Make sure your monthly Basic Salary must $2000/$24,000 per year Your contribution on EPF min. $220 ,
without $2000 Basic Salary, NO Credit Card
Try to get Local Bank cc 1st (HLB, RHB) later HSBC, Citibank.... susah to get Public Bank cc not much benefit, people seldom use it

This post has been edited by fly126: Jul 27 2012, 02:54 AM

How to increase Maybank CC limit? I can decide or is it up to the bank's consideration?

There is a CL increase request from at Maybank's website. You can state the increase amount but final decision is up to Maybank.

Thanks, I already downloaded the form. But didn't see any part that allows me to state the amount desired

My bad, it's a new form. Take note on clause 2 & 3 of the T&C.

Something like this case?
http://forum.lowyat.net/index.php?showtopi...&hl=credit+card

This post has been edited by hye: Jul 27 2012, 10:06 PM

not a professional here, maybe you can try waiting for other suggestion or refer to http://www.akpk.org.my/

This post has been edited by hye: Jul 27 2012, 10:06 PM

@stanz
Your so called banker friend is suggesting to you a wrong way to settle your debt. I personally felt you are not too far away from getting yourself in trouble with loan sharks. if you are looking for special methods or to solicit people to help you in the wrong way then this is not the place.

Such methods will only land you in deeper trouble. Seek real and professional help and please refer yourself to AKPK.

This post has been edited by hye: Jul 27 2012, 10:11 PM

i got the form...pm me ur email, i can email to u

normally u can try to request up to 3times of ur basic salary

if ur salary 2k, u can try to request to 6k

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Added on July 27, 2012, 10:13 pmbro...check out my signature....

pbb card is useless....

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Added on July 27, 2012, 10:15 pmbro

u can apply MYEG account n pay....but there is rm2 service charge....

for MBB and citibank only applicable for TNB



This post has been edited by maru: Jul 27 2012, 10:15 PM

Bro, are you serious.... for his needs, isn't HSBC interest rate higher than PBB?

this is done by the bank itself. i called to the bank and they said they do have such thing..i called to HSBC..would need confirmation if this is true

Is it RHB & Citibank Interest Rate lower than HSBC ???

how come? interest rate all suppose to be same which is 17.5% or 18%

forgot which is the general

Bro, read lah his post before post buta-buta. He needs installment plan for iPhone. PBB offering one time fee upfront 1% for 12 months. HSBC?

i used hsbc bought iphone under maxis 0%

Please read lah his post, he don't want purchase with Telco

He want to purchase from Apple store and not telco. Give the correct advice and yours is such to your own benefit.
Please read his post before replying buta-buta and point to your own signature.

PLEASE SHARE !!
RHB Bank Travel Money Credit Card holder please take note.

Beware of 10% rebate sms from RHB Bank that they never keep their promise.
As can be seen 1st weekend of May , petrol transaction on 6th of May is RM 63.74, with cash back only RM 1.20 (Not said 10% RM 6.37).

I already have ONE CARD from UOB Bank that gives guaranteed 5% rebate,that time I was attracted by the sms so only I use RHB Travel Money.So,I walked in to the bank and lodge complaint ,although it's a very small amout to me, but I do believe will have other consumers with bigger expenses that use the same card and didn't get the actual rebate.

RHB Bank passed the case to tele-banking customer service and the 1st one attended to me is a guy who said he stand on my site ,understand my situation but he said he can't do anything ,end up he passed to his manager to called me back.

Then his manager , a girl, she called me and said she can't do anything as for only certain amount above of petrol transaction only entitle ,and ask me go read T&C that apply before use the card. How can you expect me to read it online before I use ? and I argue with her that should the message written GET UP TO 10% PETROL CASH BACK before the bank blast out...

End up, 2days ago they called me and they apologize to me and in return, they giving me RM 10x2 Parkson shopping voucher.So if you're using the same card,please check your credit card statement see wether you can get redeem the same Parkson voucher or not .hehe

Cheers ~

NOTE : MOD Edited as original posts contained vulgarities which is not welcomed here. Member has been given warning on misconduct

This post has been edited by hye: Jul 28 2012, 11:09 PM

Bro, first of all, it's your fault for not reading the T&C. If you had, you will know it is not 10%. It was also discussed here.

Secondly, I recommend you remove the photo of your statement immediately as can I figure out your name on card and 16 digit card number easily. You'll regret big time you posted it here as there are many people lurking in this forum to get your info. Go delete the number and name completely and then repost.

This post has been edited by hye: Jul 28 2012, 11:09 PM

Same thing with their Tesco card... money dont fall from sky except with OCBC Titanium Mastercard.