be Approved or Rejected. Even rejected there wouldn't be any message to you, just tht its Rejected. Did you use the Message Center to ask them? If so I suggest you go straight to the Add Favorites to try.

--

Looking back on your post, I believe you sent them a message to ask and you probably have not tried the actual registration. Based on that message their explanation is valid, as you usually can't subscribe new units as long as it is considered 'quota full' for your race. I do not know how you asked them or they may have misinterpreted. Do note that register and subscribe are 2 different terms. Register means you just let them verify your membership and attach it to your account e-banking facility. Whereas subscribe means to 'purchase' units. In summary, you may not be able to subscribe but registration is definitely possible. So, suggest you try to go to "My Investment" then "ASNB", then "View Account Status", then "Add New". Hope it works out. (As my experience goes with the Message from those e-banking, sometimes they really lack knowledge on the thing you asked or due to time constraint, so they rather reply you some generic 'nonsense'.)
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Thanks for ur step by step info bro

i did the registration but get rejected, that's y i msg to ask y

Attached Image



This post has been edited by nond: Nov 28 2012, 02:40 PM
nond
post Nov 29 2012, 12:15 AM

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QUOTE(frontierzone @ Nov 28 2012, 11:46 PM)
Keyed in the same information each time? Mine was only finally registered after I realized there is a 0 in front of my IC according to the deposit slip. However that IC was handwritten on my passbook according my actual IC with dashes, on Amanah slip, there is no dash but a ZERO padded in front. If I did not recheck my slip, I think I will never be registered.
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ok will try to add a 0 infront.

Actually I cant find any IC no. neither the passbook nor the slip.
Just my name only rclxub.gif


Added on November 29, 2012, 12:15 am
QUOTE(jacklew77 @ Nov 28 2012, 05:09 PM)
Fyi, i managed to have my ASM & ASW2020 REGISTERED successfully via the add function in cimb CLICKS, but that's AFTER MORE THAN 10 TIMES REJECTED :-) Even i have had it registered successfully now, but no way to purchase additional units for ASM & AS2020 as the field in additional purchase only have AS1M as option.
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>10times.... rclxub.gif

This post has been edited by nond: Nov 29 2012, 12:15 AM
nond
post Nov 30 2012, 05:01 PM

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QUOTE(frontierzone @ Nov 28 2012, 11:46 PM)
Keyed in the same information each time? Mine was only finally registered after I realized there is a 0 in front of my IC according to the deposit slip. However that IC was handwritten on my passbook according my actual IC with dashes, on Amanah slip, there is no dash but a ZERO padded in front. If I did not recheck my slip, I think I will never be registered.
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Hi finally i was successfully registered my AS1M in cimb clicks rclxms.gif

ya i follow ur method add a 0 in front my IC without any dash (-)sign.

Thanks bro. thumbup.gif


will add in the asw2020 and asm later.

Anyway, i fcan't found my IC number in my passbook or slip received
can you ?
nond
post Nov 30 2012, 06:04 PM

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QUOTE(adolph @ Nov 30 2012, 05:49 PM)
You successfully opened AS1M, since you're chinese?
Anyway, I do not really understand what method by adding "0" without any dash (-) sign.
Do you mean, the registration paper slip, you put infront?

Eg,

801520-12-7055
But in the registration, you put, "0801520127055
" ? hmm.gif
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i already got as1m,
what i mean is i registered my account in cimb internet banking是的,
我是华人

ya the first time i register i key in 801520-12-7055 but was rejected
then this time i key in 0801520127055 and succeeded.
nond
post Nov 30 2012, 10:35 PM

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QUOTE(adolph @ Nov 30 2012, 10:33 PM)
You register or do you mean tellers register for you?
Alright, I will try on next week, It's okey if I provided 0801520127055 on the registration opening account forms.
Hopefully it will works, thanks for your feedback.  smile.gif
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i register myself on cimb clicks
nond
post Dec 1 2012, 08:49 AM

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QUOTE(frontierzone @ Nov 30 2012, 11:07 PM)
Good! I don't know why they need that 0 in front tho. They should specify properly on the website how is the format they want, who could have thought the IC needs a 0 in front. And last time I messaged CIMB many times, they just reply standard message, say please refer to PNB, bla bla bla and all the addresses of PNB etc.

My IC is written by hand on the passbook on first page along with member name, membership no. etc. You don't have it? The top-up slip does have the IC number with 0, somewhere on the codes. There are quite a few lines of codes there, as with most transactions, some reference no.s, trace codes. etc.
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i double checked already.

my passbook first page only contains my name, member no. and my thumb print(no ic)
then my address was at the last page of the passbook


the annual statement also dont have my ic no., just my name and member no. only

This post has been edited by nond: Dec 1 2012, 08:49 AM
nond
post Dec 5 2012, 12:25 AM

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received my AS1M statement today^.^

This post has been edited by nond: Dec 5 2012, 12:25 AM
nond
post Dec 14 2012, 06:02 PM

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QUOTE(zaphod42 @ Dec 14 2012, 12:22 PM)
Muslim bros investing in the above, one quick question , is investing in AS1M/ASM/ASW2020/ASN/ASB Halal ?

Heard somewhere that guaranteed profits is haram in Islam ?
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I dont remember pnb guarantee any profit of any fund
nond
post Dec 15 2012, 12:02 AM

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QUOTE(adolph @ Dec 14 2012, 08:42 PM)
Pemodalan Nasional Berhad (PNB) never claimed all these funds which were opened guaranteed in returns in future.
Only some parties used past performance return to sell their ASB loan to convince the return is safe, majority only taking it as investment vehicle because it is offered in such a fixed units which is not volatile in pricing units.

It already stated very clearly when you surf the main pages below the bottom. For "Halal", you may refer back to your religious.
http://www.asnb.com.my/english/index.htm
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agree.

Even the AS1M also like they not guarantee will maintain RM1 / unit , am i correct?
i'm not sure, but seems that the way they promote AS1M is different with ASW2020

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