There will still be some foreign exchange fee with ATM/Debit/Credit card.

As for cash withdrawal fee (per usage), please call HSBC CS or refer to their website for further info.

Like I said, use your MBB Petronas Credit Card because it has on of the lowest conversion fee for Malaysia issued credit cards.

I used to have the MBB Petronas, click on below links to see my article on overseas transactions and you'll note MBB Petronas exchange rate was the lowest when comparing to my other credit cards.

Overses Transactions - What Card Is The Best? Part II comparing transactions in Singapore.
Overseas Transactions - What Card Is The Best? comparing transactions in Singapore.
Overseas Transaction - which CC to use? HSBC rate was among the highest for US and SG transactions.

Tell you what, you go do cash withdrawal with your HSBC ATM card and also pay with your MBB Petronas Card and then report here back the exchange rate comparison please.

I was charged two times for a transaction. First swipe failed but it went through anyway, so no slip. After receiving 2 sms alerts, I confirmed the double charge with SCB SC and CL deduction from online banking. The SC said this is between me and the merchant. Is this correct?

The merchant claimed there is no record of double charge after doing the 'closing' of credit card accounts and will have to check with the e-pay vendor for full record. This may take several days.

The funny thing is, the merchant will do refund by crediting the amount to my saving account insread of doing reversal from my credit card. At the same time, I have also flagged the double charge.

This post has been edited by Human Nature: Sep 8 2012, 12:48 PM

If the merchant can rectify for you then no problems. If the merchant refuse to rectify it, you can lodge a dispute with the card issuer and let them take the necessary actions.

Once I bought a Jet Star ticket and somehow it showed that my booking did not go thru. So made another booking. Then my statement came and got doubled charged. Call MBB and they said to check with Jet Star and see if they can rectify on their side first. So called Jet Star and initially it showed there was no double charged based on reservation number but after further checking, Jet Star confirmed I was charged for the failed booking and reverse the transaction.

This post has been edited by Gen-X: Sep 8 2012, 01:01 PM

^ ok thanks, the merchant is already checking and i only signed one slip so it is ok i guess.

Hi first of all i am noob in credit card... i just applied and got mu card 2day.. mbb amex dual card visa. This is my first cc. Because they promise me siap within 60 mins, i just wait and ta da got the card.

The officer just gave me the card and Said thanks.

I am too happy just left klcc and heading to sogo... then thousand of questions pop out.

1. How can i knoe my status debt? If thru mb2u...
2. I dun have pin number for my both cards... how can i reg mb2ubat atm liddat ?
3 i rember my sis goy ecure code when she uses cc to buy flight tickey.. how do i knoe thse things
5 when is my bolling dat

1. Call CS or through M2U
2. Go to any Maybank branch and ask the staff to assist.
3. Refer to the link below:
4. You missed out question 4
5. Call CS or through M2U

http://www.maybank2u.com.my/mbb_info/m2u/p...sonal/CRD-Cards

This post has been edited by Human Nature: Sep 8 2012, 05:42 PM

Hi.. newbie here..

Self-employed, doing a homebased business from november 2011.. registered a company at april 2012.. no tax declared.. Only got statement from current account (maybank) start april 2012 under company name (enterprise).. how to know my annual income from the monthly statement? credit? debit or ending balance?

I wanted to buy an iphone+plan using EPP plan, and some how it direct me to CC..

Please guide me, and please let me know what info do you need to see if I eligible to apply a CC..

Thanks guys

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Anyone using this? Is it worth to take this card since I always pump at Esso @ Petron

There are better cards such as OCBC Titanium MasterCard, Maybankard 2 Cards, Citibank Cash Back Platinum and UOB ONE Card.

Hi.. If my salary slip for this month is basic rm2000 up 200 from rm 1800. Can i apply for credit card or do i have to wait until the 3rd salary slip of rm2k

You'll stand a better chance of approval if you give the bank 3 months pay slips. Some banks may be content with 1.
I'd suggest you to just wait for 3 months.

noted with thanx.

I have question about MBF credit card, as im going to travel to melbourne on october. Can MBF bank credit card be use on oversea? (i am not the owner,is that my parents sub another card for me from his MBF bank account)

which card gives the highest rebates/award points for overseas expenditure?

Depends, if you cannot qualify for credit cards like MilesAndMore mentioned, then yes. Or, maybe your petrol usage is low, like RM100 or less, then maybe this PB Esso Debit card can be even better than credit card offering 5% cash back after considering RM50 GST.

Many many years ago, in the 90's, MBf used to have a card just for local use targeted at those unable to qualify for Classic credit cards. Nowadays, they no longer issue such cards I suppose. You should not have any problems using your MBf supp card overseas but it is a good practice to let the card issue know the duration you are there (call CS and inform them). One more thing, when you are asked or need to select credit or debit, choose credit.

This post has been edited by Gen-X: Sep 12 2012, 08:43 AM

Hi, would like to know,
about the Citibank Easy Pay, can i use it to pay insurance?
one year premium / 12 monthly instalment 0% interest, got?

Is the insurance company in Citibank Easy Pay merchant list? If no, then no 0% installment plan with Citibank credit cards.

This post has been edited by Gen-X: Sep 12 2012, 02:48 PM

i've just received my cimb petronas mastercard...how to activate it??

ic, thanks

call the number printed at the back of your card.