Can we pay Quit Rent (Cukai Tanah) at TMpoint using credit card?

No. I think they only accept credit card for their own bills.

All CC should have this feature

U need to spend 36k per year with the Platinum card to get auto Annual Fee Waiver, same as UOB ONE Card
better stick on the Classic Card without Annual Fee

This post has been edited by fly126: Jul 25 2012, 02:30 AM

Except for the auto annual fee waiver for the Visa Infinite which is news to me, the rest is nothing new


To All: I just published the final part to my series of article for Credit Card Beginners, click below link to read it:

Benefits of Credit Cards and How To Earn Pocket Money.

Hi Gen-X

Thanks for sharing. Many of your posts is very informative to me

Indeed it is, very comprehensive. Recommend new card users to give it a read.

hi,
im going to apply for credit card but duno which one is the good, between public bank classic n hsbc. the main purpsoe is to get an iphone at installment plan through apple store. act can be do that? make installment plan for iphone purchase at apple store? and what is the charges?

chongaik82 & Human Nature, thanks bros.

If just for an iphone, no diff lah. Go apply with the bank that is easy for you to make payment.

Apple Store online? They don't offer installment plan. For Apple dealers, better you go check with them. For DiGi, go to their website for more info.

Anyway, the new iPhone is schedule to be released in the 4th quarter this year. Better you wait and the current iPhone price will drop.

thanks for the advice. but how about those upfront interest fees? will there be any diff? is hsbc higher? its possible to make installment plan with the bank right?
im new to this and i just got my job so thought of applying a new CC and get an iphone.

thanks

for Easy Payment Plan, PBB do offer upfront interest plan (1-2% for up to 24 months). HSBC I got no idea. You go check their website lah, if got then compare yourself. But I got an advise for you, if HSBC do offer some kind of installment plan, better you read their Terms & Conditions.

For DiGi, 0% interest plan but for selected cards and need to sign 24 months contract.

so if use PBB, i just need to add the 1-2% into the purchase price and divide accordingly and no hidden charges right? and what is the approval rate for the installment application? thanks

For HSBC, it's either 3% or 5% one-time interest charge, depends on your selected repayment tenure.

Hi, I got NEWS on RHB of Purchase Samsung Galaxy S III with 0% Interest just for your Reference
(sorrylah... I don't have any information on i-Phone with HSBC/ Public Bank)

I wish to purchase Samsung Galaxy III 16GB via :
RHB Smart Instalment @ RM183.25 x 12 months= RM2199+ Courier Delivery: WM $65/ EM $85
(Promotion valid till 30 September 2012, U also get 3x Reward Points when Sign-up this Plan)

U can email to enquiries@jcmsprorewards.com, if u interested on this
I think this one similiar with other Instalment Plan

This post has been edited by fly126: Jul 27 2012, 02:42 AM

hi, another question.
today i tried to apply PBB CC through online and they ask me to submit my Income Tax Return form, but i just start working and did not have such document with me. how am i suppose to attach it and apply PBB CC if i dont have that? is there any alternative?
pls advice.tq

I also did not submit Income Tax I apply my cc through Bank (Walk-in) in 2011 (1st time apply)
I just give them:
i) 3 Months Pay Slips
ii) Latest EPF statement print from EPF koisk
iii) 3 Months Bank Statement which your Salary credited to that Account

I think now very hard to get cc, very Strict many terms & regulations from BANK NEGARA

---

Added on July 27, 2012, 12:08 amRHB Dial -An Instalment Plan: (Latest just get it from Bank Statement)
Promotion valid till 30 September 2012

a) 6 months 0% rate of min purchase amount $1000 (Not for RHB Business Card)
b) 9 months 0%rate of min purchase amount $ 1000 (applicable to Education & Medical bills only not for RHB Business Card)
c) 6 months 3%rate of min purchase amount $500
d)12 months 6%rate of min purchase amount $1000
e)24 months 12% rate of min purchase amount $2000

This post has been edited by fly126: Jul 27 2012, 01:25 AM

RHB has been extending the expiry date for the above offers, which is good.

And with you posting about the RHB Visa Infinite's annual fee waiver, it made me go check it out. Well the card no longer needs the cardholder to have a net worth of USD1M but annual income of RM240K/year. It comes with 4 combined complimentary passes to KLIA, LCCT, Senai and Langkawi whic is the same as their Plat Card Overseas transactions earns 3X points. Looks like RHB is trying to attract customers who are into VI but their benefits are lacking compared to other Vis.

This post has been edited by Gen-X: Jul 27 2012, 12:37 AM

Wah cepat betul u get this information/details, Sifu You are Best of the Best

Sis, the info is available at RHB website lah

any idea whats the success rate of my application? do i need to certify each of the documents?