hi everyone,

other than maybankard, is there any credit card that offer 5x points and good reward programs like maybankard platinum?

any help? thanks.

HSBC Visa Signature (Minimum income: RM100,000 p.a)
gives you 5X Reward Points on your local spend for Shopping and Groceries
10X Reward Points on your Overseas Hotel and Dining spend plus exclusive privileges at home and abroad.

Alliance Visa Infinite (Minimum income: RM150,000 p.a)
.5x Timeless Bonus Points for overseas retail spend
◦2x Timeless Bonus Points for local retail spend

This post has been edited by fly126: Sep 3 2012, 03:58 PM

for hsbc visa signature, and if i buy things online... do i get 5x or 10x reward points too e.g. amazon?

as for alliance, i don't think i qualify for infinite though. what is the min. annum salary?

thanks anyway

amazon, e-bay, Book Depository was considered Online Transaction not Overseas Spend
(MUST use your card at Overseas baru get 5x or 10x reward points )...
btw, Maybank 2cards Platinum (Minimum income: RM60,000 p.a)

This post has been edited by fly126: Sep 3 2012, 04:12 PM

so if always buy books from amazon, i get 1x point only? aiyo

yeah i have maybankard platinum, looking for 2nd card that have good points and rewards program. so can change to aeon vouchers

Sorry Miss Out 1 more...
Citibank Platinum (Minimum income: RM60,000 p.a)
•5X Rewards Points at major departmental stores/ hypermarkets
•Offset any purchase with your Rewards Points
•Double your warranty at zero cost

Actually I Prefer buy book from http://www.bookdepository.co.uk/ & FREE delivery Worldwide
You need to pay Postage for Amazon's Order...

oh thanks for sharing

but even any of these card, online purchase can't benefit sien

will check out these cards.

just 2 more questions. is it okay to apply 3 - 4 credit cards at the same time? or better i apply 1 by 1 first?

how many credit cards can 1 person actually carry? i think i heard banks said bank negara changed policy, 1 person can't carry so many. Confused. Hmm...

This post has been edited by ericwen: Sep 3 2012, 04:47 PM

as Much as you can (credit card) if your income was more than 36k per annual,
& Bellow 36k per year just can get credit card from 2 different Bank only...

So, how many you got...???

i only have 2, i am planning to get more

honestly, i don't use so many credit cards last time, i tot it's bad to use credit card, but now the rewards points really nice and it's not safe to bring so much cash lo

can i ask another question?

say i have 5 credit cards (assume i have) and all limits are rm20,000. If i swipe and use all of them each monthly with full capacity (assume i am big spender), but pay within the due date, every month like that ... will that become an issue? or it is good to spend more if i can pay back on time? will banks increase my credit limit or improve my credit worthiness?

edit: i am giving an example, and i believe many people do spend a lot on cc and pay back right? i don't have so much capacity to do above, but i always wonder will that be an issue? coz for me i do travel overseas, and no choice i may have to use my cc and claim back from company.

any help again? thanks

This post has been edited by ericwen: Sep 3 2012, 05:09 PM

Better pay in full every month, No Interest No Worry!
settle all my Outstading Balances every month 0% hutang so far..

If you cosider for card no.2,3.. why not try Cash Back Card....like HSBC Amanah Platinum since you got maybank (reward points) card
I'm using HSBC Amanah Platinum was Annual Fee Waiver & Subject to min 12 swipes per year please check on :
https://www.hsbcamanah.com.my/1/2/amanah/pe...al/credit-cards

This post has been edited by fly126: Sep 3 2012, 05:26 PM

the cash back goes back to the credit card or can go into savings account one? hmm?

Cash Back Credit back to your credit card account...
btw, you request about credit limit of maybank card...
Usually the bank will revised Customer's CL every 2 years but different bank different (style) procedue lah...
Unless, you got Big Increasement Salary (about $200-$500 per month)... then u can ask the bank increase your credit card CL with submit your latest Income Document to bank

This post has been edited by fly126: Sep 3 2012, 07:34 PM

oic, so it's not based on spending usage but salary income. okay then

thanks so much man

Sama-sama

Cimb,hong leong,citibank,hsbc..all of this bank reject me..i don think im in ccris prob..loan pay on time..

Good repayment record in ccris is not the only criteria for granting of credit.

In my opinion, if you have maxed out all your available credits, that may affect your ability to get approval.

Another possible reason is that you may have applied for new credit, too many times, recently.

Tq for the info buddy

Are you absolutely sure beyond doubt with your statement/posting here ?

If to book air tickets, which banks' credit card has the best offers or benefits?

My CIMB Islamic Petronas CC was on a 3K credit limit since 2010 because I was in no hurry to increase it due to I will only used it for emergencies. Now I am about to travel overseas and already earn more than my previous pay application during 2010, the question is what how long does it take to get my application done & necessary documents?